Karanmeet Bedi
London
Summary
Catastrophe Modeling Analyst with 4+ years’ experience quantifying multi-billion-dollar P&C treaty exposures. Skilled in RMS RiskLink and treaty portfolio analysis. Proven record of improving analytics efficiency by 20% and delivering insights that drive underwriting profitability.
Overview
6
6
years of professional experience
Work history
Senior Data Analyst – Catastrophe Modeling & Treaty Analytics
AXA XL
Gurugram
09.2020 - 06.2024
- Modeled and quantified risk exposure for multi-billion-dollar reinsurance portfolios using RMS tools, producing actionable PML, AAL, and accumulation results for underwriting teams.
- Improved Modeling workflows by 20% through automation and standardization, enhancing accuracy and reducing turnaround time.
- Delivered scenario-based catastrophe testing (earthquake, flood, windstorm) supporting compliance with Solvency II capital adequacy requirements.
- Mentored 4 analysts in treaty analytics and exposure management, improving team capability and delivery quality.
- Produced regulatory and management reports summarizing loss distributions and treaty structures, enabling data-driven underwriting decisions.
Research Analyst – Data & Market Intelligence
Netscribes
Gurugram
10.2018 - 10.2019
- Built and validated large datasets, reducing lead enrichment errors by 15%.
- Produced market intelligence reports combining quantitative and qualitative insights for insurance and finance clients.
- Optimized manual workflows using Excel automation, reducing delivery time by 10–12%.
- Extracted insights from multiple sources (CRM, interviews, surveys, online data), demonstrating adaptability and analytical strength.
Education
Bachelor of Science - Information Technology
IP University
New Delhi 05/2014 - 05/2018
Skills
- Catastrophe Modeling RMS RiskLink / Risk Modeler Reinsurance Analytics Treaty Portfolio Management Probable Maximum Loss (PML) Average Annual Loss (AAL) Exposure Management Scenario Testing Solvency II & IFRS 17 Compliance SQL Power BI VBA Data Visualization
Websites
Awards & Recognition
3x Certificate of Appreciation + cash rewards at AXA XL for exceeding performance expectations in catastrophe modeling and treaty analytics.
Timeline
Senior Data Analyst – Catastrophe Modeling & Treaty Analytics
AXA XL
09.2020 - 06.2024
Research Analyst – Data & Market Intelligence
Netscribes
10.2018 - 10.2019
Bachelor of Science - Information Technology
IP University
05/2014 - 05/2018