MUHAMMAD ABDULLAH KHAN
Nad Al Sheba 1,UAE
Summary
Product Owner and Lead Business Analyst with 8 years of consulting experience, including 5 years in Investment Banking. Specialist in Risk, FinCrime, KYC, and Regulatory Change programmes, delivering business critical outcomes against strict audit and MRIA deadlines. Skilled in Agile delivery, product ownership, and stakeholder engagement up to MD/ED level, with a proven record of leading teams, optimising processes, and implementing data-driven solutions that enhance transparency and compliance across global banking operations. Ambitious and driven Real Estate professional with strong problem-solving and negotiation skills, combined with deep understanding of market trends and client relationship management. Proven ability to communicate effectively and provide excellent customer service.
Overview
8
8
years of professional experience
Work history
REAL ESTATE BROKER
One Investments
Dubai, UAE
11.2025 - Current
- Conducted high - volume outreach to qualify investors and secure appointments for US & UK property roadshows.
- Advised clients across the full investment lifecycle, from unit selection and due diligence to payment plans and closing.
- Negotiated deals using market data and developer insights to influence decisions and maximise transaction value.
PROGRAM MANAGER | RISK & FINCRIME
American Express | Infosys Consulting
11.2024 - 11.2025
- Integrated Risk Modernisation: Facilitated requirement workshops across multiple regions with executive-level clients. Defined scope, project plan, and Target Operating Model for global risk programme.
- FinCrime Platform: Produced playbook documenting business–technical integration across components of new FinCrime platform. Optimised Confluence workflows to increase efficiency in decision-making workshops.
PRODUCT OWNER / LEAD BA | INVESTMENT BANKING DIVISION
Morgan Stanley | Capco
12.2022 - 07.2024
- Regulatory BoW (EDR & IBDGCM): Led delivery of multiple regulatory Books of Work, including CORS EDR MRIA, delivering 16+ high-priority items within deadline. Formalised scope, project plans, and testing strategy in line with audit requirements.
- Squad Leadership: Stepped into a Senior Consultant role, managing 3 BAs (SC & COs). Implemented BA best practices, introduced BDD approach, and transformed an unstructured team into a high-performing squad. Trusted advisor to 2 EDs & 5+ VPs across Risk, GFC, Onboarding, Data Management & KYC.
- Dashboard Development: Designed and delivered a real-time SLA dashboard used by senior leadership across global functions. Reporting directly to MD-level clients, enabling data-driven decision-making.
- Stakeholder Engagement: Regularly influenced executive decision-making, provided monthly progress updates in senior leadership forums, and was entrusted with hiring responsibilities for BA roles within the client team.
BRANDING AND MARKETING LEAD
Capco
05.2021 - 07.2024
- Publishing thought leadership on social media interaction with Islamic Finance clients.
- Developing strategies which showcase Capco’s expertise to meet client expectations and to build Capco’s credibility and reputation within Islamic Finance.
- Delivered on multiple RFP’s for new clients for Capco’s new MENA region office.
PRODUCT ANALYST / OWNER | MIDDLE OFFICE OPERATIONS (KYC TRANSFORMATION)
Deutsche Bank | Capco
05.2022 - 10.2022
- Transitioned legacy offline KYC processes into a BAU strategic model, delivering Agile-driven solutions for Offboarding, Managed Exit, and Event-Driven Review.
- Designed and documented tactical process flows using Visio, improving transparency and consistency in KYC operations.
- Built and migrated an 80GB SharePoint repository, enabling analysts to access and manage UP data centrally (previously offline).
- Supported regulatory remediation by providing real-time analysis to address KPMG observations, ensuring compliance across global banking operations.
BUSINESS ANALYST / TEST ANALYST
Accenture
10.2017 - 04.2021
- Client Projects: NCA, RSA Insurance, Home & Foreign Commonwealth Office
- Delivered Oracle Cloud HRM & ERP solution for H&FCO, producing functional design docs.
- Conducted application testing for RSA’s UKRIS and AIS insurance systems, liaising with offshore teams in Asia.
- Built financial models and business cases for NCA training pathway, presenting to senior stakeholders.
Education
BSC - Business Management
Queen Mary University
London 09.2013 - 7 2016
MSC - Economics and Wealth Management
Queen Mary University
London 09.2016 - 9 2017
Skills
- Investment Banking & Regulatory Delivery: Delivered regulatory remediation programmes and multiple Books of Work, closing 16 high priority MRIA items within deadlines for Tier-1 banks
- Stakeholder Engagement: Advisor to senior stakeholders (ED/VP/MD level) across Risk, GFC, Onboarding, Data Management, and KYC, regularly influencing executive decision-making
- Agile Product Ownership: Led cross-regional squads, introduced BDD practices, and transformed underperforming teams into high performing groups
- Process & Data Transformation: Designed and implemented real-time SLA dashboards adopted by senior leadership, created playbooks, and migrated 80GB of KYC data into SharePoint to streamline operations
- Technical Proficiency: Jira, Confluence, Visio, SharePoint, UAT, financial/data analysis, and project management
- Leadership & Collaboration: Managed and coached BAs, embedding best practices and driving delivery of global risk and FinCrime programmes
- Real Estate Sales & Negotiation: Drive investor outreach, lead high - value property discussions, and negotiate end-to-end off-plan transactions
LANGUAGES
English
Native
Urdu
Native
Hindi
Fluent
Punjabi
Intermediate
Timeline
REAL ESTATE BROKER
One Investments
11.2025 - Current
PROGRAM MANAGER | RISK & FINCRIME
American Express | Infosys Consulting
11.2024 - 11.2025
PRODUCT OWNER / LEAD BA | INVESTMENT BANKING DIVISION
Morgan Stanley | Capco
12.2022 - 07.2024
PRODUCT ANALYST / OWNER | MIDDLE OFFICE OPERATIONS (KYC TRANSFORMATION)
Deutsche Bank | Capco
05.2022 - 10.2022
BRANDING AND MARKETING LEAD
Capco
05.2021 - 07.2024
BUSINESS ANALYST / TEST ANALYST
Accenture
10.2017 - 04.2021
MSC - Economics and Wealth Management
Queen Mary University
09.2016 - 9 2017
BSC - Business Management
Queen Mary University
09.2013 - 7 2016