Luis Munoz-Figueroa
London
Summary
Diploma-qualified Paraplanner with over three years of IFA experience, now returning to the financial planning profession with renewed clarity, resilience, and purpose. Proven expertise in crafting high-quality suitability reports, advanced cash flow modelling using Voyant, and delivering precise technical support across pensions, investments, trusts, and taxation. Recently refreshed FCA compliance and legislative knowledge through 40+ hours of targeted CPD, while actively progressing through Advanced CII exams toward Chartered status.
Following a successful period leading my family business through operational transition and providing full-time care, I bring sharpened emotional intelligence, structured communication, and an unwavering commitment to ethical, client-focused advice. I am seeking a dynamic London-based role that blends technical rigor with client engagement—where I can contribute immediately, grow intentionally, and help shape outcomes that truly matter. My return is not just a career move—it’s a deliberate step toward making a lasting impact in the lives of clients and the integrity of the profession.
Overview
13
13
years of professional experience
Work History
Professional Development & Family Caregiving
Career Break
03.2023 - Current
- Completed 40+ hours of FCA-aligned CPD in pensions, tax efficiency, cash flow modelling (Voyant), and compliance; produced suitability report samples and built a personal legislation knowledge base to support technical accuracy.
- Developed advanced client-facing and analytical skills through training in communication, negotiation, and Voyant cash flow modelling—creating complex HNW client scenarios and future projections.
- Took a necessary career break to provide full-time end-of-life care for a terminally ill family member, deepening resilience, empathy, and crisis management abilities.
- Coordinated medical care, managed support networks, and travelled across South America post-caregiving—gaining adaptability, cultural insight, and conversational Portuguese.
- Used the sabbatical for strategic career reflection, strengthening clarity, purpose, and commitment to rejoining the financial planning profession with renewed perspective.
Property Developer Assistant
Self-employed
02.2017 - 09.2022
- Assisted two property developers with managing buy-to-let and commercial properties, handling rent collection, budgeting, and maintenance coordination.
- Developed skills in portfolio oversight, financial management, and client engagement, directly applicable to managing investments and financial planning strategies.
- Managed rental income and expenses, ensuring timely rent collection and accurate financial reporting, which translates directly to managing and tracking client investments and financial performance.
- Created financial forecasts for property projects, assessing cash flow, potential returns, and risks - similar to creating financial projections and conducting risk assessments in paraplanning.
- Streamlined budgeting processes for property maintenance and upgrades, demonstrating attention to detail and the ability to optimise financial resources - critical for managing client portfolios efficiently.
- Built and maintained strong client relationships, responding to inquiries and resolving issues, similar to managing client expectations and addressing financial planning needs.
- Coordinated vendor contracts and payments, ensuring cost control and timely execution, which highlights skills in managing budgets, contracts, and ensuring financial goals are met.
Manager
El Encuentro
08.2014 - 10.2016
- Managed operations, budgeting, and logistics at El Encuentro, applying leadership, client service, and team development skills with strategic focus and integrity.
- Led a diverse team, fostering collaboration and accountability—directly enhancing client relationship management and internal coordination.
- Prioritized customer satisfaction, addressing feedback with empathy and professionalism to build lasting trust—mirroring the service ethos of financial planning.
- Resolved challenges in a fast-paced setting with adaptability and composure, showcasing critical problem-solving for dynamic or client-facing roles.
- Communicated clearly with stakeholders under pressure, ensuring effective collaboration across staff, vendors, and cross-functional teams
Paraplanner
Henderson Carter Wealth Management
07.2012 - 09.2014
- Supported Financial Planners in delivering bespoke advice to HNW and UHNW clients, blending technical expertise, regulatory knowledge, and relationship management.
- Conducted in-depth research and case assessments to produce high-quality suitability letters and tailored client reports.
- Built client trust through direct engagement across channels, collecting key financial data and providing timely, informed responses.
- Created advanced lifetime cash flow models using Voyant to inform holistic plans and standalone decisions.
- Provided strategic input across pensions, investments, tax, protection, and estate planning, while managing provider relations and securing accurate product illustrations.
Education
Diploma in Regulated Financial Planning -
Chartered Insurance Institute
London, ENG08.2014
Personal Tax And Trust Planning (AF1) -
Chartered Insurance Institute
London, ENG06.2017
Trusts (J02) -
Chartered Insurance Institute
London, ENG06.2016
Certificate in Discretionary Wealth Management -
Chartered Insurance Institute
London, ENG11.2015
Skills
- Data interpretation
- Cash-flow analysis using Voyant and CashCal
- Expertise in Intelliflo and FE Analytics tools
- Comprehensive understanding of FCA regulations
- Comprehensive financial planning
- Proficient in Microsoft Word, Excel, and PowerPoint
- Strong verbal and written communication
- Meticulous attention to detail
Timeline
Professional Development & Family Caregiving
Career Break
03.2023 - Current
Property Developer Assistant
Self-employed
02.2017 - 09.2022
Manager
El Encuentro
08.2014 - 10.2016
Paraplanner
Henderson Carter Wealth Management
07.2012 - 09.2014
Diploma in Regulated Financial Planning -
Chartered Insurance Institute
Personal Tax And Trust Planning (AF1) -
Chartered Insurance Institute
Trusts (J02) -
Chartered Insurance Institute
Certificate in Discretionary Wealth Management -
Chartered Insurance Institute
Similar Profiles
Andrea EllisAndrea Ellis
Registered Nurse at Professional Career Development, Career BreakRegistered Nurse at Professional Career Development, Career Break
ABIGAIL POLLOCKABIGAIL POLLOCK
Extended Maternity Leave at Career BreakExtended Maternity Leave at Career Break
Grainge PhillipsGrainge Phillips
Health and Wellbeing at Career BreakHealth and Wellbeing at Career Break
Diana BadanauDiana Badanau
Housekeeping manager at Whitbread PLCHousekeeping manager at Whitbread PLC
Kayin WrightKayin Wright
Waiter & Manager at All Nations Vegan HouseWaiter & Manager at All Nations Vegan House