Nargiza Ipasova
London
Summary
Experienced in specialised digital transformation and banking processes, leveraging advanced analytical skills to improve efficiency. Proven track record in implementing strategic initiatives, driving team success, and delivering compliance with IFRS/IAS/Basel standards.
Overview
21
21
years of professional experience
12
12
Certification
Work History
Senior Specialist of Digital and Financial Technologies Development Department
NATIONAL BANK OF KYRGYZ REPUBLIC
10.2024 - 09.2025
- Developed the strategy and concept for digitalising banking services and payments (FPS, Open Banking, stablecoins).
- Led the implementation of Open Banking APIs, coordinating cross-functional teams.
- Drafted and introduced regulatory acts and guidelines in digital and financial technologies.
- Assessed banks and payment organisations within the regulatory sandbox framework.
Senior Inspector of Banking Supervision
NATIONAL BANK OF KYRGYZ REPUBLIC
02.2019 - 09.2024
- Developed regulatory and legal acts for supervising banking activities.
- Conducted impact analyses of existing and proposed legal frameworks.
- Contributed to the development of the National Bank’s strategic documents and financial sector legislation.
- Delivered training sessions on new regulatory requirements for internal staff and financial institutions.
- Supported the implementation of international standards, including IFRS, IAS, and the Basel framework.
Internal Auditor
Banks (KICB, Optima Bank, NBP Ect.)
09.2013 - 02.2019
- Analysed and evaluated financial statements, periodic reports, operational data, and business processes.
- Assessed the adequacy and effectiveness of internal control systems.
- Advised stakeholders on designing and managing business processes.
- Developed and implemented risk-based annual audit plans and prepared detailed audit programmes.
- Monitored and evaluated the accuracy and timeliness of the implementation of audit recommendations.
Deputy Chief Accountant
OJSC “DOS-CREDO BANK”/Tolubay Bank
08.2004 - 08.2013
- Ensured all transactions were executed in compliance with IFRS and the legislation of the Kyrgyz Republic.
- Prepared internal accounting policy and related regulatory documents.
- Produced financial statements, including the balance sheet, profit and loss statement, and cash flow statement.
- Prepared and managed budgets and financial plans.
- Analysed financial reports and balance sheet performance.
Education
Master of Science - Fintech With Business Analytics
University of Westminster
London04-2026
Diploma - Applied Computer Science in Economics
Bishkek Institute of Moscow University of Economic, Statistic and Information Science
Bishkek, Kyrgyzstan05.2009
Skills
- Digital banking development
- Project coordination
- Open Banking APIs
- Regulatory oversight
- Legal framework evaluation
- Critical analysis
Accomplishments
- Honorary Certificate, National Bank of Kyrgyz Republic – Recognised for achieving strategic objectives and advancing the banking sector
- Honorary Certificate, Financial Supervision Authority – Awarded for contributions to the development of the financial sector
Certification
- Completed multiple trainings in banking supervision, financial sector policies, IFRS, internal control, and audit (JVI, IMF, KPMG, BIS)
- Gained expertise in cyber risk supervision, digital finance, blockchain, and IT audit (OSCE, Union of Banks of Kyrgyzstan)
LANGUAGE SKILLS
English - proficient;
Russian -proficient;
Kyrgyz -native;
Japanese – pre-intermediate.
Timeline
Senior Specialist of Digital and Financial Technologies Development Department
NATIONAL BANK OF KYRGYZ REPUBLIC
10.2024 - 09.2025
Senior Inspector of Banking Supervision
NATIONAL BANK OF KYRGYZ REPUBLIC
02.2019 - 09.2024
Internal Auditor
Banks (KICB, Optima Bank, NBP Ect.)
09.2013 - 02.2019
Deputy Chief Accountant
OJSC “DOS-CREDO BANK”/Tolubay Bank
08.2004 - 08.2013
Diploma - Applied Computer Science in Economics
Bishkek Institute of Moscow University of Economic, Statistic and Information Science
Master of Science - Fintech With Business Analytics
University of Westminster