Jardine Monteiro

Acting as a vital bridge between the CLM team in India and Deal Desk in London, supporting client documentation and onboarding workflows for complex transactions primarily across Leverage Debt Capital Markets and also ECM, DCM deals.

• Onboarding documentation Pack Creation: Completed the creation of over 120+ KYC document packs for client onboarding, collaborating with front office teams to address complex KYC situations under stringent regulatory-driven remediation and tight deadlines.
• Client Onboarding & Due Diligence Oversight: Reviewed and processed new client onboarding requests, Periodic Review Business Outreach ensuring all internal controls, anti-financial crime checks, and regulatory standards were met to enable seamless deal execution.
• Client Adoption & Prioritization: Managed upcoming client adoption requirements, prioritized requests, and all internal and External due diligence requirements are closed while ensuring regulation and policies were followed promptly to complete client adoption for Funding, Advisory, Markets products.
• AML Reviews: Conducted thorough AML reviews and in-depth background checks and documentation reviews to flag potential risks, including exposure to sanctions, political affiliations, financial misconduct, and adverse media, across a variety of global jurisdictions. Analyzing client documents received from deal team and summarizing any key risks from Ownership, Nature of Business & Industry, HRTC, sanctions exposure, PEPs, ID&Vs, money laundering, insider trading, negative media, and high-risk industries and jurisdictions.
• KYC Advisory Onboarding: Processed business delegate approvals for KYC advisory onboarding, sourcing data from trusted external registries, exchanges, and regulators, ensuring compliance with new client adoptions, cross/multi-jurisdictional adoptions, and product extensions.
• Case Lifecycle Management: Communicated with deal teams, Lead bankers, ACO's throughout the case lifecycle, managing cases end-to-end from a KYC onboarding perspective.
• Stakeholder Engagement & Client Coordination: Interfaced with clients' legal and onboarding teams, external advisers, and internal stakeholders to ensure all documentation was accurate, complete, and aligned with the bank’s onboarding framework.
• End-to-End Case Oversight: Maintained full lifecycle oversight of onboarding cases, engaging directly with deal teams, senior bankers, and control functions to ensure smooth, timely progression from initiation through to completion.
• Documentation Management: Delivered high-quality deal checklists for management overview. Collated and updated documentation/information on client files, ensuring all documentation was updated and correct per CDD & EDD bank requirements.
• Cross-Functional Collaboration: Partnered with relationship managers, compliance teams, and internal stakeholders to obtain missing materials, troubleshoot documentation issues, and drive prompt onboarding in support of active deal flow.

Transaction Coordination Specialist – Client Onboarding & Regulatory Remediation
Focused on high-risk client onboarding, regulatory compliance, and AML investigations in support of capital markets activity

• Spearheaded the preparation of over 80onboarding documentation packs for regulatory-driven client remediation initiatives, partnering with front-office teams to resolve complex entity structures and documentation gaps under tight, transaction-driven deadlines.
• Reviewed and validated client onboarding requests, ensuring due diligence standards were upheld in line with evolving financial crime regulations, particularly for high-risk and time-sensitive transactions.
• Managed a high volume of onboarding cases end-to-end, exercising sound judgment in prioritization based on risk exposure, regulatory urgency, and transaction criticality.
• Conducted detailed anti-financial crime assessments, analyzing client documentation and third-party reports to identify and escalate red flags including sanctions, PEPs, bribery and corruption, insider trading, tax evasion, adverse media, and exposure to high-risk industries or jurisdictions.
• Led business delegate approval workflows by sourcing authoritative data from external regulators, exchanges, and registries, supporting the onboarding of new clients, cross-border entity structures, and product extensions across multiple jurisdictions.
• Maintained ongoing communication with deal teams and senior stakeholders throughout the case lifecycle, ensuring all onboarding risks were identified, investigated, and mitigated before deal execution.
• Acted as a key liaison with internal stakeholders, relationship managers, and client-side advisors to ensure documentation completeness and accelerate onboarding for priority transactions ensuring ETA by 20mins per case.
• Maintained accurate and audit-ready client records, ensuring all information met internal policy and Client Due Diligence (CDD) standards while minimizing risk of regulatory breach or operational delay.
• Played a pivotal role in reducing onboarding friction by proactively tracking missing documentation and resolving bottlenecks through direct coordination with relevant stakeholders.

Supported onboarding for 30–40 high-risk clients across capital markets transactions under tight regulatory deadlines.

• Managed end-to-end onboarding for 30–40 complex client cases, ensuring full compliance with financial crime and CDD standards.
• Created and reviewed AML packs in collaboration with front-office teams, supporting remediation and high-priority deal timelines.
• Conducted AML reviews and risk assessments, identifying red flags such as sanctions, PEPs, and adverse media across multi-jurisdictional entities.
• Sourced external data to support new client approvals and product extensions, mitigating onboarding risk and ensuring policy adherence.

• Performed over 120 periodic review and Identification and verification of Corporate and Individual client accounts, for AML and money laundering activities.

• Advising and reporting to business directly on all matters relevant to financial Crime, AML, Sanctions and fraud.

• Ensuring all Customers Due diligence activities are up to date and comply with Banks and Financial Regulatory policies to establish high banking standards.

• Analyzing and monitoring transactional information to identify risks, suspicious activity

• High level investigation for EDD corporate and individual clients, source of Funds and Source of wealth and PEP review.

• Conducting Sanction checks, adverse media and negative news screening for all corporate names, Individual through Screening databases

• Conducted in-depth reviews of Customer Due Diligence (CDD) files to ensure alignment with AML regulatory requirements and firm’s internal compliance framework.
• Assessed client ownership structures, business models, and financial profiles to identify money laundering risks, investigate discrepancies, and validate legitimacy of source of funds and wealth.
• Performed screening and background checks on 100+ clients and associated parties using third-party intelligence tools to detect adverse media, sanctions exposure, and reputational risks.
• Ensured all newly onboarded clients adhered to KYC/AML standards mandated by FCA, including completion of periodic sanctions questionnaires and financial crime declarations.
• Evaluated financial crime risk exposure—including fraud, sanctions, AML, and anti-bribery/corruption—in line with firm's risk appetite and regulatory obligations.
• Supported AML risk assessments for new Commercial and Corporate Banking (CCB) products and contributed to various compliance-related initiatives and project work.

• Conducted first-line KYC reviews for aged personal accounts, using a risk-based approach to assess financial crime exposure.
• Performed CDD and EDD investigations including remediation and documentation updates.
• Managed sensitive client information securely and assessed transactional behavior and flagged suspicious activity in line with FCA and internal protocols while adhering strictly to data protection principles.
• Collaborated with internal departments and branches to resolve KYC issues and maintain compliance standards with detailed reporting.
• Reviewed customer documents meticulously to ensure regulatory compliance and ensuring data accuracy across systems and master records.
• Improved data integrity through diligent updating and maintenance of customer records.

• Spearheaded the development of onboarding SOPs and risk-based investigation guidelines for non-individual clients, ensuring AML compliance and alignment with internal policy.
• Conducted due diligence and enhanced due diligence (CDD/EDD) by analyzing ownership structures, source of funds/wealth, and jurisdictional risk using global corporate registries.
• Investigated and resolved high-risk cases flagged through adverse media, sanctions screening, and PEP exposure, ensuring timely escalation and regulatory reporting.
• Oversaw daily risk monitoring and remediation efforts, including reconciliation of sensitive financial transactions and corporate action events with focus on potential financial crime indicators.
• Delivered concise MIS reports and risk summaries to senior compliance stakeholders, while supporting a culture of control, performance coaching, and process integrity across the team.

• Consistently achieved monthly KPIs while providing technical coaching, process guidance, and team oversight; led recruitment, training, and performance management to build a high-performing onboarding function.

• Conducted registry-based due diligence on client entities to validate ownership, financials, and jurisdictional risks; prepared MIS reports on volume, quality, and key findings for onshore compliance stakeholders.

• Monitoring, reconciliation and processing of International and EMEA corporate action events across entities

• Validating and booking close to 150 payments received through SWIFT

• Processing cash dividend and Coupon interest entries for all reconciled breaks to relevant accounts

• Verification of cash counterparty claims and entries posted and Leading client and Onsite risk calls

• Maintain and update files and report for weekly management review

• Check, sign and authorize manually prepared SWIFT payments.

• Managed end-to-end processing of U.S. corporate action events, including announcement setup, entitlement payments, trade/cash reconciliation, and post-paydate reviews.
• Oversaw allocation, confirmation, and settlement of equity and fixed income claims, collaborating with counterparties, traders, and custodians to resolve discrepancies.
• Executed manual entries for wire transfer payments and processed both cash and non-cash corporate actions with attention to accuracy and compliance.
• Performed supervisory tasks including daily performance monitoring, break analysis, risk identification, and preparation of trend-based MIS reports for senior management.