Summary
Overview
Work History
Education
Skills
Websites
Certification
Accomplishments
Awards
Previous Roles:
PERFORMANCE RATINGS
Timeline
Generic
Joe Meesala

Joe Meesala

London

Summary

Trusted board-level partner, hands-on CTO, and architect of transformative, AI-infused platforms across Insurance, Banking, Property, and BFSI

From 8086 Assembler programming and DOS, early Windows systems to pioneering AI-infused digital ecosystems — a 25+ year journey of building, leading secure, scalable transformations.

Executive Summary

Senior technology and innovation leader with over 25 years of experience delivering enterprise-scale digital platforms, transformation programs, and innovation initiatives across core insurance, reinsurance, life & pensions, banking, property, telecom, and energy sectors. Proven ability to lead globally distributed engineering organizations and build scalable, secure, cloud-native platforms.

Recent achievements include pioneering work in global specialty insurance, collaborating closely with senior leaders from Howden, Marsh, Munich Re, AXA XL, and other market-leading insurers as well as creating the UK’s first digital ecosystem for the property sector as CTO at Innovation Eco Solutions. Recognized as an AI transformation leader, keynote speaker, and hands-on CTO, blending architecture, engineering, innovation management, and C-level strategic leadership.

Curious, hands-on CTO and trusted innovation partner to Boards and C-suite executives.

Career Highlights

• Delivered the world’s first AI-infused digital broking platform for global specialty insurance markets (>£500M GWP).

• CTO of UK’s first digital ecosystem for property deal sourcing and broking.

• Collaborated closely with senior leaders from Howden, Marsh, Munich Re, Zurich Financial Service, AXA XL, Tokio Marine etc. Driving innovation.

• Defined change governance frameworks for Lloyds Banking Group’s £9B+ portfolio, delivering 1000+ projects.

• Saved £4M at Nationwide through tactical resource optimization and contract negotiations.

• Keynote speaker at London ExCeL and University of Cambridge Insurance Consortium.

• Led teams of small sizes to nearly 1000 resources at corporate level

• Defined Infrastructure strategy for Nationwide's £1 B transformation programme

Overview

21
21
years of professional experience
1
1
Certification

Work History

CTO

Innovation Eco Solutions
01.2025 - Current
  • - Envisioned, architected, and delivered the UK’s first digital ecosystem for the property and real estate sector covering multi billion portfolios
  • - Defined product and platform vision, architecture, and long-term strategy.
  • - Delivered a secure, scalable, cloud-native platform using Node.js, Next.js, React.js, PostgreSQL, GitHub, and Azure.

Director of AI, Engineering & Architecture

Howden Group Holdings
12.2023 - 10.2024

- Owned and executed AI-infused innovation and CTO strategy for global specialty insurance business lines.

- Delivered the world’s first AI-infused digital broking platform supporting multiple business lines.

- Collaborated closely with senior leaders from Howden, Marsh, Munich Re, AXA XL on transformation and innovation programs.

- Keynote speaker at London ExCeL, University of Cambridge Insurance Consortium.

- Led globally distributed teams responsible for Secure SDLC delivery.

  • Set budgets for engineering tasks, tailoring financial limitations to business goals and optimizing return on investment (ROI) for completed deliverables.
  • Leveraged professional networks and industry knowledge to strengthen client relationships.
  • Spearheaded innovative approaches to resource allocation and strategic planning.

Head of AI, Engineering & Architecture

Howden Group Holdings
10.2022 - 11.2023
  • Influenced digital transformation, moved from Legacy to Digital trading platform (PHP, Vue -> .Net, React, Azure Cloud Native, Micro-services platform (fully cloud) etc., Budget £5 million (xTrade) producing GWP of £500+ millions (approx.)
  • Built the 'One Engineering & Architecture' organization to unify global platforms.
  • Achieved ISO 27001 compliance framework with KPMG embedding security governance.
  • Delivered scalable API-first platforms for global specialty insurance.
  • Established CTO / Technology / One Engineering & Architecture team / Platform from scratch by building and bringing teams from various disciplines across Engineering and Architecture (i.e., Design, Architecture, Development (full stack), QA automation, API first, UI / UX, Doc Gen, DevSecOps, Cloud, Infrastructure support and Service Desk) into one umbrella.
  • Manage a team of (40 – 50) Engineers, Tech leads and Solution Architects, QA engineers, DevOps and Cloud Engineers and the team is growing!
  • Build Digital Broking Platform ‘One Platform’ to connect Brokers and Insurers and facilitate the Policy submission to renewals for various Specialty business lines such as Aviation, Cargo, Livestock, Casualty, Energy, Solar wind farms, Banks / Structured credit, fishing vessels and many more) on just one platform with a data driven approach (using latest tech and AI)
  • Established Technical vision, mission, strategy from Engineering and Architecture to align to the Group organisational Digital Strategy
  • Work closely with Directors, CIOs and ‘Head of’s - Product, Security, Enterprise Architecture, Data, Governance, Infrastructure, change management, DPO, Compliance etc.
  • Lead the Design, Architecture, build / development, testing, Secure CICD and deployment, Cloud and Infrastructure Support and Service desk for products and API services for LOBs such as Casualty, Aviation, Cargo, Structured Credit, Energy Liability, Renewable Energy, Livestock, Construction, Fishing Vessels etc. in an API first environment.
  • Saved 30% OPEX costs in 8 months, built a modern Micro-services platform that reduces OPEX of 90% (Digital Transformation Programme)
  • Possess both Domain expertise (Global Specialty Insurance markets, Brokers, London Insurance markets, Lloyds Insurance, FCA and PRA regulatory aspects etc.) and latest technical expertise with trending tools and technologies across SDLC e.g. Artificial Intelligence, Open AI etc.
  • Transformed legacy platform into flexible, robust, highly scalable and cost effective Well Architected Framework on Azure Cloud using cloud native and various other tools.
  • Built a healthy and competitive, multi-vendor environment, own and manage partner contracts, recruitment, SOWs across Global Engineering and Architecture
  • Recruit, mentor, manage Technical / Solution Architects, Technical Leads, Engineering Managers, Engineers of various levels and disciplines (Perm, Partner and contractors), line manage, performance management, cross-skill, upskill to meet the needs of both Engineering and business objectives.
  • Tech stack: Influenced digital transformation, moved from Legacy to Digital trading platform (PHP, Vue -> .Net, React, Azure Cloud Native, Micro-services platform (fully cloud) etc., Budget £5 million (xTrade) producing GWP of £500+ millions (approx.)
  • Partners & Contracts: Partner management (Accenture, Microsoft, Cloud Mersive, JFrog, Value Labs & Vega IT etc.)

CTO / CIO - Technical advisor

Joshee Consulting Solutions
09.2019 - 10.2022
  • Chief Transformation officer, Director of Technology & Innovation and Board member
  • Work with C-Suite (CEOs, MDs, CIOs, COOs, CTOs, SVPs), define organizational strategy, vision, mission, goals and objectives.
  • Setup Innovation Management Systems, Centre of Excellences (CoEs), Chief Transformation offices (CTOs) and implement strategic initiatives.
  • Work with Global leaders in transforming their teams and organizations to face uncertainties with right innovation strategy, vision, culture and Growth mindset.
  • Help organizations transform to meet the needs of trending markets, business competitions.
  • Advocate for Artificial Intelligence and Machine Learning
  • Part-time / Freelancing
  • Non-Executive Director, Board Advisor

Lead Engineering Manager, Infrastructure Delivery Lead and Agile transformation lead

Nationwide Building Society
07.2018 - 10.2022
  • Led circa 100+ cross-skilled resources / Direct reports (team leaders, Technical SMEs, various levels of software engineers, Design Leads, Architects, Data Engineers, Infrastructure engineers (Cloud, Bigdata and DevOps engineers) and test engineers across onsite & offshore) and lead DevOps, Cloud transformation and Agile transformation journeys.
  • Work with Chief, Senior, product owners to build the strategic vision, quarterly OKRs, yearly budgets and forward-looking roadmap and refine the backlog of demand.
  • Created Programme strategy and delivered infrastructure for Nationwide’s largest transformation programme in history impacting 10 development centres (£1 billion programme)
  • Built and led ‘Ways of working’ and ‘Big Data’ communities with around 800 resources/contributors
  • Led circa 100+ cross-skilled resources / Direct reports (team leaders, Technical SMEs, various levels of software engineers, Design Leads, Architects, Data Engineers, Infrastructure engineers (Cloud, Bigdata and DevOps engineers) and test engineers across onsite & offshore) and lead DevOps, Cloud transformation and Agile transformation journeys.

Head of Technical Delivery, Engineering & Architecture (Europe, UK&I), Principal Consultant, Solution Architect, Delivery Lead & Agile Transformation Lead

Wipro Ltd
06.2014 - 06.2018
  • Defined and established Change management governance framework (waterfall, hybrid and Agile) for Lloyds Banking Group’s $9 billion portfolio and managed delivery of 1000+ projects, programmes, and changes from inception to implementation & Operations
  • Led and delivered various E2E solution design initiatives, Cloud, DevOps, CI / CD and Digital Transformation Programmes by up-skilling and cross-skilling circa 150 + resources across various geographies (US, EU, India, and Europe)
  • Defined change governance roadmaps for Lloyds Consumer Finance Division (59 + $9 billion portfolios) and transformed waterfall working practices, processes, methodologies into Agile delivery model & DevOps across various technology platforms (API, mainframe, Oracle, .Net, Java, SQL Server, ASP.Net, Web based products)
  • Simultaneously worked with 10 + Agile workstreams / Value streams IT & Business teams (delivered 1000+ projects/ programmes), defined Agile best practices, objectives, designed and led Agile workshops for IT & Business stakeholders using OKRs, mentored/coached teams at client sites and for distributed teams (virtually)
  • Recruited and built teams of Engineers, mid-senior Engineering managers, trained and cross-skilled them to deliver business outcomes.
  • Experience of using various Agile practices and proven methodologies (Scrum, Kanban, Lean, SAFe, etc.)
  • Day-to-day interactions with Client Sr. executives, 250+ IT & Business stakeholders, led high performing, multi-disciplinary teams as well as large digital and cloud transformation programmes (E2E)
  • Working as UK&EU SPOC and responsible to interview and selection of Agile & Engineering talent (Scrum Masters, Release, Environment, Configuration and Implementation managers, DevOps engineers etc. for various clients within the UK) for the practice (CoE)
  • Defined and delivered Environment / Infrastructure E2E solution for Credit Suisse, Switzerland, and Lloyds Banking Group (Wealth)
  • Head of Technical Delivery, Engineering & Architecture (Europe, UK&I), Principal Consultant, Solution Architect, Delivery Lead & Agile Transformation Lead 2015 – Jul 2018

Enterprise Environment Manager, Infrastructure Project Manager, Programme test Manager (Lead Consultant)

RWE nPower
06.2014 - 04.2015
  • Defined and delivered Programme test Strategy for the entire programme, recruited, built, coached, and mentored Infrastructure engineers for App, Telephony, Infra and power generation workstreams.
  • Defined Enterprise Infrastructure / Environment strategy for RWE nPower’s major transformation (ROSS) Programme (circa. £140 million), built and managed onsite and offshore teams, Infrastructure delivery for Power generation apps, telephony apps and other generic applications
  • Defined and delivered Programme test Strategy for the entire programme, recruited, built, coached, and mentored Infrastructure engineers for App, Telephony, Infra and power generation workstreams.

Head of QA

Occam Systems Ltd. (now Kinetic)
03.2009 - 05.2014
  • Head of QA, established Testing function from the scratch and reporting directly to MD of the company Commissioning & managing various test environments (physical & virtual machines) and infrastructure
  • Created test plans, controls, roadmaps and automation scripts from the scratch and handled end to end testing practice of company’s entire product suite across multiple releases simultaneously.
  • Validate and identify right test automation tools and frameworks, licences, and subscriptions of vendors etc.
  • Managed testing function of enterprise product suite written in .Net, java, WPF, C++, Tomcat, IIS, web-based.
  • E-commerce applications (E-students, e-Finance, e-applications, e-Inventory, e-Arrivals etc.)
  • Recruiting right talent (Test Engineers) coaching, mentoring and performance management (1:1s etc.)
  • Head of QA, established Testing function from the scratch and reporting directly to MD of the company Commissioning & managing various test environments (physical & virtual machines) and infrastructure

Senior Software Engineer &Busines Systems Analyst

Sopra Steria
10.2007 - 09.2008
  • Collaborated with fellow engineers to evaluate software and hardware interfaces.
  • Tested methodology with writing and execution of test plans, debugging and testing scripts and tools.
  • Collaborated with management, internal and development partners regarding software application design status and project progress.
  • Developed conversion and system implementation plans.

Senior Software Engineer

Sopra Steria (previously Xansa)
04.2004 - 10.2007
  • Coordinated with other engineers to evaluate and improve software and hardware interfaces.
  • Delivered unit-tested systems within customer-prescribed timeframes.
  • Analyzed proposed technical solutions based on customer requirements.
  • Developed robust, scalable, modular and API-centric infrastructures.
  • Supervised work of programmers, designers and technicians, assigned tasks and monitored performance against targets.

Education

Bachelor of Technology - Computer Science and Engineering

Business English Certificate - undefined

Cambridge University

Artificial Intelligence Programme - undefined

SAID Business School, Oxford university

Business English Certificate - undefined

Cambridge University

Skills

  • C-Suite dealings and negotiations
  • Defining and leading Digital Transformation journeys
  • Defining and leading Agile Transformations journeys
  • Cloud -AWS, Azure and GCP implementations
  • Strategic Planning & Analysis
  • Cloud Transformation (Iaas, Paas, Saas, IaC)
  • BFSI, Energy & Utilities, Retail and Telecoms
  • Innovation Practitioner
  • Team building, coaching, and mentoring
  • Agile ‘Ways of working’
  • Agile Delivery and coaching (Scrum, Kanban, Lean, SAFe)
  • Managed large scale distributed teams (150 – 1000 engineers)
  • DevOps / CICD / DevSecOps implementation
  • Secure SDLC, DataOps, Data Engineering, AIOps
  • Data lakes, Database and D&A migration
  • APIs / Microservices Architecture
  • Artificial Intelligence / Machine learning (AI/ML)
  • Partner contracts negotiations cost saving
  • AWS, Azure and GCP Cloud Architecture
  • Business Development (pre-sales and sales)
  • Strategic partnerships (processes & roadmap)
  • Established and led Communities of Practice
  • Gen AI / ML / LLMS / Open AI, Chat GPT, Gemini, Claude, Cognitive search etc

Certification

  • ISO56000 Innovation Management Practitioner
  • SA-CSM
  • SA-CSPO
  • ICP-ACC
  • SAFe
  • ITIL
  • ISEB-BA
  • Oxford SAID School - Artificial Intelligence etc.

Accomplishments

  • Rich experience of working for various global customers (70+ companies) across BFSI, Telecom and Utilities sectors such as Lloyds Banking Group, Howden Group Holdings, Nationwide Building Society, Wipro, Credit Suisse (Switzerland), RWE nPower (British Gas), Zurich Financial Services (UK), AI Telecom (Austria), Allied Irish Bank (AIB), HSBC (UK & India), Uniper (Germany) Deutsche Bank(UK), Walmart (US), RSA (UK), TSB (UK), Uniper (Germany), ABB (Germany), Capita (UK), Howden Group Holdings and worked on variety of transformation projects at various levels dealing with all levels of stakeholders including C-Suite executives
  • Defined and established end to end software delivery governance framework (waterfall, hybrid and Agile) for Lloyds Banking Group’s $9 billion (Blackhorse) + $9 billion portfolios (Lex Autolease) and managed delivery of 1000+ projects, Digital Transformation programmes, and changes from inception to implementation & Operations.
  • Building & managing digital trading platforms (producing £500+ millions Gross Worth Premium) for Specialty insurance
  • Saved circa £4 million to Nationwide via tactical solutions, contractor negotiations, reuse of resources and by building permanent head count with ‘T’ shaped skillset.
  • 9+ years as a Head of Engineering (UK&I & Europe), provided technical vision, leadership, and support for our internal Engineering teams (Architecture, Development, Test, Infrastructure and BAU support teams)
  • Saved 30% OPEX costs in 8 months, built a modern Micro-services platform that reduces OPEX of 90% (Digital Transformation Programme) (e.g. Azure costs down from £550k to £50k)
  • Led and delivered various E2E Solutions, Cloud, DevOps, CI / CD and Digital Transformation Programmes by up-skilling and cross-skilling circa 150 + resources across various geographies (US, EU, India, and Europe)
  • 9+ years of End-to-End Product Lifecycle Management for the technical products / applications / services through delivery of a 24
  • 7 service and support model including incident, patching, capacity, availability escalation management.
  • Delivered Lloyds Banking Group’s Blackhorse flagship (Consumer Finance Digital) API platform (£10 million) in an Agile fashion (legacy replacement). Also delivered enterprise API Gateway (Apigee) platform for Nationwide Building Society
  • Led delivery of DevOps (CI/CD) transformation programme for A1 Telecom, Austria, delivery of DevOps (CICD) transformation programme for Lloyds Banking group and private cloud migration for Uniper, Germany (Eon)
  • Led a community of 800+ Engineers and directly managed 100 + various types of Engineers, performance management, 1-2-1s, recruitment, annual appraisals 1-2-1s, recruitment of all levels of Engineers (various tech stack)
  • As part of Cloud Engineering Leadership team, managed Amazon Elastic Container Service for Kubernetes (EKS) platform, Data on Cloud and Enterprise Apigee (API) platform for various hubs and missions (15 – 20 portfolios) within Nationwide.
  • Partner engagement, contracts (T&M/ SOWs) and relationship manager Infosys, Tata Consultancy Services, Sapient, Incase, Accenture, Microsoft, Vega IT, Value Labs, Alexander Mann Solutions and many more for new contracts, extensions, resource management.

Awards

Received approx. 20+ awards and recognitions in 3 years in Nationwide, Best Manager Award in 2017 out of 168,000 work force in Wipro Ltd, Nationwide Half-Yearly award winner (2019) in ‘Fresh perspective’ category, Nationwide Employee award – Winner (Apr -2019), Nationwide ‘Member’s money’ award winner (twice in a year), ‘Above and Beyond’ A-appreciation from Lloyds Banking Group, Star performer award (at centre level) in Sopra Steria (Xansa)

Previous Roles:

  • HEAD OF ENGINEERING & DELIVERY (UKI & EUROPE - BFSI, Energy & Telecom domains), SOLUTION ARCHITECT & PRINCIPAL CONSULTANT @ Wipro (UK) Ltd.
  • LEAD ENGINEERING MANAGER, PROGRAMME MANAGER (Infrastructure), Ways of working community Lead, Big Data community Lead (Circa 800 Engineers) @ NATIONWIDE BUILDING SOCIETY
  • Engineering Lead / Portfolio Delivery Lead and Agile & Digital Transformation Lead & Coach @ LLOYDS BANKING GROUP
  • CIO / CTO @ JOSHEE CONSULTING (Part time / Freelance)

PERFORMANCE RATINGS

  • Outstanding rating – 3 years continuously (2016,17 & 18) – Wipro Ltd.
  • Exceeding Rating – 2 years continuously (2019 and 20)

Timeline

CTO

Innovation Eco Solutions
01.2025 - Current

Director of AI, Engineering & Architecture

Howden Group Holdings
12.2023 - 10.2024

Head of AI, Engineering & Architecture

Howden Group Holdings
10.2022 - 11.2023

CTO / CIO - Technical advisor

Joshee Consulting Solutions
09.2019 - 10.2022

Lead Engineering Manager, Infrastructure Delivery Lead and Agile transformation lead

Nationwide Building Society
07.2018 - 10.2022

Head of Technical Delivery, Engineering & Architecture (Europe, UK&I), Principal Consultant, Solution Architect, Delivery Lead & Agile Transformation Lead

Wipro Ltd
06.2014 - 06.2018

Enterprise Environment Manager, Infrastructure Project Manager, Programme test Manager (Lead Consultant)

RWE nPower
06.2014 - 04.2015

Head of QA

Occam Systems Ltd. (now Kinetic)
03.2009 - 05.2014

Senior Software Engineer &Busines Systems Analyst

Sopra Steria
10.2007 - 09.2008

Senior Software Engineer

Sopra Steria (previously Xansa)
04.2004 - 10.2007

Business English Certificate - undefined

Cambridge University

Artificial Intelligence Programme - undefined

SAID Business School, Oxford university

Business English Certificate - undefined

Cambridge University

Bachelor of Technology - Computer Science and Engineering

Joe Meesala