Summary
Overview
Work history
Education
Skills
Additional Information
Certification
Accomplishments
Timeline
Generic

NIVETHA SEKAR (Go- Aks)

Harrow on the Hill,London

Summary

Experienced and globally certified KYC Specialist with 12+ years of expertise in driving compliance excellence in KYC, CDD, and AML. Known for implementing robust risk management strategies and ensuring seamless adherence to international regulatory standards. Proficient in handling complex due diligence cases, enhancing operational efficiency, and mitigating financial crime risks.

Overview

12
12
years of professional experience
1
1
Certification

Work history

KYC Refresh Subject Matter Expert

Barclays Shared Services
Chennai, India
12.2021 - 02.2024
  • Serve as the go-to expert for KYC refresh processes, providing guidance on policies, procedures, and regulatory requirements.
  • Lead and oversee periodic KYC reviews and refresh activities, ensuring accuracy and timeliness in compliance with AML regulations.
  • Collaborate with compliance, legal, operations, and front-office teams to ensure smooth execution of KYC refresh processes.
  • Collaborated with EDD team for high risk accounts and work closely with Financial Crime compliance to ensure the proper governance of high risk customers at refresh.
  • Update and maintain documentation for team processes and best practices.
  • Work closely with Correspondent banking team and Onboarding team to support their queries and completion.
  • Train and mentor KYC analysts and team members, ensuring consistent application of policies and standards.
  • Provide feedback and continuous improvement suggestions to enhance team performance.
  • Conduct sample quality control checks on 50+ KYC files to maintain high standards of compliance.
  • Prepare and present reports on KYC refresh progress, gaps, and risk trends to senior management.
  • Reporting on AML Compliance and escalating identified suspicious activity matters/sanction screening to move forward with FIU.
  • Liaising with MLROs from different regions based on sales location to obtain approval for exceptional scenarios.
  • Liaise with Line of Defense(1) & (2) team to obtain AML/CDD information, as required.
  • Engage directly with clients in EMEA and other region and assist with client queries.
  • Acheived 90% customer satisfaction rate in handling KYC/AML related inquiries and issues.

Senior KYC Analyst

Barclays Shared Services
Chennai, India
09.2017 - 11.2021
  • Conduct Periodic KYC reviews and trigger-based reviews, which include Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD), to ensure ongoing compliance with regulatory standards from the UK, EEA, US, and various regions,
  • Conduct real-time and periodic screening of customers against sanction lists, watch lists, Politically Exposed Persons (PEPs), and adverse media databases.
  • Identify and escalate potential matches or red flags to the appropriate teams for further investigation.
  • Work closely with internal stakeholders such as compliance, legal, and operations teams to address KYC-related queries and ensure seamless onboarding or remediation processes.
  • Liaise with front-office staff and clients to obtain missing or updated documentation when required.
  • Provide guidance and mentorship to junior KYC analysts, helping them develop technical skills and knowledge of regulatory requirements.
  • Ensure timely and accurate collection, validation, and verification of client information and documentation in line with regulatory and company standards.
  • Accomplished over 300 client profiles and achieved 95% RFT.
    Maintained 100% success rate in internal and external audits with no major findings

CDD Analyst

HSBC Electronic Data Processing India Pvt Ltd
Chennai, TamilNadu, India
11.2014 - 08.2017
  • Perform thorough KYC due diligence checks for both new and existing clients from the UK, EEA, US, and various regions,
  • Execute transactional activity reviews against client expected activity.
  • Stay up-to-date with changes in regulatory requirements and industry best practices.
  • Monitor transactions for potential AML/CFT concerns and report suspicious activities. - Prepare and submit Suspicious Activity Reports (SARs) as required.
  • Provide necessary documentation and support during internal and external audits.
  • Handle customer queries related to KYC documentation and compliance requirements.
  • Accomplished over 200 client profiles and achieved 95% RFT.

Senior Customer Support Executive

Team lease India Private Limited
Chennai, TamilNadu, India
05.2013 - 11.2014
  • Handling second level complaints about Payment protection Insurance of Barclays Bank (UK)
  • Calculating repayment amount for miss old customers based on 1st level investigation
  • Transferring funds to customer’s account as per calculations done at company end and continuous improvement in operational process
  • Process transactions in accordance with approved process and procedure within pre-agreed service levels.

Business Development Officer

IDBI Intech Limited
Chennai, Tamilnadu, India
01.2012 - 04.2013
  • Responsible for developing new deposit, Loan and for specific target market of small to medium size business
  • Assisting business development manager in various managerial Functions
  • Responsible for opening account and maintaining Tax related documents.
  • Work closely with sales team to prospect and qualify potential customers within assigned geographic territories.
  • Develop customer relationships and increased sales by 10%.

Education

Bachelor's - Computer Science

Kings College of Engineering
Tamilnadu, India

Skills

    Technical Skills

  • Regulatory Compliance and Risk Assessment Matrix
  • Know your customer and Anti-money Laundering
  • JMLSG and Money Laundering Regulations
  • FCA Conduct of business and MiFID Client Categorization
  • Transaction Monitoring and Screening
  • Cross skills in Retail, Corporate and Investment Banking
  • Database management and Audit Reporting
  • KYC software proficiency such as ALACRA, World Check, Lexis Nexis
  • Computer literacy: excellent knowledge of Microsoft Office (Word, Excel, PowerPoint), SharePoint and skills in data manipulation / presentation

    • Soft Skills

  • Attention to Details
  • Analytical Thinking and Research skills
  • Good sense and Sound Judgement
  • Customer Service and Prioritisation
  • Leadership Skills
  • Work Independently
  • Communication

Additional Information

Right to work in the UK : Yes (Immediately Available)

Certification

Globally Certified KYC Specialists- Go AKs- Dec 2024

Introduction to Microsoft Excel - May 2024- Coursesa - CPD accredited

Foundation of AML and KYC - July 2024 - KYC Lookup

Accomplishments

  • Collaborated with a team of 10 in the Onboarding Dun and Bradstreet Application development and achieved the highest number of sample cases.
  • Recognized as Star performer on June 2021 for 100% accuracy and highest KYC completion.
  • Part of the team to complete the end-to-end completion of high-profile German legal entities.
  • Rewarded with Global Recognition Award in December 2020 for performing good customer service.
  • Completed highest KYC completion with 95% RFT.

Timeline

KYC Refresh Subject Matter Expert

Barclays Shared Services
12.2021 - 02.2024

Senior KYC Analyst

Barclays Shared Services
09.2017 - 11.2021

CDD Analyst

HSBC Electronic Data Processing India Pvt Ltd
11.2014 - 08.2017

Senior Customer Support Executive

Team lease India Private Limited
05.2013 - 11.2014

Business Development Officer

IDBI Intech Limited
01.2012 - 04.2013

Bachelor's - Computer Science

Kings College of Engineering

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NIVETHA SEKAR (Go- Aks)