Kinjal Nair
United Kingdom
Summary
Business management graduate looking for a challenging and fulfilling opportunity to use my broad skill set. With a solid background in business management and a thorough understanding of business strategies. Adept at working with cross-functional teams to enhance operational efficiency and support long-term financial goals. Passionate about applying analytical skills to solve complex financial problems and contribute to business growth.
Overview
5
5
years of professional experience
Work History
Debt Enforcement Specialist
Yu Energy
Leicester
03.2024 - 11.2024
- Streamlined credit approval process by introducing risk analysis tools and techniques.
- Managed customer accounts for optimal financial health.
- Achieved successful debt recovery by implementing effective strategies. Strengthened skills in engaging with debtors, legal teams, and financial institutions to resolve outstanding balances
- Learned how to analyze large datasets and generate reports on debt recovery performance, arrears trends, and risk assessment
- Acquired knowledge of early intervention strategies, payment plan structuring, and enforcement escalation.
- Learned how to identify root causes of debt issues and develop tailored solutions for recovery.
- Managed customer accounts by ensuring timely follow-ups, negotiating settlements, and reducing bad debt write-offs. Gained expertise in analyzing debt portfolios, identifying trends, and assessing financial risk.
Affordability & Vulnerability Specialist
Eon Next
Leicester
08.2023 - 02.2024
- Enhanced product quality to exceed customer expectations.
- Facilitated cross-departmental communication for effective budget management.
- Analysed financial data to identify business growth opportunities.
- Developed investment strategies, maximised return on investment.
- Managed risk assessments, minimised potential financial threats.
- Mastered techniques for negotiating repayment solutions that balance organizational objectives with customer affordability.
- Gained in-depth knowledge of FCA guidelines, GDPR, Pre-Action Protocols, Equalities Act, and safeguarding principles.
- Developed proficiency in case management systems and financial assessment tools
Marketing assistant
The Hot Potato Shop
Leicester
03.2022 - 10.2022
- Prepared detailed market research reports, aiding strategic planning.
- Assisted in organising trade shows to increase company visibility.
- Established tracking systems for online marketing activities to monitor effectiveness.
- Fostered relationships with key industry influencers for strengthened partnerships.
- Analysed sales data, contributing towards improved product positioning strategies.
- Managed customer database to improve targeted marketing efforts.
- Administered online advertising initiatives, increasing web traffic considerably.
- Amplified brand awareness by developing and implementing effective marketing campaigns.
Advertising Data Analyst
Numerator
Vadodara, Gujarat
01.2020 - 11.2021
- Utilised SQL to extract relevant information for reporting purposes.
- Improved data quality by implementing structured validation checks.
- Developed predictive models to forecast future business trends accurately.
- Contributed to team projects by providing key analytic insights.
- Analysed social media metrics which led to enhanced online presence.
- Conducted competitor analysis for a more targeted marketing approach.
- Achieved enhanced customer understanding with the implementation of comprehensive market research techniques.
- Evaluated customer behaviour patterns using sophisticated software tools, improving audience targeting accuracy.
Education
Bachelor of Commerce - HR Specialization
The Maharaja Sayajirao University
Vadodara, Gujarat, India Masters Of International Business Management - Business Management & Finance
De Montfort University
LeicesterSkills
- Teamwork & Collaboration
- Strategic Planning
- Financial & Risk Analysis
- Microsoft Excel
- Budget Creation & Negotiation
- Credit control & Debt Management
- Problem solving & Presentation Skills
- Salesforce CRM & Data Analysis
- Financial Software (SAS, Quickbooks, SQL, BI, SAP)
- Empathic understanding
- Team building
Languages
English
Fluent
Hindi
Fluent
Gujarati
Fluent
Affiliations
- Workout, Cooking, Dancing, Travelling, Drama, Swimming
Certificates & Courses
- Diploma In Event Management , Alison
- Financial Markets - Online Degree, Yale University
- Finance & Quantitative Modeling for Analysts, University of Pennsylvania (ongoing)
Timeline
Debt Enforcement Specialist
Yu Energy
03.2024 - 11.2024
Affordability & Vulnerability Specialist
Eon Next
08.2023 - 02.2024
Marketing assistant
The Hot Potato Shop
03.2022 - 10.2022
Advertising Data Analyst
Numerator
01.2020 - 11.2021
Bachelor of Commerce - HR Specialization
The Maharaja Sayajirao University
Masters Of International Business Management - Business Management & Finance
De Montfort University
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