Summary
Overview
Work history
Education
Skills
References
Timeline
Generic

Mehvish Nadeem

Greater London

Summary

Highly value driven and self-motivated individual with over 4 years of varied regulatory experience. Ability to adapt to new situations and challenges easily and quickly. Aptitude for learning, can utilise analytical and critical reasoning skills to ascertain strategic solutions. Someone who enjoys challenging and diverse roles, and capable of working under pressure both independently and collaboratively. Ability to rapidly build personal credibility whilst simultaneously maintaining strong relationships with my peers.

Overview

4
4
years of professional experience
3
3
years of post-secondary education

Work history

Senior Associate – Early & High Growth Oversight

Financial Conduct Authority
07.2023 - Current
  • Supervise, monitor, and support firms new to regulation to ensure they understand their obligations and meet the standards of regulatory requirements and meet exceptional compliance performance.
  • Work with firms that are seeing exponential growth to ensure growth plans mitigate consumer harm and market disruption.
  • Able to analyse firms' business models and strategies to identify key risks of harm, problem solving, dealing with complex issues, and proposing appropriate solutions.
  • Strong understanding of Consumer Duty, SMCR, Financial Promotions and ESG related requirements.
  • Liaise with Enforcement for appropriate action based on firms' resilience to regulatory requirements.
  • Able to make strong regulatory judgement across a multi-portfolio sector including retail finance firms, mainstream consumer credit lenders, investment firms, payment firm, asset managers and more.
  • Support the development of a newly formed department at the regulator and shaping operational performance alongside coaching junior colleagues.
  • Ability to work collaboratively with internal and external stakeholders, including specialist supervision areas.
  • Highlighted campaigning opportunities by understanding beneficiary and casework priorities.

Associate – Mainstream Consumer Credit Lenders

Financial Conduct Authority
09.2022 - 07.2023
  • Regularly draft clear and concise correspondence to firms and internal stakeholders, including MP letters and Section 166 documents.
  • Ability to review and analyse information/data collected from firms to help assess a firm's business model and identify risks that could cause harm to consumers.
  • Continuously develop constructive working relationships with colleagues and communicate effectively with team members and SLT about the progress of tasks.
  • Ability to assess and analyse complex information and data to identify issues and make judgements balancing a range of competing factors.
  • Experience of identifying the business model, financial or regulatory risks posed by firms, the consumer harms which might result from these risks and appropriate tools for mitigation.
  • Skilled at taking ownership of problems and driving forward pragmatic action-based solutions.
  • Able to deliver set messages using the appropriate FCA tone/language.
  • Support both proactive and reactive supervisory work across department to mitigate consumer harm.
  • Able to suggest ways to solve problems identified within firms and the wider credit markets.
  • Able to communicate effectively with a diverse audience and be able to present issues in a clear and digestible format.
  • Carry out firm visits at firms with pressing conduct issues, representing the regulator in a professional manner.
  • Extensive understanding and experience of dealing with issues impacting consumers in vulnerable circumstances.
  • Able to ensure internal record management systems are up to date and compliant with appropriate protocols.

Associate – Large Retail Lenders, Retail Lending

Financial Conduct Authority
01.2022 - 09.2022
  • Able to assist in the development and delivery of assertive supervision and mitigation strategies, setting clear expectations to firms, influencing, persuading and where appropriate, using formal powers to change conduct behaviour to deliver better outcomes for consumers.
  • Acting as first point of contact for Super 8 fixed firms, drawing up supervisory documents at each governance point and inputting into relevant Interim Reviews & Firm Evaluations.
  • Undertake holistic analyses of firms' business models and strategies, identifying how conduct risks could cause harm to consumers and/or markets.
  • Ability to make sound judgements that solve problems identified, through evidence-based analysis from information and data about firms and wider industry issues.
  • Able to develop constructive working relationships with the firms supervised by FCA.
  • Supporting targeted and effective communications to key stakeholders, internally and externally (PRA).
  • Working collaboratively with internal stakeholders to ensure a coordinated approach across the FCA and leverage specialist input where required.
  • Ability to contribute to the continuous improvement of internal processes by suggesting changes that result in better outcomes and efficient use of resources.
  • Able to assess and analyse voluminous and data-heavy bodies of information, exercising judgement on the information available and being able to justify those judgements where appropriate.
  • Managing a large and mixed workload, giving attention to the most serious and high priority matters.
  • Ability to work on own initiative, prioritising, working under pressure and to tight deadlines whilst maintaining accuracy.

Supervisor – Supervision, Retail & Authorisations

Financial Conduct Authority
11.2019 - 01.2022
  • Adept understanding and navigation of the FCA handbook (PERG, COBS, CONC, SYSC, SUP) and extensive knowledge of SMCR.
  • Ability to analyse and communicate complex information to answer queries in a concise manner.
  • Understanding complex business models and identifying/escalating potential risks in line with the regulation to suggest relevant mitigation strategies.
  • Ability to assess risks of financial crime by scrutinising firms' internal risk assessments, policies and procedures, quality of oversight and staff recruitment in line with regulation.
  • Experience of working in high profile internal projects with short notice to support organisational needs.
  • Use of wide range of software including those unique to FCA; Connect, Gabriel & Regdata.
  • Providing support and technical assistance to FCA authorised and unauthorised firms in the financial services sector.
  • Understanding technical queries from external stakeholders to provide sufficient guidance on FCA's rules and regulations.
  • Communicating and networking effectively with internal stakeholders, case officers and SMEs to facilitate complex queries.
  • Ability to work in an environment where priorities may change at short notice; able to balance and manage changing demands.
  • Ability to manage time to deal with a backlog of cases and project work whilst maintaining a high quality of work.
  • Adapting to regulatory and legislative changes, understanding their impact and relaying this information in an effective manner.
  • Assisting business with periodic returns, ensuring deadlines are met and regulatory obligations have been fulfilled.
  • Adhering to statutory deadlines and meeting service level agreements (SLA's) for the Supervision division.

Education

Bachelor of Arts - Sociology

University of Westminster
09.2015 - 07.2018

ICA Senior Compliance & Risk

Fitch Learning
02.2024 -

Skills

  • Excellent written and oral ability
  • Project Management
  • Strong organisational ability
  • Presentation and public speaking
  • Communication skills
  • Team building
  • Problem-solving
  • Expert Microsoft Office skills including Word, Excel & PowerPoint
  • Fluent in the following languages: Urdu, Punjabi, Hindi & Gujarati

References

References available upon request.

Timeline

ICA Senior Compliance & Risk

Fitch Learning
02.2024 -

Senior Associate – Early & High Growth Oversight

Financial Conduct Authority
07.2023 - Current

Associate – Mainstream Consumer Credit Lenders

Financial Conduct Authority
09.2022 - 07.2023

Associate – Large Retail Lenders, Retail Lending

Financial Conduct Authority
01.2022 - 09.2022

Supervisor – Supervision, Retail & Authorisations

Financial Conduct Authority
11.2019 - 01.2022

Bachelor of Arts - Sociology

University of Westminster
09.2015 - 07.2018
Mehvish Nadeem