Jason Rae
Summary
Dedicated Fraud Investigator with 9 years of experience protecting public funds, strengthening financial integrity, and delivering high‑quality investigations within regulated environments. Skilled in conducting lawful criminal investigations, exercising compulsory information powers, and preparing evidential case files to government authorities.
Experienced in analysing large and complex datasets, identifying financial crime indicators, and producing intelligence‑led insights to support operational decision-making. I have drafted detailed witness statements, provided evidence in court, and contributed directly to successful criminal convictions.
I build strong professional relationships that support coordinated, effective action. My communication style allows me to explain complex findings clearly to stakeholders at all levels.
With a strong ethical foundation, attention to detail, and a sound understanding of AML, POCA, and investigatory legislation, I ensure all actions meet legal, procedural, and operational standards. I am flexible and operationally focused, with experience conducting searches, interviews, and field‑based duties requiring regular travel.
Committed to safeguarding the public, I am driven by a strong dedication to preventing fraud and protecting victims of insurance crime through fair, transparent, and effective investigative practice.
Overview
10
10
years of professional experience
Work history
Senior Fraud Investigator
Esure
Glasgow
2021.11 - Current
- Managing, investigating, and resolving fraud‑related complaints in line with FCA requirements, ensuring accurate decision‑making and regulatory compliance.
- Conducting audit and quality assurance reviews of investigator casework to ensure that evidence gathering met procedural, regulatory, and legislative requirements.
- Managing complex issues and queries, working collaboratively with internal and external stakeholders to resolve matters involving investigative databases or live cases.
- Ensuring full operational compliance with CIFAS standards and the Data Protection Act, safeguarding data integrity and investigatory fairness.
- Representing the organisation in fraud database user groups, contributing to best‑practice discussions and system improvement initiatives.
- Supporting the Fraud Prevention Operations Co‑ordinator by reviewing daily SIRA outputs, prioritising and allocating caseloads, and identifying complex fraud rings.
- Investigating suspicious financial activity, including high‑value credit card transactions, through detailed research and data analysis to identify fraud indicators.
- Representing the organisation at internal and external meetings, upholding policy requirements and providing expert insight on fraud‑related matters.
- Developing and enhancing fraud prevention guidelines, contributing to the refinement of systems, processes, and operational policy.
- Working with the IFB and IFED on coordinated action to dismantle fraud networks, sharing intelligence, and supporting the preparation of cases that led to successful criminal convictions.
Fraud Investigator
Esure
Glasgow
2016.08 - 2021.11
- Assessed fraud indicators and conducted thorough investigations to determine the validity and risk of cases.
- Collected, analysed, and presented evidence from both open‑source and closed‑source intelligence systems to support investigative outcomes.
- Conducted structured telephone interviews to obtain further information, validate claims, and identify inconsistencies.
- Exercised sound judgement in making case decisions, including voiding, cancelling, or clearing cases where fraud concerns were identified or mitigated.
- Collaborated closely with underwriters, claims handlers, law enforcement partners, and legal teams to build comprehensive and well‑evidenced case files.
- Maintained up‑to‑date knowledge of industry regulations, emerging fraud methodologies, and investigative best practice to enhance operational effectiveness.
- Ensured accurate and compliant use of case management systems and specialist databases, enabling the Fraud Prevention Office to produce reliable management information.
- Monitored evolving fraud trends and developed proactive detection and deterrence strategies to strengthen organisational resilience.
Education
Compliance and Risk Management
Janets.org.uk
10.2022
Anti Money Laundering
Janets.org.uk
10.2022
Accredited counter fraud course
Portsmouth University
Portsmouth03.2019
Skills
- Data Analysis
- Data Gathering
- Witness Statements
- Microsoft Office
- Anti Money Laundering
- Fraud prevention
- Document Inspection
- Complex Investigations
- Management
- Tableau
- Complaints handling
- FCA compliance
- Efficient case management
- Audit Completion
- CIFAS Experience
- SQL
Timeline
Senior Fraud Investigator
Esure
2021.11 - Current
Fraud Investigator
Esure
2016.08 - 2021.11
Compliance and Risk Management
Janets.org.uk
Anti Money Laundering
Janets.org.uk
Accredited counter fraud course
Portsmouth University