Jessica Rayudu
Milton Keynes,United Kingdom
Summary
Banking and finance professional with a strong foundation in accounting and a growing specialism in fraud prevention, financial controls & risk, and customer security. In the current Fraud Analyst role, handles card fraud and security cases, assesses suspicious transaction patterns, and supports risk mitigation in line with internal procedures, customer protection standards, GDPR, and FCA regulatory awareness. Chartered Banker with postgraduate credentials in Responsible Banking and an MSc in Banking, Economics and Finance, with knowledge spanning credit risk, governance, digital banking, financial ethics, and regulatory compliance. Combines an accounting background in reconciliations, reporting, variance analysis, and financial systems with a niche focus on card fraud, operational risk, and compliant retail banking practice
Overview
1
1
Certification
3
3
years of professional experience
Work history
Fraud Analyst
FIS Global
Milton Keynes, United Kingdom
03.2026 - Current
- Analyse account activity and transaction patterns to identify potential fraudulent behaviour and take appropriate action.
- Manage fraud and security cases relating to credit cards, supporting the protection of customers and the bank from financial risk.
- Liaise with internal departments to support efficient case resolution and effective fraud prevention.
- Maintain accuracy and attention to detail while working in line with banking regulations, internal policies, and security procedures.
- Provide a highly customer-focused service, handling sensitive situations with professionalism, empathy, and discretion.
AAT Tutor
SMK Gateway
Milton Keynes, UK
07.2025 - 01.2026
- Conduct interactive lectures across key AAT syllabus areas, including financial accounting, bookkeeping, budgeting, and ethics in accounting.
- Designed tailored lesson plans addressing diverse learning styles, enhancing student comprehension.
- Monitored student performance, providing individualised feedback to foster academic growth.
- Encouraged independent learning and professional development by introducing real-world accounting tools and practices to students.
Finance and Accounting Intern
K Solutions
Vijayawada, India
10.2023 - 12.2023
- Processed and reconciled journal entries and invoices with 100% accuracy, ensuring compliance with internal audit standards.
- Supported month-end closing procedures, reducing financial reporting turnaround from ten days to seven through workflow optimisation.
- Created financial variance and expense reports identifying inefficiencies, leading to quarterly cost savings of £5,000.
- Automated invoice tracking using Xero, SAP, Tally, and Excel, reducing manual entry errors by 25%.
- Streamlined account reconciliation processes with senior accountants, enhancing departmental efficiency.
- Supported the creation of documentation templates that improved workflow consistency and record management.
Education
MSc - Banking, Economics and Finance
Cranfield School of Management
UK 10 2024 - 9 2025
Bachelor of Commerce - Tax Procedures and Practice
Krishna University
India 12/2021 - 04/2024
Skills
Finance & Accounting Skills: Financial Reporting, Taxation (VAT & Income Tax), Corporate Finance, Budgeting, Financial Regulations
Analytical & Technical Skills: Data Analysis, Reconciliation, Variance Reporting, Cost Control, Financial Forecasting,Fraud research and assessment
Software Proficiency Skills: Xero, SAP, Tally, Microsoft Excel, Word, PowerPoint, Bloomberg, STATA, Refinitiv
Communication & Collaboration Skills: Presentation Skills, Academic Mentoring, Stakeholder Engagement, Cross-cultural Teamwork, Decision-Making efficiency
Certification
- Principles of Responsible Banking (Postgraduate Certificate) by Cranfield School of Management, in partnership with the Chartered Banker Institute, UK Focus: Sustainable and ethical finance, banking governance, and risk management aligned with UN Sustainable Development Goals (SDGs).
- Chartered Banker (Postgraduate Diploma) by Chartered Banker Institute, UK Focus: Professional banking standards, credit risk analysis, corporate finance, digital banking, and financial ethics.
References
References available upon request.
Timeline
Fraud Analyst
FIS Global
03.2026 - Current
AAT Tutor
SMK Gateway
07.2025 - 01.2026
Finance and Accounting Intern
K Solutions
10.2023 - 12.2023
Bachelor of Commerce - Tax Procedures and Practice
Krishna University
12/2021 - 04/2024
MSc - Banking, Economics and Finance
Cranfield School of Management
10 2024 - 9 2025