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Dynamic banking and NBFC professional with over 12 years of experience in credit underwriting, risk management, and portfolio monitoring across diverse sectors, including retail, MSME, agriculture, secured (LAP), and unsecured business loans. Strong expertise in policy compliance, KYC/AML governance, collateral evaluation, and collection oversight, consistently prioritizing asset quality and audit readiness. Proven ability to uphold credit discipline while navigating the complexities of rural and semi-urban markets. Committed to driving operational excellence and enhancing financial performance through strategic risk assessment and management practices.

Goal-oriented, flexible, and versatile banking professional with strong knowledge of the Asset and Lending sector. Experienced in home loans and mortgage operations with a solid understanding of credit processing, sales management, and customer relationship handling. Adept at combining vision, creativity, and business acumen with strong project management and leadership abilities to drive business growth. Skilled in supporting go-to-market strategies, product positioning, and branding initiatives to enhance organizational performance. Committed to leveraging academic training in Business Administration and practical industry experience to contribute effectively to a progressive organization that values initiative, performance excellence, and professional growth.

Dynamic professional with extensive experience in secured and unsecured lending within the micro segment at a leading financial institution. Proven track record of consistently achieving top results in sales, customer satisfaction, and risk mitigation across the AP & T region. Eager to advance to a next-level position in a reputable organization that fosters skill enhancement through collaboration with senior management. Committed to driving success and delivering exceptional value in every endeavor.

Dynamic Branch Credit Manager with a proven track record at Manappuram Finance, excelling in loan underwriting and team management. Achieved significant reductions in delinquency rates through strategic credit portfolio optimization and effective training programs. Skilled in credit analysis, fostering collaboration, and enhancing operational efficiency to drive branch profitability.

Prabhakar Shukla

Summary

Work history

Branch Manager - Home Loan & Lap

Area Manager - Home Loan & Lap

Deputy Manager - Home Loan & Lap

Sales Officer - Home Loan& Lap

Sales Officer - Consumer Durable Loans

Education

MBA - Marketing And Finance

BCom -

Intermediate - Commerce

Highschool - Science

Skills

Timeline

Branch Manager - Home Loan & Lap

Area Manager - Home Loan & Lap

Deputy Manager - Home Loan & Lap

Sales Officer - Home Loan& Lap

Sales Officer - Consumer Durable Loans

MBA - Marketing And Finance

BCom -

Intermediate - Commerce

Highschool - Science

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