Mohamed Saber
London
Summary
Professional Data Scientist Product Manager with over 15 years of technical expertise in Artificial Intelligence and Machine Learning, Data Mining and Analytics with in-depth domain knowledge in Compliance, AML, Fraud Detection and Credit Risk. Excellent customer interaction skills, technical knowledge and presentation skills. Good understanding of product management and firm grasp of Data Science principles. Combined experience in Application Engineering, pre-sale activities, product management and business development of Engineering and technology software.
Overview
16
16
years of professional experience
Work History
INTERIM CONSULTANT Data Scientist |Product Manager
EXOMETRICS
LONDON
02.2023 - Current
Principal Technical Consultant
Wipro Limited
London
03.2022 - 02.2023
- Leading two cross-functional Agile teams of Data Scientists, Software Engineers, Data Analysts and Product Moderators delivering Machine Learning models, data services and internal tooling for tone of the biggest investment banks in th UK to enrich the Transaction Monitoring systems, alert generation/matching, alert discounting and case investigations.
- Designing solutions using the spectrum of available techniques tools including but not limited to statistical analysis, PCA, supervised and unsupervised learning (decision tree, random forest, neural nets, regression, SVM etc).
- Designing new process workflows to optimise operational efficiency in compliance functions, including enhanced data collection and advanced risk detection, using big data-led predictive analytics.
Lead Data Scientist
Deutsche Bank
London
06.2017 - 03.2022
- Led Data Science team delivering across model development lifecycle from collating data from different source systems, data analysis and DQ checks, model development to model deployment in various Compliance Risk areas: G&E, BDC, Road shows, Joint Ventures, Name list Screening, Hiring Practice and other criminal activities.
- Acted as the SME in Anti Bribery and Corruption Analytics for technology related projects, facilitating technology, tooling selection and solution design.
- Performed proactive risk assessments, utilizing subject matter expertise, industry trends, emerging Fraud risks and data analytics.
- Worked with the Global Transaction Monitoring Systems (large scale of data) and the Risk Coverage/Governance Team to ensure the rules are reviewed on a regular basis based on the level of risk and that systems are appropriately optimized.
- Led development team implementing tactical analytical solution for end users in the compliance function.
- Designed and developed ML algorithms using NLP techniques to deliver fuzzy matching solution for NLS.
Manager, Quantitative Analysis
HSBC
London
01.2016 - 05.2017
- Supporting senior management in understanding the impact of model (EAD, LGD and PD) and regulatory changes on the wholesale credit book.
- Supporting HSBC's credit risk management processes, improve the accuracy of credit risk reporting with a view to optimising the capital the bank is required to hold.
- Supporting the optimisation of Risk Weighted Asset calculations through identifying data quality issues.
- Supporting the production of regulatory requests related to wholesale credit models.
- Supporting the Credit Risk team in delivering better understanding on the flow of information through Risk and Finance systems to ensure that the Wholesale Risk Rating systems and Model Framework for the UK is complete.
- Projects that I am currently involved in: Global credit loss migration, LGD and EAD Model development.
Assistant Manager
Trustee Savings Bank (TSB)
London
03.2015 - 01.2016
- Working on a large retailing credit database, performed data analysis using SAS/SQL on a daily basis, and provided valuable insights to the business.
- Preparing credit policy/committee report and board report: MI Suite, New Business Acquisition, CRG distribution, Bucket Inventory, Roll rate, Fraud Case Prediction, Dynamic Delinquency Analysis, Ad Hoc Analysis.
- Working closely with Marketing and Finance team to provide customer insight analysis and front/back end testing for on-going projects.
- Involved in building a new integrated scorecard system and delivered technical solutions.
- Fully Automating Daily and Monthly processes using advanced SAS programming techniques.
Credit Analytics Manager
Commercial International Bank (CIB)
Cairo
07.2013 - 03.2015
- Managing all the reports of Consumer and Business banking portfolios for monthly credit review meeting where portfolios’ performance is reviewed by segment and recommendations for policy changes are done.
- Supervising the completion of any ad-hoc MIS and analytics required by management to facilitate policy decisions.
- Supervising development of the Credit Risk data models and MIS reports for Consumer and business banking products (e.g. was/is analysis, vintage analysis, net flow analysis, segmentation analysis etc.).
- Supervising periodic preparation and validation of IFRS provisioning in line with established methodologies to facilitate effective portfolio monitoring.
- Assisting Head of Analytics in the forecasting of provisions and losses to ensure effective risk mitigation and loss coverage.
- Ensuring adequate and healthy storage of data enabling succinct reproduction of MI’s.
- Using tools such as SAS, SQL and Excel at an advanced level to manipulate and interrogate data.
Senior Analyst - Credit Risk Management
Barclays Bank
Cairo
01.2011 - 06.2013
- Supporting senior management of Credit Risk team to embed risk appetite, KPIs mandate and scale within product areas
- Supporting the development of Credit Risk Strategy and Policy to optimize risk and reward within the agreed risk appetite
- Providing credit risk support in the analysis and development of new products, business strategies and individual transactions
- Representing Credit Risk regarding strategic projects and tactical initiatives being driven by product of functional areas.
- Developing new projects that enhance and automate the performance of the existing processes.
- Managing the Bank’s Credit loss events database. Reporting severity events to Management and follow-up with corrective actions.
- Performing analysis on market's performance, KRIs and Macroeconomic figures.
- Carrying out in-depth review of business processes, systems, credit proposals, documentation of credit, administration of accounts and credit transactions in Retail Credit operations.
- Preparing MI analyses and reports for assessment & fraud teams to manage the application volumes and authorization.
- Preparing Cross-Sell lists for all products to enlarge the bank’s portfolio.
- Managing the system migration and UAT for the Data Warehouse – Phase 1 and Phase 2 from MIS perspective.
Monitoring and Control Analyst - Quality Assuranc
Barclays Bank
Cairo
01.2010 - 12.2010
- Ensuring implementation of product policies through daily monitoring of their adequacy through MIS, feedback received from Collections, Assessment, and Product/Business management units.
- Monitoring Assessment unit’s accuracy of data entry through MIS and the accuracy or compliance of their decisions to the communicated credit policies through regular sample checks.
- Ensuring that stipulated policies fulfil regulatory requirements and adhere to compliance policies.
- Exercising controls over system parameters to ensure that any and all credit related parameters are adequately approved to prevent any tampering with systems that could affect credit health.
- Taking ownership and responsibility for all credit related reporting requirements to cluster or global credit.
- Performing daily review of approved applications with excesses and deviations to ensure that proper approvals have been obtained as per the delegation matrix.
Senior Operations Clerk
Barclays Bank
Alexandria
07.2007 - 01.2010
- Undertaking required processing and services in accordance with set procedures.
- Reviewing and checking documents for correction in accordance with stated Auto loan policy.
- Achieving operational rigour excellence in all aspects of activities, processes and procedures undertaken.
- Complying with operational risks and rigour standards in respect of protecting people, customers, assets and the organization.
- Achieving individual operational performance targets and supporting the achievement of team targets.
- Singing authority (B)
Education
Ph.D. - Compuuter Science
Goldsmiths
University Of London10.2025
MBA - Risk Management
Arab Academy For Science And Technology
Cairo, Egypt05.2011
Bachelor of Science - AIS
Alexandria University
Alexandria, Egypt06.2006
Skills
- Explainable AI - LIME, SHAP
- Hypothesis Testing, DOE
- Exploratory Data Analysis
- Feature Engineering,
- Python, R Language, SQL, SAS
- Spyder, RStudio, MySQL Workbench, VirtualBox
- SAS Enterprise Miner
- Statistical Modelling (Regression, Classification, clustering, Multivariate Forecasting)
- AutoML framework
- Keras, LSTM
- MLOps
- Product planning
- Agile methodology
- Story oversight
- Business development
- Requirements gathering
- Communication
- Critical thinking
- JIRA/Confluence
- Scope development
- People skills
Websites
Languages
Arabic
Native language
English
Proficient
C2
Italian
Elementary
A2
Latvian
Elementary
A2
Timeline
INTERIM CONSULTANT Data Scientist |Product Manager
EXOMETRICS
02.2023 - Current
Principal Technical Consultant
Wipro Limited
03.2022 - 02.2023
Lead Data Scientist
Deutsche Bank
06.2017 - 03.2022
Manager, Quantitative Analysis
HSBC
01.2016 - 05.2017
Assistant Manager
Trustee Savings Bank (TSB)
03.2015 - 01.2016
Credit Analytics Manager
Commercial International Bank (CIB)
07.2013 - 03.2015
Senior Analyst - Credit Risk Management
Barclays Bank
01.2011 - 06.2013
Monitoring and Control Analyst - Quality Assuranc
Barclays Bank
01.2010 - 12.2010
Senior Operations Clerk
Barclays Bank
07.2007 - 01.2010
Ph.D. - Compuuter Science
Goldsmiths
MBA - Risk Management
Arab Academy For Science And Technology
Bachelor of Science - AIS
Alexandria University
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