Paul Todd

Key Achievements

• Developed the Fraud Framework built around five core pillars, including Governance, Fraud Risk Assessment, Fraud Prevention, Detection and Response, rolled out to Regional Units and lines of business across the globe.
• Re-developed the Fraud Risk Assessment Template and Guidance for use by multiple business lines and regional units.
• Increasing consistency of reporting and efficiency within Bupa's Claims Integrity Teams contributing to an increased case investigation success rate from 40% to 80%.
• Implementing, chairing and running the Fraud Management Meeting to allow Bupa Fraud SMEs across the globe to share intelligence, new typologies, trends, MI and escalate high value frauds.
• Providing financial crime advice to the business around investigation and suspicious activity reporting.
• Developed Bupa's Fraud Investigation Guidance to provide a consistent approach to Investigations.

Responsibilities

• Reviewing, monitoring and assurance of the fraud and financial crime risk control framework.
• Developing, aligning with the business, and implementing financial crime strategy, policies, and processes to mitigate risk for Bupa across the globe.
• Providing an escalation point for complex technical fraud and financial crime queries, ensuring their effective and commercially sound resolution.
• Ensure that Bupa's name and reputation are protected.
• Collaborating with teams across the Group, including Information Security, legal Team and Brand Protection to minimise the harm of fraud to Bupa's customers and staff.

Key Achievements

• Built the Fraud Risk Assurance function, including the Fraud Assurance Methodology, processes, and associated document templates.
• Delivered Santander UK's first Fraud Assurance Review of First Party Fraud identifying significant findings.
• Coordinated responses to a Group Audit completed in respect of Fraud Risk
• Completion of a Future Fraud Assurance Target Operating Model.

Responsibilities

• Delivery of thematic reviews, Continuous Oversight, Issue Validation and Assurance Monthly MI
• Production of Assurance annual and quarterly priorities
• Annual Review/Trigger event review of Assurance Methodology.
• Writing issue validation papers of all High and Medium Issues raised as part of Thematic Reviews
• Annual/Trigger event Review of Assurance Methodology

Key Achievements

• Led the first SLB Trade Finance review. Completed scoping of key risks and controls considering their design and operational effectiveness and executed on the fieldwork within time constraints identifying significant failings.
• Communicating the findings to senior stakeholders and gaining their agreement on a comprehensive report.
• Management of issues and recommendation closures in respect of findings raised from previous reviews
• Completing fieldwork to a high standard and building positive business relationships with key stakeholders often under difficult and pressured circumstances.
• Building the framework for assurance reviews within SLB.

Responsibilities

• Acting as review leader, managing small teams to complete fieldwork within reviews covering different product lines and presenting associated financial crime risk findings to relevant stakeholders.
• Completing reviews covering all key financial crime risks including, KYC, CDD/EDD, Screening, Trade Finance, Sanctions, Fraud, Bribery and Corruption.
• Validating assurance issues, including AML controls, Sanctions, FCRA and CDD.
• Supporting the review lead through managing review work streams and completing case testing to ensure controls are working as they should.

Key Achievements

• Leading the first UK based FCRA Fraud Review, investigating concerns raised by Fraud Risk, designed a review and executed on the fieldwork within time constraints identifying significant failings. Communicating the findings to senior stakeholders and gaining their agreement on a comprehensive report.
• Writing the FCRA Issue Validation Manual of Guidance, providing FCRA staff who are current or new to working on issue closures quick guidance on the process of working on issue closures.
• Completing fieldwork in multiple jurisdictions and across lines of business (Channel Islands, Bermuda and Global Service Centre's) to a high standard and building positive business relationships with key stakeholders often under difficult and pressured circumstances.

Responsibilities

• Acting as review leader, leading teams of up to eight personnel, managing fieldwork within reviews covering different lines of business and presenting associated financial crime risk findings to relevant stakeholders.
• Supporting the review lead through managing review work streams and completing case testing to ensure controls are working as they should.
• Assisting in the closure of FCRA issues raised during reviews.
• Mitigating financial crime risk and preventing HSBC be subject to regulatory action and possible financial loss which may impact the bank and its customers.
• Investigating the design and operational effectiveness of key financial crime controls and risks including, KYC, CDD/EDD, Screening, Trade Finance, Sanctions, Fraud, Bribery and Corruption.

City of London Police :

Served in various roles within the Economic Crime Directorate these included:

• Mar 2017- Oct 2017, Financial Crime SME, CCCI Project, Detective Sergeant
• Jan 2017- Mar 2017, Economic Crime Directorate, Fraud Team Supervisor, Detective Sergeant
• 2013-2016, Economic Crime Directorate, Fraud Investigator, Detective Constable

Metropolitan Police Service :

Served within several high-profile investigation teams these included:

• 2011-2013, Child Abuse Investigation Teams - The detailed investigation of major crimes, sexual offences, historic abuse, and serious assaults conducted against children, including the conducting of witness and suspect interviews and scene preservation management.
• 2009-2010, Kidnap and Specialist Investigation Team - The investigation of hostage for ransom situations where the hostage has not been recovered, dealing with immediate threat to life and subsequent offences including Blackmail, Kidnap and False Imprisonment.