Summary
Overview
Work history
Education
Skills
Interests
Languages
Timeline
Hi, I’m

Kusum Ramphul, MSc

London,United Kingdom

Summary

PROFILE I possess a comprehensive knowledge of the banking industry and its procedure as well as having the ability to meeting deadlines and targets, thinking smart and acting fast. Having gained 10 years of valuable experience in banking and finance, I have gained the necessary dynamism and leadership skills to provide a quality service of the highest order consistently exceeding client's expectations and organisational goals while upholding the company's value with utmost integrity.

Overview

11
years of professional experience
3
years of post-secondary education

Work history

HSBC
London

Private Asset Specialist
04.2022 - Current

Job overview

  • Provide input to accounting requirements across asset classes and different type of funds
  • Develop and maintain good working relationship with third parties such as auditors, investors, clients and external technology providers.
  • Collaborate with investment managers and other stakeholders to address inquiries and resolve discrepancies.
  • Assist with new technology repercussions of integrating these asset classes within operational mode.
  • System used: Investran, Geneva, Solar
  • Implemented process improvements that enhanced efficiency
  • Perform monthly Net Asset Value (NAV) calculations for assigned fund.
  • Calculate and monitor expense accruals and process expense payments
  • Provide an oversight on the reconciliation of cash and investment positions with custodians and brokers.
  • Prepare financial statements, investor reports, and regulatory filings.

HSBC
London

Commercial Officer
10.2017 - 04.2022

Job overview

  • Completed all process and procedures accurately
  • Completed all process and procedures accurately and in accordance to FCA regulations
  • Assisted and supported Managers in delivering an exceptional management service to clients with aturnover of £2million or over by building account profitability within an assigned portfolio
  • Work experience combination of face to face, phone and written communication channels
  • Provide professional & interpersonal communication both verbally & in writing with client & internalcontacts
  • Liaise, follow up and collaborate with other internal departments such as credit risk and credit operationsas well as third party professionals to support clients with their financing needs
  • Meetregulator'sandbank'srequirementoncompliancesuchasKYCandAMLandensuredinternalauditstandards are achieved at all time
  • Support managers in their annual account reviews, remediation and financial and credit analysis
  • Self‑starter, able to work independently and able to cope with ambiguity and competing priorities.

HSBC
London

Cash Supervisor/ Back Office Support
01.2014 - 09.2017

Job overview

  • Lead the daily operation of the front office as well as the back office
  • Created a strong referral business by building a strong rapport with both prospective and existing clients
  • Recommend products based on the client's needs and resources
  • Assisted bank customers with financial transactions and queries
  • Supervise and lead a team of cashiers as well as provide coaching and training for new entrants
  • Examine reports of daily transactions for accuracy as well assist in bank account reconciliation and accountauditing.

Air Mauritius Mauritius

Internship
06.2012 - 09.2012

Job overview

  • Compilation of operational statistics related to trip performed
  • Managed data on staff leaves and overtime
  • Help with the preparation of month and year end result
  • Analysed statistics and helped with report writing
  • This experience helped me to manage and cope in a very busy environment which developed my abilities to multitask and time manage
  • I also gained great knowledge and insight in the airline industry.

Education

Birkbeck College, University ofLondon

Msc from Finance

University overview

I have decided to do a part time masters course in Finance to enable me to gainexcellent specialist knowledge and training in finance, analytics and financialeconomics. I consider myself a good learner and has obtained proficientknowledge in analytics, statistics, corporate finance, asset management andinvestment throughout my course. I have also learnt the latest econometrics and analytics skills and have

Middlesex University
London

Bachelor of Science from Banking and Finance
09.2010 - 08.2013

University overview

This course has enabled me to build essential specialist knowledge of the operations, strategy and regulatory functions of banking and finance institutions. Key skills gained:

● Fundamental elements of micro and macroeconomic principles and analysis, econometrics, and theoretical statistics.

● Highly developed analytical skills with the ability to balance a heavy workload and prioritise accordingly.

● Ability to examine complex datasets drawing conclusions appropriate to the problems at hand.

● Advanced written and verbal communication skills through the production of essays and reports adhering to strict guidelines and delivering presentations to large groups.

Proficient in MS Office suite including advanced Excel knowledge Stata, Matlab, Bloomberg

Skills

  • Financial Reporting - Reconciliation
  • Fund Performance Analysis
  • Compliance and Regulatory Knowledge- In-depth understanding of regulatory requirements governing the financial industry
  • Excel and Financial Software (eg, Investran, Geneva)
  • Research and Financial Analysis
  • Problem Solving- Effective problem-solving skills, including the ability to identify and resolve discrepancies in fund accounting processes
  • Time Management- Strong time management skills with the ability to prioritize tasks and meet tight deadlines in a fast-paced environment
  • Attention to Detail:- Meticulous attention to detail in reviewing fund transactions, reconciling accounts, and preparing financial reports

Interests

HOBBIES Interests‑, Linguistic Enthusiast (currently learning Dutch)‑Fiery Chef‑Avid Tomato, chilli and herbs harvester‑Love Challenges ( Completed a 10 miles walk challenge for charity. Enrolled in a stock exchange competition)

Languages

French
Fluent

Timeline

Private Asset Specialist

HSBC
04.2022 - Current

Commercial Officer

HSBC
10.2017 - 04.2022

Cash Supervisor/ Back Office Support

HSBC
01.2014 - 09.2017

Internship

Air Mauritius Mauritius
06.2012 - 09.2012

Middlesex University

Bachelor of Science from Banking and Finance
09.2010 - 08.2013

Birkbeck College, University ofLondon

Msc from Finance
Kusum Ramphul, MSc