Summary
Overview
Work history
Education
Skills
Websites
Custom
Affiliations
Accomplishments
Certification
Languages
Timeline
Generic
Jithin Padiyara Vargheese

Jithin Padiyara Vargheese

Haywards Heath,West Sussex

Summary

Accomplished professional with expertise in leadership and team management, banking and credit processing, and risk analysis. Demonstrates strong business development skills alongside problem solving and decision making capabilities. Proficient in effective communication and knowledgeable of regulatory standards, ensuring ethical conduct in all operations. Adept at utilising Microsoft Office Suite for efficient task management and effective delegating within diverse environments. Committed to driving organisational success through strategic initiatives and continuous improvement.

Overview

16
16
years of professional experience
4
4
years of post-secondary education
1
1
Certification

Work history

Manager

Sydney Road Post Office and Retail Store
Haywards Heath
09.2022 - 09.2025
  • Directed daily branch operations, ensuring security and compliance with Post Office policies.
  • Managed staffing logistics , encompassing recruitment and team development.
  • Engaged with customers and community to strengthen relationships and enhanced 23.5% sales in 2023-24
  • Designed and executed targeted marketing campaigns to increase visibility.
  • Oversaw financial and business management, driving profitability.
  • Adhered strictly to health and safety regulations.

Senior Manager: Credit Analyst

The South Indian Bank Ltd
Kerala, Kerala
08.2009 - 08.2022
  • Processed and sanctioned credit applications, ensuring compliance with regulations.
  • Conducted anti-money laundering and KYC activities for over three years.
  • Led Corporate Marketing Division, driving strategic initiatives for two years.
  • Performed risk assessment to maintain regulatory adherence and mitigate exposure.
  • Developed policies and credit processes to enhance operational efficiency.
  • Coordinated effectively with various departments, facilitating seamless communication.
  • Managed customer service operations, fostering strong relationships with clients.
  • Oversaw people and performance management, enhancing team productivity.
  • Led strategic planning meetings, resulting in clear business objectives.
  • Implemented cost-saving initiatives to drive profitability.
  • Introduced innovative product lines for increased market share.
  • Established robust customer relationships for long-term business growth.
  • Successfully managed risk assessment procedures by adopting industry best practices.
  • Facilitated cross-functional collaboration leading to improved operational efficiency.
  • Improved staff productivity through effective workforce management techniques.
  • Mentored junior managers, fostering a culture of continuous learning.
  • Driven change management initiatives resulting in organisational agility.
  • Forecasted operational needs and allocated resources to meet business demands.
  • Managed daily workflow, delegating tasks to support seamless operations.
  • Trained and mentored teams in company policies and industry best practices to support seamless service delivery.
  • Collaborated with customer service teams to collect and evaluate customer feedback, implementing improvements to address customer pain points.
  • Handled negotiations with outside vendors and service agencies to meet group needs.
  • Led and managed administrative staff to maintain smooth daily operations.
  • Prepared reports detailing the degree of risk involved in extending credit or lending money, aided decision making processes.

Education

JAIIB and CAIIB - Banking

Indian Institute of Banking & Finance
India
04.2014 - 03.2016

Masters of Business Administration - Finance and Marketing

Bharathiar University
Coimbatore, India
04.2007 - 03.2009

Skills

  • Leadership and team management
  • Banking and credit processing
  • Risk analysis
  • Business development
  • Problem solving and decision making
  • Effective communication
  • Knowledge of regulatory standards
  • Microsoft office suite proficiency
  • Ethical conduct
  • Effective delegating
  • Leadership in diverse environments

Websites

Custom

Reference will be given upon request

Affiliations

  • Writing Stories
  • Reading Books
  • Watching Cricket
  • Gardening

Accomplishments

1. Top Performer of the Year Award in 2021 & 2022

2. Innovator of the year Award 2011

Certification

JAIIB and CAIIB

Languages

English
Fluent
Hindi
Fluent
Malayalam
Native
Tamil
Beginner

Timeline

Manager

Sydney Road Post Office and Retail Store
09.2022 - 09.2025

JAIIB and CAIIB - Banking

Indian Institute of Banking & Finance
04.2014 - 03.2016

Senior Manager: Credit Analyst

The South Indian Bank Ltd
08.2009 - 08.2022

Masters of Business Administration - Finance and Marketing

Bharathiar University
04.2007 - 03.2009

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Jithin Padiyara Vargheese