Summary
Overview
Work History
Education
Skills
Affiliations
Timeline
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John Bremner

Wolverhampton,South Staffordshire

Summary

I have over 13 years experience within the mortgage industry of which the majority has been spent within the bridging sector and am now looking to take my next career step as a Finance Account Manager. I am able to provide a risk-based approach when coming to any lending decisions and often recommend policy exceptions where I feel that there is appetite to lend. I am looking forward to sharing my knowledge with intermediaries and promoting the bridging brand.

Overview

14
14
years of professional experience

Work History

Senior Underwriter (Tier 2)

Precise Mortgages (One Savings Bank)
Wolverhampton
02.2016 - Current
  • £750,000 Bridging mandate
  • £350,000 BTL mandate
  • £250,000 Residential mandate
  • I am responsible for maintaining a rapport with key premier panel accounts - assisting them with any new enquiries, providing support on any 'live' applications and being a general point of contact for them within the Underwriting Department.
  • I am responsible for the case management of my pipeline from AIP through to offer.
  • I manage my day to day work load to ensure I am able to meet deadlines and prioritize cases that require a prompt resolution.
  • I assist the team by providing support for any technical underwriting queries.
  • Responsible for liaising with other key areas of the business to ensure a responsible lending decision can be made
  • Responsible for underwriting & presenting applications to credit committee / higher mandate holders for any large loans that require formal sign off.
  • I have completed the Future Supervisor & Managers programme.

Mortgage Underwriter

Bank of Ireland
Birmingham
11.2014 - 02.2016
  • I held a £250,000 BTL and Residential lending mandate
  • Assessed mortgage applications for approval by carefully analysing credit history and financial data.
  • Streamlined underwriting processes, resulting in increased efficiency within the team.
  • Provided support to the training team with the induction of new starters, side by side training, updating training material & carrying out feedback sessions.

Team Leader

Birmingham Midshires (Lloyds Banking Group)
Wolverhampton
01.2013 - 11.2014
  • Responsible for managing a team of up to 15 people.
  • Responsibilities included holding morning team meetings, carrying out regular 1-2-1's, reporting daily figures and adhering to SLA.
  • Setting both team & individual targets in order to drive the business forward.
  • Overseeing & implementing process changes to ensure a smooth transition.

Mortgage Processor

Birmingham Midshires (Lloyds Banking Group)
Wolverhampton
02.2011 - 01.2013
  • £500,000 BTL lending mandate
  • Responsible for assessing documents to support mortgage applications for both pre and post offer.

Education

GCSEs - Mathematics (B), English Language (B), English Literature (C), Science (B), Business Studies (B), IT

Codsall Community High School
Wolverhampton

Skills

  • Self-motivated
  • Enthusiastic
  • Proactive
  • Confident
  • Ambitious

Affiliations

  • Football, Golf & generally keeping active
  • Spending quality time with family

Timeline

Senior Underwriter (Tier 2)

Precise Mortgages (One Savings Bank)
02.2016 - Current

Mortgage Underwriter

Bank of Ireland
11.2014 - 02.2016

Team Leader

Birmingham Midshires (Lloyds Banking Group)
01.2013 - 11.2014

Mortgage Processor

Birmingham Midshires (Lloyds Banking Group)
02.2011 - 01.2013

GCSEs - Mathematics (B), English Language (B), English Literature (C), Science (B), Business Studies (B), IT

Codsall Community High School

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John Bremner