Moiez Malik
Kingston upon Thames,Surrey
Summary
Entrepreneurial and data-driven professional with experience in fintech, credit risk analysis, and startup advisory. Background in People-Centered AI with a focus on building ethical, user-centric financial solutions. Proactive and commercially minded, with a track record of taking initiative, embracing calculated risk, and building strategic relationships across healthcare and financial sectors.
Overview
4
4
years of professional experience
Work history
CEO/Founder
MoneyLift
City of London
2024.12 - Current
- Led early-stage growth, driving client acquisition within the healthcare sector, engaging senior stakeholders including Avery Healthcare and Lovett Care
- Positioned MoneyLift as a financial wellbeing platform tailored to care workers with irregular and shift-based income
- Designed and developed goal-based budgeting tools to improve financial stability among healthcare employees
- Conducted market research and pilot programs with NHS nurses and care staff to validate product–market fit
- Established partnerships with care organisations, credit unions, and fintech platforms
- Developed ethical, user-focused spending algorithms aligned with financial wellbeing initiatives
Working President
Founder Institute
London
2024.10 - 2025.02
- Coached early-stage founders on delivering concise, high-impact elevator pitches
- Guided customer discovery processes to align products with real user pain points
- Supported development of investor-ready pitch decks, covering problem, solution, market, traction, and financials
- Advised on go-to-market strategies, focusing on scalable and data-driven customer acquisition
Analyst
JPMorgan Chase
Bournemouth, England
2022.05 - 2023.12
- Produced monthly and quarterly credit risk reports for the Legal Entity Credit Risk Coverage team and regulators
- Analysed large datasets using Python to assess credit exposure and identify risk trends
- Partnered with Credit Officers to investigate default movements and emerging risks
- Collaborated with cross-functional teams to design and implement risk mitigation strategies and controls
Education
Master of Science - People Centered Artificial Intelligence
University of Surrey
Guildford, UK 09/2025 - 09/2027
Bachelor of Science - Information System Operations Management
George Mason University
Fairfax Virignia, USA 08/2017 - 12/2021
Skills
- Data analysis and visualization
- Credit risk assessment
- Financial analysis
- Product development and validation
- Stakeholder engagement strategies
- Startup strategy and market entry
- AI and human-centered design
Timeline
CEO/Founder
MoneyLift
2024.12 - Current
Working President
Founder Institute
2024.10 - 2025.02
Analyst
JPMorgan Chase
2022.05 - 2023.12
Master of Science - People Centered Artificial Intelligence
University of Surrey
09/2025 - 09/2027
Bachelor of Science - Information System Operations Management
George Mason University
08/2017 - 12/2021