Dynamic professional with expertise in working capital management and portfolio management, demonstrating strong leadership skills and the ability to motivate teams in adverse conditions. Proven track record in meeting sales goals through effective sales planning, recruiting, and coaching. Adept at negotiation and relationship management, leveraging communication and interpersonal skills to build lasting relationships. Committed to continuous improvement and achieving excellence in decision-making and problem-solving.
Overview
7
7
years of professional experience
18
18
years of post-secondary education
Work History
Cluster Business Manager
AU SMALL FINANCE BANK LTD
Raipur, India
04.2025 - I currently work here
Promoted as Cluster Business Manager.
Role involve Evaluated staff performance and formulated enhancement plans.
Implemented customer relationship management systems, personalising interactions and increasing.
skills, positive attitude, accountability, and ability to handle work in adverse conditions effectively
Meeting sales goals & Sales planning Recruiting and Hiring Coaching.
Communication Skills, Build Relationship Decision Making, problem-solving
Human skills, open mind ,Leadership skills Positivity,Accountabllity,
Team Handling ,work in Adverse Condition
Meeting Sales Goals: Successfully exceeded sales targets by implementing strategic plans and consistently monitoring progress towards achieving objectives.
Sales Planning: Developed and executed detailed sales plans, forecasting future sales trends and identifying opportunities for business growth.
Recruiting and Hiring: Led recruitment efforts by sourcing and selecting top talent, conducting interviews and making hiring decisions to build a high-performing team.
Coaching and Motivation: Provided ongoing coaching and mentorship to team members, inspiring and motivating them to reach their full potential and drive success.
Business Relationship Manager
AU SMALL FINANCE BANK LTD
Raipur, INDIA
11.2021 - 03.2025
Processed and reviewed various Working Capital Solutions, including Cash Credit and Term Loans.
Managed Trade Finance transactions such as Letters of Credit and Bank Guarantees.
Monitored credit quality of client portfolios, recommending strategic improvements.
Developed relationships with promoters and owner-managers to enhance collaboration.
Coordinated with Credit for CAM approvals and deferral waivers/extensions.
Collaborated with local Operations for disbursement and limit setting.
Facilitated smooth issuance of Letters of Credit and Bank Guarantees for payments.
Ensured completion of tasks, including CAM renewals and stock statements.
Relationship Manager
KOTAK MAHINDRA BANK LTD
MUMBAI, INDIA
08.2018 - 01.2020
In kotak Mahindra bank - gained knowledge of banking, also as per my profile |was . handling bunch of client portfolio from existing customer base.
Meeting the requirement of clients, also getting business possibities to bank.
Cross seling of products depending upon customer requirement.
Understand clent needs, design appropriate solutions as per bank competencies and negotiate deals to closure.
Proper coordination with our existing clients too, as after service is equaly important.
On boarding new clients and making efficient connection with new clients as they are the main source of revenue to the organization
Education
Master of Business Administration - FINANCE
AJEENKYA DY PATIL UNIVERSITY
PUNE
06.2017 - 05.2019
Bachlore of Engineering - Mechanical Engineering
MATS UNIVERSITY
RAIPUR
07.2012 - 08.2016
HSC - MPC
SRI CHAITANYA Vishakhapatnam
Vishakhapatnam
07.2009 - 08.2011
10th - MPC
VIGNAN STEEL CITY VISHAKHAPATNAM
Vishakhapatnam
06.1999 - 08.2009
Skills
Working Capital Management
Meeting sales goals & Sales planning Recruiting and Hiring Coaching
Motivation
Communication Skills, Build Relationship Decision Making, problem-solving
Human skills, open mind ,Leadership skills Positivity,Accountabllity,
Cluster Director of Finance at Hilton Tangier City Center, Hilton HGI Tanger City Center, Hilton Tangier Al HouaraCluster Director of Finance at Hilton Tangier City Center, Hilton HGI Tanger City Center, Hilton Tangier Al Houara
SNR. MANAGER - Accounts,Finance and Business Corr. at CKL Ltd ( Caribbean Knights Ltd )SNR. MANAGER - Accounts,Finance and Business Corr. at CKL Ltd ( Caribbean Knights Ltd )