PATRICIA LARDARUCCIO
Bussigny,Switzerland
Summary
Senior Risk & Onboarding professional with 15+ years of experience in JPMorgan Private Banking, covering Switzerland, Europe, LatAm, Israel and Emerging Markets. Act as Deputy to the Team Head, leading escalation management and governance while enabling a strong client experience in HNW/UHNW onboarding. Strong track record in AML/KYC frameworks, EDD, complex structures reviews (trusts/foundations/funds/insurance wrappers), and stakeholder partnership across Front Office, Compliance, Legal, GFCC and Risk.
Overview
26
26
years of professional experience
Work history
Client Onboarding Officer – Vice President
JP Morgan Suisse SA
Geneva & Zurich
2015.12 - 2026.04
- Deputy to the Team Head: support strategic oversight, governance and escalations across multiple markets.
- Lead onboarding risk assessments for HNW/UHNW clients and complex structures (trusts, foundations, funds, life insurance vehicles)
- Join client meetings for complex structures; provide expert onboarding/KYC guidance to Front Office and stakeholders
- Perform in-depth AML/KYC reviews including SOW analysis and beneficial ownership assessments.
- Act as senior escalation point for risk exceptions, documentation gaps and waiver approvals; ensure timely, well-controlled outcomes.
- Partner with Compliance, Legal, GFCC and Risk to mitigate reputational and regulatory exposure.
- Drive cross-market onboarding consistency by identifying and remediating procedural misalignments not only for Switzerland platform but across EMEA.
- Deliver training on regulatory/documentation topics to Front Office and new joiners; reinforce quality and control mindset.
- Contribute to reduced documentation rejection rates through enhanced quality-control collaboration.
KYC Specialist – LatAm
JP Morgan
2015.03 - 2015.12
- Performed comprehensive client due diligence reviews under JP Morgan’s global AML framework.
- Conducted Enhanced Due Diligence (EDD) for higher-risk jurisdictions.
- Collaborated with Risk Management and GFCC to maintain robust financial crime monitoring controls.
Client Services Specialist – Private Banking
2008.03 - 2014.09
- Supported UHNW clients and complex investment/operational needs, coordinating across products and internal partners.
- Oversaw operational risk aspects of financial transactions (FX, credit facilities, investments, liquidity products).
- Ensured documentation governance and adherence to compliance requirements in day-to-day client servicing
- Supported UHNW structures including private equity and structured investments.
Executive Assistant to General Manager
Sanofi Aventis
2004.01 - 2007.01
Regulatory Affairs Assistant
Boehringer Ingelheim
2000.01 - 2004.01
Education
Bachelor’s Degree - Business Administration
San Ignacio de Loyola
PeruLeadership & Professional Development - undefined
JP Morgan
Skills
- Client Onboarding (HNW/UHNW) & Account Opening Governance
- Complex structures (trusts, foundations, funds, life insurance vehicles)
- AML/KYC, Financial Crime Governance, Source of Wealth (SOW) & BO analysis
- Enhanced Due Diligence (EDD) & Risk Exception / Waiver management
- Regulatory compliance (Swiss CDB; cross-border requirements)
- Stakeholder management, senior reporting, training & onboarding of new joiners
LANGUAGES
Spanish (Native)
English (Fluent)
French (Fluent)
German (Basic A1)
Timeline
Client Onboarding Officer – Vice President
JP Morgan Suisse SA
2015.12 - 2026.04
KYC Specialist – LatAm
JP Morgan
2015.03 - 2015.12
Client Services Specialist – Private Banking
2008.03 - 2014.09
Executive Assistant to General Manager
Sanofi Aventis
2004.01 - 2007.01
Regulatory Affairs Assistant
Boehringer Ingelheim
2000.01 - 2004.01
Leadership & Professional Development - undefined
JP Morgan
Bachelor’s Degree - Business Administration
San Ignacio de Loyola