Mariesha Baranyi
United Kingdom
Summary
Experienced property underwriter with over 7 years in general insurance industry.
Overview
8
8
years of professional experience
1
1
Certification
Work history
Senior Underwriter - Consumer Lines EMEA
Chubb
London
02.2025 - Current
- Underwrite and manage consumer lines insurance schemes across the UK and Europe, with responsibility for pricing and underwriting terms.
- Design and oversee end-to-end insurance journeys, ensuring compliance with FCA requirements and equivalent European regulatory standards.
- Lead technical pricing reviews, incorporating loss ratio analysis, claims trends, and portfolio performance insights.
- Maintain and enhance underwriting rules in line with evolving risk appetite and market data.
- Draft and update core policy documentation, including wordings, endorsements, and IPIDs.
- Identify and reduce underwriting and claims leakage through structured, data-led root cause analysis.
- Collaborate with cross-functional teams including Pricing, Legal, Compliance, Claims, and MI to drive scheme improvements.
- Present scheme performance and underwriting recommendations to senior stakeholders.
Portfolio Underwriter
Allianz Insurance
Personal Lines Broker Home Underwriting
05.2022 - Current
- Monitored underwriting team performance and provided mentoring to achieve personal and department production goals.
- Shaped and developed underwriting policies, practices and procedures to improve company standards.
- Built and nurtured strong, professional relationships with brokers for portfolio retention and growth.
- Collaborated with stakeholders, maximising business opportunities and profitability.
- Performed data extraction on models and pricing tools for review to verify risks written or renewed followed underwriting guidelines.
- Made quick, sound decisions within underwriting authority and based on appropriate data.
Home Underwriter
Allianz Insurance
Personal Lines Broker Home Underwriting
05.2021 - 05.2022
- Provide daily support to the operation staff dealing with both verbal and written referrals and maintaining and updating the underwriting guide
- Manage Flood Risks ceding process with external governmental bodies (FloodRe)
- Working closely with various departments to review FOS decisions and complaint cases to ensure best practice
- Carrying out monthly analysis of key broker accounts and present findings in broker meetings
- Use of various systems including SAS.
Private Client Account Executive
A-Plan Insurance Private Client (Howdens)
01.2018 - 05.2021
- Conducting private car and home insurance to high net worth clients, utilising knowledge of insurance market from previous role and building on knowledge of high net worth market to successfully carry out the role
- Negotiating between clients and underwriters as an intermediary to find effective solutions for both parties
- Initiating assistance to help struggling team members to manage and complete their workloads
- Producing exceptional results in a high-pressure environment, maintaining a detail-oriented and customer-focused approach by understanding customer needs and wants, creating pleasant client relationships and tailoring insurer products to suit.
Insurance Consultant
A-Plan Insurance (Howden)
12.2017 - 01.2018
- Successful planning, organising, preparation, and research of insurance policies to better serve clients and customers
- Oversee the insurance quoting and selling process including gathering information, and consulting on premiums to find the correct fit for the insured
- Effective management and delegation of workload within the new business department including scheduling, and personnel evaluations and accounts, aiding in weekly figures of the branch
- Generate and follow leads including exceeding goals and objectives
- Enable and sustain solid relationships with diverse teams
- Serve as liaison for the new computer system including training and mentoring employees, driving product knowledge, and placing new business with insurers and building retention through renewals
- Work directly with clients and insurance companies to drive customer service exceeding expectations
- Successfully ensure compliance with FCA regulations and standards through continuous development.
Education
Bachelor of Science - Management With International Business
Royal Holloway, University of London
London07.2017
High School Diploma - A-Levels
The Henley College
Henley 07.2014
GCSE's -
Queen Ethelburga's
Harrogate 07.2012
Skills
- Attention to Detail
- Decision Making
- Communication
- Analytical
- Negotiation
- Trend analysis
- Property insurance
- Underwriting and adjustments
- Account management
- Excel
- PowerPoint
- Radar
- SAS and SQL
Certification
- Certificate of Insurance (CII)
Languages
English
Native
References
References available upon request.
Timeline
Senior Underwriter - Consumer Lines EMEA
Chubb
02.2025 - Current
Portfolio Underwriter
Allianz Insurance
05.2022 - Current
Home Underwriter
Allianz Insurance
05.2021 - 05.2022
Private Client Account Executive
A-Plan Insurance Private Client (Howdens)
01.2018 - 05.2021
Insurance Consultant
A-Plan Insurance (Howden)
12.2017 - 01.2018
Bachelor of Science - Management With International Business
Royal Holloway, University of London
High School Diploma - A-Levels
The Henley College
GCSE's -
Queen Ethelburga's
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