Pashminah Tejuja
Senior Management Consultant
London
Summary
Experienced financial services management consultant renowned for delivering impactful outcomes through effective collaboration with cross-functional teams and high-level stakeholder management, including direct reporting to C-suite executives. Recognized for employing a systematic and structured problem-solving approach, ensuring successful project execution and team leadership. Consistently delivers strategic visions across large-scale transformation programs.
Overview
12
12
years of professional experience
5
5
years of post-secondary education
3
3
Certifications
Work History
Senior Management Consultant
Accenture UK
8 2021 - Current
- Revamped commercial lending for 3000+ users scaling cloud fintech SaaS product (nCino) for the SME and BB segments boosting operational efficiency and improving front/back office experience reducing manual effort in the lending journey by > 90%
- Facilitated cross-functional collaboration through ideation workshops for features such as ratings, conditions, lending groups involving product, business, and engineering/API teams (20+ stakeholders) designing RM/Credit/Back Office journeys that helped reduce customer's time to cash from months to days
- Enhanced critical lending features such as ratings, conditions, fees to reduce swivel chair, leakages from manual processes by incorporating automation and controls along the journey
- Oversaw product delivery by coordinating backlog planning across sprints/PI plan, addressing evolving business needs
- Presented management reports to executive stakeholders, including Managing Directors, at governance forums
- Administered project finances and budgets in line with margins, assisted the Managing Director in overseeing a sales pipeline exceeding USD 100 million, and facilitated 360-degree workshops aimed at enhancing discovery-to-design procedures across portfolio projects
- Recognized as a female future leader by Ulster Bank leadership for exemplary performance as PMO Lead in facilitating commercial book transfer post-merger.
- Improved product development efficiency by streamlining processes and implementing agile methodologies.
- Led cross-functional teams to ensure successful product launches and timely delivery of key features.
Senior Manager, Strategy
HDFC Bank
01.2020 - 08.2021
- Doubled business book to USD 24Bn through strategic initiatives focused on new customer acquisitions, product adoption, and market analysis
- Spearheaded design of a keyword-based search tool housed on WhatsApp to be used by RMs, helping business continuity in COVID and improving customer experience through on-demand documentation
- Analyzed industry trends and competitor activities to inform the development of effective competitive strategies
- Championed cross-functional collaborations to enhance product design and customization, ensuring alignment with client needs and market trends
- Led weekly/monthly business reviews with senior management on growth from initiatives against KPIs, trends/emerging technologies and new campaigns
Founder
Greenfeel
06.2020 - 02.2021
- Partnered with farmers of Maharashtra and Gujarat, to supply organic/farmfresh vegetables and seasonal fruits to > 30 homes in and around Mumbai, within 24 hours of harvesting in sustainable packaging
- Maintained profit margins of at least 50% in spite of the high operational costs and low volume as starters.
- Spearheaded marketing initiatives that effectively communicated brand value propositions, resulting in higher customer acquisition rates
Advisory Consultant
Institutional Investor Advisory Services (IiAS)
08.2016 - 12.2018
- Grew revenue by 50% by cross selling products such as shareholder advisory reports, corporate governance & ESG scorecards to CFOs, Investor Relations of listed companies
- Evaluated corporate governance practices of over 200 listed companies, highlighted red flags for drifting from regulations and recommended improvements by analysing financial statements, evaluating boards and their responsibilities, disclosures and policies
- Advised institutional investors on related party transactions, capital structure, M&A, leverage profile, board composition and effectiveness, and executive compensation v/s performance of listed companies among other financial and governance parameters
- Designed a governance scorecard for companies to track relevant metrics and for investors to make informed decisions on holdings.
Consultant
Ernst & Young
10.2013 - 02.2016
- Selected among a team of 40 to implement change management for a healthcare giant worth over USD 80Bn (relocated to New York/New Jersey), standardizing systems, identifying and consolidating enterprise-wide risks of its 270+ subsidiaries with the EY USA team, resulting in bottom-line savings
- Prevented fraud and error for clients worth over USD 100 Bn across paints, healthcare, media industries in India and US by implementing SAP Governance, Risk & Compliance product, designing frameworks, eliminating operational risks across business functions
- Recognized by Senior Partners in the US, with Direct Recognition Awards, and additional business for EY India
- Reduced access risks by 90% by designing roles, remediations, mitigation measures and risk rulesets/policies/frameworks for a leading paints company.
Software Engineer
BNP Paribas, ISPL
10.2012 - 10.2013
- Developed an international payments system in collaboration with the French team to improve user experience across 130 countries for SEPA, Cross-border.
- Championed best practices in coding standards within the team, fostering a culture of consistency and excellence across all projects
- Improved software performance by identifying and resolving bottlenecks in the code
Education
MBA - Finance
SPJIMR
Mumbai 05.2018 - 05.2019
CFA Institute, USA - Level 1 - Finance
CFA Institute
United States 06.2016 -
Options, Futures And Other Derivatives - Course Level 300 (Highest), London School of Economics - Finance
London School of Economics
London 06.2013 - 05.2013
Bachelors in Technology - Electrical, Electronics And Communications Engineering
Veermata Jijabai Technological Institute
India 06.2008 - 05.2012
Skills
- Strategy
- Design thinking
Stakeholder Management
Product Design
Analytical Thinking
- Salesforce
- Agile delivery
Value Proposition Development
Product Lifecycle Management
Stakeholder Communications
Certification
NCino 201 Commercial Banking Functional, nCino
Timeline
SAFe Scrum Master
12-2023
NCino 201 Commercial Banking Functional, nCino
07-2023
Founder
Greenfeel
06.2020 - 02.2021
Senior Manager, Strategy
HDFC Bank
01.2020 - 08.2021
MBA - Finance
SPJIMR
05.2018 - 05.2019
Advisory Consultant
Institutional Investor Advisory Services (IiAS)
08.2016 - 12.2018
CFA Level 1
06-2016
CFA Institute, USA - Level 1 - Finance
CFA Institute
06.2016 -
Consultant
Ernst & Young
10.2013 - 02.2016
Options, Futures And Other Derivatives - Course Level 300 (Highest), London School of Economics - Finance
London School of Economics
06.2013 - 05.2013
Software Engineer
BNP Paribas, ISPL
10.2012 - 10.2013
Bachelors in Technology - Electrical, Electronics And Communications Engineering
Veermata Jijabai Technological Institute
06.2008 - 05.2012
Senior Management Consultant
Accenture UK
8 2021 - Current
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