Melroy Sandeep Saldanha

Detail-oriented finance postgraduate with specialization in Fintech and strong knowledge of Anti-Money Laundering (AML) and Know Your Customer (KYC) processes. Skilled in customer due diligence, risk assessment, and regulatory compliance. Knowledgeable in global AML frameworks and financial crime prevention with a strong interest in financial compliance and regulatory operations. Seeking an entry-level AML/KYC Analyst role

• Globally Certified KYC Specialist
• Bloomberg Market Concepts
• Excel: Advanced Formulas & Functions

Investigating the Role of Cybersecurity in Building Consumer Trust in the UK Banking Sector Performance Analysis of Selected Tax-Saving Mutual Funds

• Complied secondary data research on cybersecurity threats in digital banking and impact on consumer confidence.

• Analyzed industry reports, academic journals, and case studies to assess fraud prevention and risk mitigation strategies.

• Key Contributions: Implemented risk management strategies, examined banking operations, performed market research, and validated cybersecurity risks.

• Impact: Proposed solutions to enhance security and boost consumer trust in online banking services.

Performance Analysis of Selected Tax-Saving Mutual Funds

• Examined 10 mutual funds from financial institutions using data from AMFI India, RBI, and Yahoo Finance.

• Incorporated statistical modeling techniques to assess risk-return trade-offs, supporting data-informed investment decisions.

• Core Competencies: Executed financial analysis, managed investment research, interpreted market trends, and evaluated mutual funds.

• Impact: Counseled investors on strategies to maximize tax benefits while optimizing returns.