Ramail Naveed
Iver,England
Summary
Accomplished professional with extensive expertise in stakeholder and client relationship management, leadership of multi-disciplinary teams, and a deep knowledge of international trade rules and regulations. Proven ability in risk assessment and management, with a strong background in trade finance compliance, trade finance products, and trade finance platforms. Dedicated to leveraging skills to drive organisational success and ensure compliance with global standards.
Overview
10
10
years of professional experience
6
6
years of post-secondary education
1
1
Certification
Work history
Assistant Manager, Trade Finance
Habib Bank Limited
Karachi
08.2021 - 07.2025
- Leadership role in the CTP Guarantees department specialising in the issuance and advising of guarantees
- Acted as a main point of contact for trade queries for clients
- Ensured accurate regulatory reporting and high-quality documentation standards
- Ensured adherence to with AML frameworks and KYC across all transactions
- Oversaw transaction monitoring and reporting advising on letters of credit
Senior Trade Finance Officer
Meezan Bank
Karachi
09.2017 - 08.2021
- Specialised in export documentation
- Processed and verified international trade documentation including letters of credit, export bills, import collections and remittances in compliance with regulation
- Performed daily, monthly, and quarterly reconciliations and reporting
- Carried out trade finance compliance and due diligence checks in accordance to procedure
- Handling trade finance correspondence and liaising with clients
Foreign Trade Officer
Habib Metropolitan Bank
Karachi
11.2015 - 09.2017
- Processed export documentation for advance payments, CAD, and L/C transactions, ensuring full compliance with regulatory and bank requirements
- Reviewed exporters’ documents before sending them to foreign banks to check for compliance
- Managed SWIFT communication with foreign banks and followed up on documents under collection or negotiation
- Entered and processed export transactions in line with internal policies
Education
Masters - Islamic Banking & Finance
Sheikh Zayed Islamic Center - Karachi University
01.2020 - 01.2022
Post Graduate Diploma - Islamic Banking
Sheikh Zayed Islamic Center - Karachi University
01.2019 - 12.2019
Bachelor of Commerce - undefined
Newports Institute of Communications & Economics
01.2013 - 10.2015
Skills
- Stakeholder and client relationship management
- Leadership of multi-disciplinary teams
- Deep knowledge of international trade rules and regulations
- Risk assessment and management
- Expertise in trade finance compliance, trade finance products and trade finance platforms
Certification
- Trade Finance: The Islamic Way (IBA)(CEIF)
- Business Communication (IBA)
- Import/Export Documentation & Procedures (Sindh Board of Textile Education)
- Diploma in Sales & Marketing(PIM)
Languages
English
Fluent
Urdu
Native
Hindi
Fluent
Qualifications
- Certified Shariah Auditor (IBA)
- Certified Shariah Adviser & Auditor (C.S.A.A) (IBA) (BAHRAIN)
Timeline
Assistant Manager, Trade Finance
Habib Bank Limited
08.2021 - 07.2025
Masters - Islamic Banking & Finance
Sheikh Zayed Islamic Center - Karachi University
01.2020 - 01.2022
Post Graduate Diploma - Islamic Banking
Sheikh Zayed Islamic Center - Karachi University
01.2019 - 12.2019
Senior Trade Finance Officer
Meezan Bank
09.2017 - 08.2021
Foreign Trade Officer
Habib Metropolitan Bank
11.2015 - 09.2017
Bachelor of Commerce - undefined
Newports Institute of Communications & Economics
01.2013 - 10.2015