KOMAL KUNGWANI
London
Summary
Accomplished finance professional with extensive expertise in managing Accounts Payable, Accounts Receivable, and Cash Allocation processes. Proficient in financial software including Xero, QuickBooks, NetSuite, and Sage for comprehensive financial reporting and ledger management. Demonstrates advanced skills in payroll and HR systems such as BambooHR and HiBob, alongside strong capabilities in Excel and Power BI for data analysis and KPI reporting. Proven track record in preparing detailed financial statements, ensuring VAT compliance with HMRC regulations, and leading finance teams to drive process improvements. Committed to enhancing stakeholder communication and resolving financial discrepancies with precision.
Overview
10
10
years of professional experience
1
1
Certification
Work history
Finance & Operations Associate
Robin AI
04.2024 - 02.2026
- Manage daily Accounts Payable and Accounts Receivable operations, processing supplier invoices and customer receipts with 100% accuracy using Xero and NetSuite. Oversee cash allocation, ensuring timely bank reconciliations and accurate ledger updates in compliance with GAAP and IFRS. Lead team of 3 finance assistants, setting performance goals and streamlining invoice approval workflows, reducing processing time by 15%. Collaborate with account managers to monitor delinquent accounts, improving collection rates by 20% through proactive customer engagement. Produce monthly KPI reports on AR/AP performance and cash flow for senior management, supporting strategic financial planning. Liaise with suppliers and customers to resolve discrepancies, maintaining strong relationships and ensuring data integrity. Implement process improvements, automating expense tracking with Dext, saving 10 hours weekly.
Financial Manager
Ruth Miskin Training
06.2023 - 04.2024
- Led year-end processes, ensuring accurate tax calculations and timely HMRC filings with 100% compliance. Managed team of 4 to maintain and updated chart of accounts, aligning with GAAP and IFRS standards. Analyzed financial data to produce reports on income, expenses, and forecasted trends, presenting KPI insights to senior leadership. Conducted monthly bank reconciliations, resolving discrepancies and managing payroll for 50+ employees. Oversaw invoicing and payment collections, improving cash flow by 25% through streamlined AR processes. Provided financial recommendations, contributing to a 10% reduction in operational costs via budget optimization.
Forex Relationship Manager
ICICI Bank
09.2021 - 05.2022
- Developed and executed FX trading strategies, achieving 99% revenue growth through cross-selling financial products. Provided financial advisory services to high-net-worth clients, ensuring satisfaction and retention. Ensured compliance with regulatory standards and risk management policies, mitigating financial risks.
Branch Relationship Manager
AU Small Finance Bank
02.2021 - 09.2021
- Managed customer relationships and promoted financial products, increasing account openings by 30%. Ensured compliance with banking regulations and internal policies, maintaining operational integrity.
Deputy Branch Manager
Kotak Mahindra Bank
01.2019 - 06.2020
- Supervised daily banking operations for team of 10, ensuring efficient service delivery and customer satisfaction. Analyzed financial reports to identify investment opportunities, supporting portfolio growth.
Service Delivery Manager
05.2016 - 05.2018
- Led team of 8 in customer service operations, achieving 15% revenue growth through process optimization. Ensured compliance with financial regulations, maintaining high operational efficiency.
Education
MSc - Fintech
Coventry University
United KingdomBachelor of Commerce - Accounting & Finance
Saurashtra University
IndiaSkills
- Expertise in managing Accounts Payable (AP), Accounts Receivable (AR), and Cash Allocation (CA) processes, including invoice approvals and reconciliations
- Proficient in Xero, QuickBooks, NetSuite, and Sage for financial reporting and ledger management
- Experienced in Dext Procurement, Pleo Card Management, Vendor Card Payments, and Navan Travel Card Expense Management
- Skilled in payroll and HR software: BambooHR, HiBob, Pento, Deel and Rippling
- Advanced Excel (Pivot Tables, VLOOKUP), Power BI, and data analysis for KPI reporting
- Strong financial statement preparation (balance sheets, profit & loss, cash flow analysis, forecasting)
- Expertise in VAT and taxation filings, ensuring HMRC compliance
- Proven leadership in managing finance teams and driving process improvements
- Excellent stakeholder communication, including supplier/customer relationship management
- Detail-oriented with strong problem-solving skills for resolving financial discrepancies
Certification
- Certified in Xero Accounting Software
- Bloomberg Market Concept Course Certified
HONORS & AWARDS
Best Candidate in Strategic Management IIM Indore, Awarded Best Candidate in Strategic Management by IIM Indore, Best Seller of Life Insurance IndusInd Bank, Named Best Seller of Life Insurance by IndusInd Bank, Outstanding Performance in Financial Management, Recognized for outstanding performance in financial management and customer service
Timeline
Finance & Operations Associate
Robin AI
04.2024 - 02.2026
Financial Manager
Ruth Miskin Training
06.2023 - 04.2024
Forex Relationship Manager
ICICI Bank
09.2021 - 05.2022
Branch Relationship Manager
AU Small Finance Bank
02.2021 - 09.2021
Deputy Branch Manager
Kotak Mahindra Bank
01.2019 - 06.2020
Service Delivery Manager
05.2016 - 05.2018
MSc - Fintech
Coventry University
Bachelor of Commerce - Accounting & Finance
Saurashtra University