R. Karthikeyan
Coimbatore,Tamil Nadu
Summary
An Experienced Banking Professional having ample amount of Knowledge in Banking Sector seeking an Opportunity in an esteemed Organization to use my skills and be able to contribute to the company for which I am working. I will put my best effort to learn the company Policies and make better Decision in favor of the company Encouraging manager and analytical problem-solver with talents for team building, leading and motivating, as well as excellent customer relations aptitude and relationship-building skills. Proficient in using independent decision-making skills and sound judgment to positively impact company success. Dedicated to applying training, monitoring and morale-building abilities to enhance employee engagement and boost performance. Energetic employee well-versed in strong communication and organisation skills. Seeks solutions to problems and applies extensive analytical knowledge to findings. Adept at multi-tasking, leading group discussions and managing projects.
Overview
2
2
years of professional experience
1
1
Certification
Work history
BRANCH MANAGER & BRANCH OPERATIONS IN CREDIT-SCALE I
CITY UNION BANK
Kunnathur, Coimbatore
2023.09 - 2025.06
- Having Personal discussion with the Borrower by way of visit the Business unit to identify the customer needs, provide Solution & Support to Clients in order to make a Quick Decision in deciding the Quantum of finance required & Choosing the type of credit Facility
- Pre-Sanction (Credit Appraisal - Analysis of Financial Statements like sales trend in the past years & Projections, Ratio analysis, Credit Rating analysis). Based on that we conclude for the type of facility & Quantum loan
- Post Sanction - Documentation, Post sanction Follow up, Checking branch Compliance Towards Risk Based Internal Audit, Statutory Audit
- Responsibility of having Good Rapport with the customer, Interpersonal relationship, Providing Proper response to all account related Queries.
Deputy Manager
CITY UNION BANK
Inspection Department
01 2021 - 09 2023
Assistant Manager
CITY UNION BANK
Alanganallur, Madurai
01 2017 - 01 2021
Clerk
CITY UNION BANK
Ram Nagar, Coimbatore
01 2008 - 01 2017
Education
BBA - Finance & Marketing
Skills
- Credit Appraisal
- Credit Monitoring
- Multi-tasking ability
- Business development
- Business administration
Certification
- Certificate course in AML & KYC, IIBF
- Certificate course in Digital Banking, IIBF
- Certificate course in Ethics in Banking, IIBF
Languages
Tamil
English
Area of interest
- Banking-Operations
- Banking - Credit
About Me
- Having personal discussion with the borrower by way of visit the business unit to identify the customer needs, provide solution & support to clients in order to make a quick decision in deciding the quantum of finance required & choosing the type of credit facility.
- Pre-Sanction (Credit Appraisal - Analysis of Financial Statements like sales trend in the past years & projections, ratio analysis, credit rating analysis). Based on that we conclude for the type of facility & quantum loan.
- Post Sanction - Documentation, post sanction follow up, checking branch compliance towards risk based internal audit, statutory audit.
- Responsibility of having good rapport with the customer, interpersonal relationship, providing proper response to all account related queries.
Personal Information
- Title: BRANCH MANAGER & BRANCH OPERATIONS & CREDIT OPERATIONS
- Date of birth: 08/03/1984
- Gender: Male
- Nationality: Indian
- Marital status: Married
Hobbies
- Reading Books
- Listening To Music
Declaration
I hereby declare that the above given information is true to the best of my knowledge and if I get an opportunity in your esteemed concern, I will be much obliged and prove my talent as per your expectation.
Timeline
BRANCH MANAGER & BRANCH OPERATIONS IN CREDIT-SCALE I
CITY UNION BANK
2023.09 - 2025.06
Deputy Manager
CITY UNION BANK
01 2021 - 09 2023
Assistant Manager
CITY UNION BANK
01 2017 - 01 2021
Clerk
CITY UNION BANK
01 2008 - 01 2017