Mohammed Zuber

• Researched clients background, main products, market plan, business strategy, financial statement, leadership structure, and profitability to determine the chance of cooperation and potential risks
• Providing ongoing support to portfolio management and risk management teams
• Analysed and configured multiple sets of client company financial data for management review and presentations
• Prepared in-depth analysis of company financials and developed valuation ranges
• Acquirers, valuation analysis & modelling, and due diligence & information flow management
• Using historical information along with changes in market and business environment
• Performed general ad hoc analysis of financial and operational data for trends and variances

Third Party Risk Management :

• Efficient in Performing QA Reviews on TRIMS(Third Party Risk Information Management System) records as per TPSP(Third Party Service Provider) policy requirements
• Review IRQ(Inherent Risk Questionnaire) and PMT(Performance Metrics Tracker) profile periodically
• Reviewing TPSP(Third Party Service Provider) contracts and monitoring performance metrics results
• QA applicable assessments like Information Security, Business Continuity, Background check and etc
• As per TPSP standards
• Consults with business to develop corrective action plans and effectively manage change
• Identifies risks and problem areas and recommends standards, policies, and procedures to correct deficiencies and improve performance
• Ensures identified risks and/or problems are clearly documented and interacts with appropriate parties for timely resolution
• Due diligence of onsite reviews
• Initiates process improvement/quality improvement ideas and implement
• Part of driving continuous improvement team to improve the process
• Identify any opportunities and share feedback with Engagement Managers and Delegates
• Contributes to periodic operational risk performance reports for senior management, including trend analysis and recommend strategies
• Ensure Data anomalies identified by QA team are addressed on time
• Perform adhoc tasks/projects assigned by the US team
• Ability to work both independently and collaboratively as part of a team and with line of business associates and other support partners

EUCT Project:

• Perform QA reviews
• Align CTRAM data with EUCT (End User Computing Tool) document timely and recommend corrections accordingly
• Follow up with shareholders (project coordinators, EUCT owners etc.) for the corrections suggested
• Calling and mailing with follow up to get required documents
• Publish daily reports for management and LOB
• Assignment of daily tasks to team members, Worked on Significant Insurance Process
• Monitoring the significant insurances and making calls and emails to know the status of the clients and properties
• Connect with clients for insurance follow-ups
• Updating insurance process teams if any claims of clients
• Providing and keeping in loop to LOB's
• Decision Quality Management (Quality Assurance) :
• The primary function of my role is to perform post fund quality assurance reviewing, analyzing and reporting related to credit risk resulting in an assessment of the overall investment quality of the loans produced
• Supporting business partners by assisting in the identification of significant issues that impact quality and effect change to mitigate further risk to Wells Fargo Home Lending
• Evaluating the income statements of the borrower's like Pay slips, Business Returns, Tax Returns and Benefit Award Letters to arrive at qualifying wage earner, self-employment and passive income of the borrower
• Managing the external audits including resolution, ensuring that WFHL is in compliance with Fannie Mae, Freddie mac, VA and private investors
• Committed to perform timely loan level review to measure the overall credit and collateral quality of Wells Fargo Mortgage and respond to government and investor loan level audits
• Preparation of Schedule Adherence, Dashboard, EOD and BOD reports, Volume Reconciliation, RPH Report and Utilization Report

• Perform Quality Audit to ensure the Team deliverable is per the Customer Requirement
• Making Sure the team signs off accurate spreading of rent roll statements in line with Credit Risk and spreading guidelines by undertaking quality checking
• Report significant business events, lease trends and other relevant issues relating to financial position of borrower
• Financial reports were also reported using CREFC Guidelines
• Areas of Expertise