Kuncheria Thomas
Audit Assistant Manager, ACCA
Bengaluru
Summary
UK Certified Chartered Accountant, ACCA, with 6 years of experience, currently working as an Audit Assistant Manager in Financial and Banking sector, specializing in Credit areas. A focused and driven auditor who embodies the values of integrity, objectivity, professionalism and high quality work. A professional with good team management skills and leadership abilities.
Overview
6
6
years of professional experience
18
18
years of post-secondary education
3
3
Certifications
4
4
Languages
Work History
Audit Assistant Manager
FS Banking, KPMG Global Services
Bangalore
10.2022 - Current
- Heading the IFRS 9 COE Credit Review team in India across 3 geographical locations (Bangalore, Gurgaon and Mumbai); managing and coaching a high performance team of 24 members. Works closely with the manager and partner in the UK of the IFRS 9 COE team in developing the team through various initiatives in both UK and India to increase penetration.
- Managing the portfolios of clients, resourcing, and planning of credit review allocations to align with audit timelines, budget tracking, project management, performing in-flight reviews, and coaching.
- In-charge role on Credit Reviews for multiple banking clients: handled initiation to completion of this area comprising of work from skeptical use of judgement in sampling to the delivery of high quality credit reviews, managing client and audit team expectations in terms of timelines and budgets.
- Quality mentor for Credit reviews, with my role focused on performing detailed quality reviews for credit reviews, identifying thematic areas to improve on audit quality and to reduce turnaround time for completion without compromising quality.
- From a quality enhancement standpoint: worked closely with Department heads to develop the Credit Review template and have actively been involved in the development of training materials on credit reviews
- In-charge role on the Subsidiary Audit Function : Handled end-to-end subsidiaries audits of major banks in 2022 and 2023 comprising of work around IFRS 9, mandatory work papers, going concern, DPP consultation and others; worked directly and had effective interactions with the partner on these entities.
Audit Senior
KPMG Resource Centre Private Limited
Bangalore
10.2021 - 09.2022
- Prepared Credit Review working papers, reports and supporting documentation for audit findings based on IFRS 9.
- Performed controls and substantive testing on the appropriateness of Credit risk rating and accuracy of staging based on the client's Credit policy.
- Review of management's credit analysis on the recoverability of the loans.
- Performed independent credit analysis involving industry and financial research to assess the recoverability of the loans.
- Assisted in handling a team of 11 members, including the training, supervision and review of work on audit process for Credit reviews and SPPI testing as a team lead for Credit Utility Function.
- Being accountable for the project management and reporting of the Credit Utility Function.
Audit Associate and Audit Executive
KPMG Resource Centre Private Ltd
Bangalore
12.2017 - 09.2021
- Performed extensive assessments of accounts, including payables and receivables, equity, debt and revenue to verify accuracy in financial reports.
- Analyzed trends over monthly, quarterly and annual financial data to investigate fluctuations.
- Performed IFRS 9 SPPI testing and Credit reviews for various banking/financial sector clients.
- Examined and analysed journal and ledger entries, bank statements and other financial records, documents and systems of departments to ensure financial recording accuracy and compliance with established accounting standards.
Education
ACCA -
Association Of Chartered Certified Accountants
Bangalore 12.2014 - 07.2017
Bachelor Of Business Administration - Finance And Accounting
Christ University
Bangalore 06.2014 - 03.2017
International Baccalaureate -
Hwa Chong International School
Singapore 01.2012 - 11.2013
GCE 'O' Levels -
Chung Hua Middle School
Brunei Darussalam 01.2001 - 11.2011
Skills
IFRS 9 Credit Reviews Specialist
Accomplishments
- Head of FS Bangalore Social Committee Focus group: Been leading the Social Committee team for Bangalore since 2020, actively leading initiatives to increase employee engagement, create opportunities for networking within the wider FS team in Bangalore and to improve inclusion and diversity.
- Above and beyond Award- An award to recognise exemplary feedback from the senior management for the quality of work and involvement in audits undertaken.
- Rock Krown Award- An award granted to the best performing employee in terms of feedbacks received and efficient utilisation.
- Rising star Award- An award to recognise great potential and have exceeded expectations for a new joiner within 6 months in the firm
Certification
ACCA Member - Association of Chartered Certified Accountants
Timeline
Audit Assistant Manager
FS Banking, KPMG Global Services
10.2022 - Current
Audit Senior
KPMG Resource Centre Private Limited
10.2021 - 09.2022
ACCA Member - Association of Chartered Certified Accountants
12-2020
Audit Associate and Audit Executive
KPMG Resource Centre Private Ltd
12.2017 - 09.2021
ACCA Affiliate- Association of Chartered Certified Accountants
07-2017
BBA Finance and Accounting
05-2017
ACCA -
Association Of Chartered Certified Accountants
12.2014 - 07.2017
Bachelor Of Business Administration - Finance And Accounting
Christ University
06.2014 - 03.2017
International Baccalaureate -
Hwa Chong International School
01.2012 - 11.2013
GCE 'O' Levels -
Chung Hua Middle School
01.2001 - 11.2011
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