Experienced credit control professional with a proven track record in credit decisions, receivables management, and debt recovery. Skilled in developing effective collection strategies, implementing tailored payment plans, and reducing bad debt through advanced credit analysis techniques. Adept at maintaining strong customer relationships, reconciling accounts, and resolving billing queries to ensure seamless financial operations. Expertise includes company credit policy development, trade credit insurance claims management, and initiating legal actions when necessary. Committed to driving operational efficiency and fostering sustainable financial practices while achieving measurable results.