Summary
Overview
Work history
Education
Skills
References
Timeline
Generic

Md Mostafijur Rahman

London,UK

Summary

Detail-oriented professional with expertise in credit risk assessment and financial analysis. Skilled in data interpretation, report writing, and stakeholder relationship management, employing advanced Microsoft Office skills to generate comprehensive insights. Demonstrates exceptional research, analytical problem-solving, and team leadership abilities, adept in loan review processes, sensitivity analysis, and structuring loans to meet risk appetite statements.

Overview

4
4
years of professional experience
11
11
years of post-secondary education

Work history

Credit Analyst

United Finance Ltd
Rajshahi, Bangladesh
2022.03 - 2023.02
  • Conduct credit risk assessments and due diligence for loan applications to minimise fraud and ensure sustainable business growth.
  • Prepare detailed financial reports for management, ensuring compliance with organisational policies.
  • Interpreted financial reports, identifying potential risks to business growth.
  • Analysed complex financial data for accurate risk assessment.

Credit Analyst

SAJIDA Foundation
Bogura, Bangladesh
2020.03 - 2022.03
  • Evaluated clients’ financial statements (income statements & balance sheets) to recommend loan approvals.
  • Conducted SWOT analysis and prepared risk evaluation reports for loan applicants.
  • Monitored overdue clients, prepared collection reports, and visited clients to assess financial credibility.
  • Conducted detailed financial ratio analysis for better credit risk assessment.

Research Associate

Credit Rating Agency of Bangladesh Ltd (CRAB)
Bogura, Bangladesh
2018.12 - 2020.02
  • Conducted onsite assessments of SME and corporate clients.
  • Analyzed financial performance through ratio analysis and cash-flow assessments.
  • Produced detailed credit rating reports and presented findings to Rating Committee.

Education

MSc Management - Management

University of Hertfordshire
UK
2024.01 - 2025.07

MBA - Banking & Insurance

University of Rajshahi
Bangladesh
2018.07 - 2019.06

BBA - Accounting & Finance

American International University
Bangladesh
2014.05 - 2018.02

Higher Secondary Certificate - Commerce

Rajshahi Govt. City College
Bangladesh
2010.06 - 2012.07

Secondary School Certificate - Science

Rajarumpur Hamidullah High School
Chapainawabganj
2008.01 - 2010.05

Skills

  • Credit risk assessment and financial analysis
  • Research and analytical problem-solving
  • Advanced Microsoft Office skills
  • Loan review processes
  • Sensitivity analysis
  • Loan structuring
  • Risk appetite statements

References

Available on request.

Timeline

MSc Management - Management

University of Hertfordshire
2024.01 - 2025.07

Credit Analyst

United Finance Ltd
2022.03 - 2023.02

Credit Analyst

SAJIDA Foundation
2020.03 - 2022.03

Research Associate

Credit Rating Agency of Bangladesh Ltd (CRAB)
2018.12 - 2020.02

MBA - Banking & Insurance

University of Rajshahi
2018.07 - 2019.06

BBA - Accounting & Finance

American International University
2014.05 - 2018.02

Higher Secondary Certificate - Commerce

Rajshahi Govt. City College
2010.06 - 2012.07

Secondary School Certificate - Science

Rajarumpur Hamidullah High School
2008.01 - 2010.05
Md Mostafijur Rahman