Summary
Overview
Work history
Education
Skills
Certification
Timeline
Generic

Reshma Begum

Dartford,United Kingdom

Summary

Accomplished professional specializing in banking risk and finance with expertise in Oracle Flexcube and Oracle Cloud solutions. Proficient in finance transformation, accounting processes, financial controls, reconciliation, and regulatory reporting. Strong capabilities in credit risk, market risk, liquidity management, and non-financial risk assessment, complemented by advanced skills in data analysis using SQL and Python. Experienced in leveraging Hadoop ecosystems and ETL tools for robust data solutions, with a focus on intelligent automation and innovative finance transformation initiatives.

Overview

1
1
Certification
2
2
years of post-secondary education
17
17
years of professional experience

Work history

Vice President – Core Banking, Finance Transformation & Enterprise Data Modernisation

CITIBANK
London, UK
2023.03 - 2026.08

Key Responsibilities & Achievements:

  • Leading strategic initiatives across Citi's enterprise-wide Core Banking, Finance Transformation, and Data Modernisation programmes, supporting global Banking, Markets, Risk, Finance, Wealth, and Regulatory Reporting functions. Partnering with senior business and technology stakeholders to deliver large-scale transformation initiatives that enhance operational efficiency, strengthen data governance, modernise finance platforms, and support regulatory compliance.
  • Enterprise transformation: Led enterprise-wide transformation initiatives across core banking, finance, risk, and data domains, delivering strategic solutions that advanced Citi's modernisation and digital transformation agenda.
  • Business & data transformation: Led business and data transformation activities across finance, risk, markets, securities, lending, payments, and regulatory reporting functions, aligning initiatives with enterprise objectives and regulatory requirements.
  • Strategic Ledger Programme: Support Citi's Strategic Ledger Programme, a global finance transformation initiative implementing Oracle Cloud SaaS solutions (AFCS, AHCS, GL, FCCS, ARCS) to standardise accounting processes, modernise financial operations, and replace legacy platforms with a centralised strategic ledger.
  • Cross-Functional Leadership: Collaborate with cross-functional teams comprising Technology, Finance, Operations, Risk, Data Engineering, Product, Governance, and external vendors to successfully deliver complex transformation programmes.
  • Target-State Design: Partner with senior stakeholders to define target-state processes, operating models, business requirements, and data strategies that support organisational growth, regulatory compliance, and operational excellence.
  • Data governance: Drove enterprise data governance initiatives, including data quality management, data lineage, reconciliation controls, metadata management, and operational monitoring, enhancing data integrity and transparency across the organisation.
  • Business-Critical Solutions: Deliver business-critical solutions supporting P&L, Revenue, Exposure, Collateral, Market Risk, Credit Risk, Stress Testing, Financial Reporting, and Regulatory Reporting requirements.
  • Regulatory Compliance: Support compliance with global regulatory requirements including FCA, SEC, and EMIR through implementation of robust, controlled, auditable, and traceable data processes.
  • Data Analytics & Innovation: Leverage SQL, Python, Hadoop, Data Lake technologies, and advanced analytics to drive innovation, automation, and data-driven business outcomes.
  • AI-Ready Foundations: Enable AI-ready and data-driven transformation initiatives by establishing trusted enterprise data foundations that support innovation, advanced analytics, automation, and future digital capabilities.

Global Program & Implementation Lead / Project Manager

ORACLE FINANCIAL SERVICES SOFTWARE
, Global
2010.01 - 2023.01

Key International Assignments & Achievements:

  • Delivered end-to-end core banking, treasury, and risk management software implementations for major global financial institutions. Managed complex project lifecycles, product parametrisation, data migration, and post-go-live support across multiple international jurisdictions.
  • Tokyo, Japan (Shinsei Bank): Led end-to-end FLEXCUBE v12 implementation covering Lending, CASA, Deposits, Payments, ATM, and Core banking with integrations (Zengin, Murex, Credit Bureau), data migration, and advanced features like 24/7 banking and complex deposit/loan products.
  • Kuala Lumpur, Malaysia (SME Bank): Managed derivatives implementation (IRS, CCS, FRA), overseeing product setup and lifecycle processing (revaluation, settlement) while ensuring effective post-go-live support.
  • Cairo, Egypt (Credit Agricole): Implemented treasury and investment modules, including Money Market, Securities, and Options, managing deal lifecycle and portfolio management for derivatives (options, swaps).
  • Taipei, Taiwan (Taipei Fubon Bank): Worked on Trade Finance, Core, CASA, and Collateral Management with focus on product parametrisation, SWIFT integration, and end-to-end transaction lifecycle.
  • Bengaluru, India (Citibank Project): Supported Loan Syndication and Secondary Trading customisation, developing functional specifications, conducting testing, and facilitating reconciliation flows and integration between loan and trading modules.

Education

Master of Business Administration (MBA) - Finance

RV Institute of Management
Bengaluru, India
2008.06 - 2010.06

Skills

  • Banking risk and finance
  • Oracle Flexcube and cloud solutions
  • Financial transformation
  • Accounting and ledger processing
  • Financial controls and reconciliation
  • Regulatory reporting
  • Credit and market risk management
  • Liquidity and non-financial risk assessment

Certification

  • Certified Scrum Product Owner (CSPO) Scrum Alliance | Certified: 2020
  • Financial Risk Manager (FRM) Global Association of Risk Professionals (GARP) | In Progress / Candidate

Timeline

Vice President – Core Banking, Finance Transformation & Enterprise Data Modernisation

CITIBANK
2023.03 - 2026.08

Global Program & Implementation Lead / Project Manager

ORACLE FINANCIAL SERVICES SOFTWARE
2010.01 - 2023.01

Master of Business Administration (MBA) - Finance

RV Institute of Management
2008.06 - 2010.06
Reshma Begum