MAHALAKSHMI KRISHNA PRASAD
Windsor,Berkshire
Summary
- Experienced Credit Research Analyst with a focus on financial and company analysis, credit risk assessment and research.
- Skilled in creating comprehensive reports and compelling presentations, effectively communicating complex financial analysis and insights to stakeholders.
- After a 4-year break, eager to return to work to apply analytical skills and industry knowledge to excel in the finance sector.
- Have 'Right to Work' in the UK.
Overview
14
14
years of professional experience
1
1
Certification
Work History
Career Break
Career Break
Windsor, United Kingdom
10.2019 - Current
- Currently transitioning out of the voluntary career break I undertook during past 4 years to care for my young family when we relocated from India to Germany and then to United Kingdom.
- Proactively studying towards achieving the Chartered Global Management Accountant (CGMA) qualification.
- Managed financial planning and budgeting along with interior designing and material selection for two home construction projects.
Associate Analyst 3
Moody’s Investors Services Support Center Pvt Ltd
Bengaluru, India
02.2018 - 09.2019
- Delivered high-quality credit research on time, identifying key credit positives and negatives of public issuers across banking, insurance and corporate sectors.
- Produced research reports on issuers using information derived from annual reports, other regulatory filings and other secondary information sources.
- Conducted in-depth research and analysis on business, financials, industry dynamics, economic developments and competitive landscapes.
Senior Rating Analyst
Brickwork Ratings India Pvt Ltd
Bengaluru, India
01.2013 - 01.2018
- Managed credit rating portfolio of over 100 issuers encompassing banks, non-banking financial institutions and mid to large corporates.
- Analyzed factors influencing the credit quality of financial instruments like bank loans, bonds, debentures and structured finance products.
- Reviewed legal documentation for transactions, including loan sanction letters, indentures, prospectuses etc.
- Collaborated with company's senior management through issuer meetings and on-site due-diligence visits to gather information.
- Utilized Excel and other analytical tools to interpret and analyze data, build financial models and credit scoring models.
- Conducted comprehensive analysis of the company’s financial statements, ratios, business, industry trends to formulate well-informed rating recommendations.
- Produced insightful reports and presentations summarizing key findings, and presented it to the rating committees.
- Continuously monitored economic and industry trends and interpreted news events to identify potential rating impacts and conduct timely reviews.
Project Engineer
Wipro Technologies
Bangalore, India
01.2010 - 08.2011
- ·Worked as Agile Product Lifecycle Management (Agile PLM) Application Analyst, developing and configuring applications and providing daily support and systems administration to end users in solving technical problems.
- Resolved critical technical issues within the application and earned recognition for ownership, commitment and problem-solving capabilities.
- Translated business requirements into technical solutions.
- Developed PL/SQL scripts for data extraction to ensure accurate and reliable data migration.
- Created and executed unit test cases to validate data extraction processes, ensuring adherence to quality standards.
Education
MBA - Finance
University of Stirling
United Kingdom /2011 - /2012
Bachelors of Engineering - Electronics & Communication
PES Institute of Technology (Vishweshwariah Technological University
/2005 - /2009
Skills
- Financial statement analysis
- Cash flow analysis
- Ratio analysis
- Financial modelling
- Financial accounting
- Credit risk analysis
- Business analysis
- Issuer Research
- Industry research
- IT skills: SQL, PL/SQL, Microsoft Excel, PowerPoint and Power BI
- Soft skills: Excellent verbal and written communication skills and presentation skills
- Languages: English (Advanced), Kannada, Hindi, German (Basic)
Certification
Chartered Global Management Accountant (CGMA), 2024 - Present
The Chartered Institute of Management Accountants (CIMA)
- Currently studying towards the Operational level case study exam which will take place in August 2024 to achieve a Diploma in Management Accounting.
Banking and Financial Analyst Program, Level 1 Certification, 2013 - 2014
Brickwork Finance Academy - Bengaluru, India
- The certificate course covered vital areas in finance namely Accounting, Banking Finance, Credit Management, Investment Banking and Risk Management.
Timeline
Career Break
Career Break
10.2019 - Current
Associate Analyst 3
Moody’s Investors Services Support Center Pvt Ltd
02.2018 - 09.2019
Senior Rating Analyst
Brickwork Ratings India Pvt Ltd
01.2013 - 01.2018
Project Engineer
Wipro Technologies
01.2010 - 08.2011
MBA - Finance
University of Stirling
/2011 - /2012
Bachelors of Engineering - Electronics & Communication
PES Institute of Technology (Vishweshwariah Technological University
/2005 - /2009
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