Summary
Overview
Work History
Education
Skills
Training
References
Timeline
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Priester Okorie

Priester Okorie

Cumbernauld, Glasgow

Summary

Detail-oriented team player with 4 years of experience in banking operations and credit analysis. Proficient at assessing intricate financial information, spotting risks, and offering strategic advice. Seeking a dynamic role in an institution to apply my knowledge and enhance risk management.

Overview

5
5
years of professional experience

Work History

Advanced Resolution Specialist

OVO Energy
10.2023 - Current
  • Conducted a thorough investigation into each complaint and analysed relevant information and records
  • Developed a plan for resolving each complaint, coordinating with relevant departments if necessary
  • Informed customers about the progress of their complaints and provided estimated resolution timelines.

Credit Risk Analyst (Retail)

First Bank Nigeria LTD
04.2021 - 10.2022
  • Evaluated the creditworthiness of individuals and businesses by analysing financial statements, credit reports, and industry trends to determine risk levels
  • Assessed risk factors by evaluating financial ratios, debt service coverage, and collateral value, ensuring the bank's lending policies and regulatory standards are met
  • Developed risk mitigation strategies, offering well-informed recommendations for loan approvals, credit limits, and credit terms, encompassing aspects such as security, transaction dynamics, repayment terms, and monitoring triggers
  • Documented individual exposure to credit facilities by adhering to set documentation standards and procedures
  • Monitored credit portfolios, identified potential deterioration of credit quality, and recommended appropriate actions to mitigate risk
  • Conducted periodic product program reviews to assess the performance of loan products, identifying trends and recommending adjustments to credit risk strategies
  • Evaluated environmental, social, and governance factors that can influence credit decisions and made recommendations as required
  • Prepared executive summaries in respect of loan applications above the N500 million (NGN) threshold for the consideration of the Executive Committee
  • Onboarded new team members and supported them where necessary regarding the job functions
  • Collaborated with clients (relationship managers and business development managers) to identify and resolve hindrances before some specific lending and conduct periodic training.

Team Lead (Financial & Non-Financial)

First Bank Nigeria LTD
09.2018 - 03.2021
  • Performed daily general ledger account proofs
  • Performed daily reconciliation of ATM and Branch Vault
  • Implemented and maintained effective anti-money laundering (AML) and know-your-customer (KYC) procedures on account opening to enhance risk assessment accuracy
  • Conducted in-depth investigations into potentially suspicious financial transactions and activities to identify and prevent money laundering and financial fraud
  • Collaborated with cross-functional teams, including legal and compliance, to ensure that investigations were conducted following regulatory guidelines and company policies and that findings on Suspicious Transaction Reporting (STR) are well-documented
  • Resolved customer e-disputes on Microsoft Dynamic CRM, iSuite, and Arbiter 2.0.

Education

Master of Science -

Glasgow Caledonian University
United Kingdom
09.2023

Bachelor of Science -

Caritas University
Nigeria
01.2014

Skills

  • Retail Banking operations (Financial and Non-Financial)
  • Expert user of Finacle Banking Ops and Microsoft Dynamics CRM
  • Basic financial analysis
  • Team Collaboration
  • Proficient in Microsoft Word, Excel, PowerPoint, and Visio
  • Loss mitigation and management
  • Credit Analysis and Control
  • KYC procedures, transaction monitoring, and suspicious activity reporting
  • Decision Making
  • De-escalation Techniques

Training

  • April 2018 - August 2018 First Academy Graduate Training School - First Bank Nigeria LTD
  • Basic Banking Operations - 2018
  • Conduct Risk - 2021
  • Operational Risk - 2021
  • Credit Analysis and Credit Risk - 2021
  • National Youth Service Corp
  • November 2023 - SQL for Data Science - edX

References

Available on Request

Timeline

Advanced Resolution Specialist

OVO Energy
10.2023 - Current

Credit Risk Analyst (Retail)

First Bank Nigeria LTD
04.2021 - 10.2022

Team Lead (Financial & Non-Financial)

First Bank Nigeria LTD
09.2018 - 03.2021

Master of Science -

Glasgow Caledonian University

Bachelor of Science -

Caritas University

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Priester Okorie