James Gregson
Brighouse
Summary
Dynamic Mortgage Adviser with extensive experience at NatWest and a proven track record in mortgage sourcing and financial analysis. Adept at client interviewing and portfolio management, I excel in delivering tailored solutions that drive client satisfaction and business growth. Committed to regulatory compliance, I ensure seamless transaction processes while fostering strong client relationships.
Overview
24
24
years of professional experience
Work History
Mortgage Adviser & Administration Assistant
McLean’s
11.2016 - 03.2025
- I arranged residential, buy to let, and later life mortgages within a small firm consisting of 3 people.
- I was required to interview the client(s) for a fact find, source a suitable mortgage that was affordable, met client’s requirements, present my recommendation.
- As Admin Assistant I assisted the firm’s financial adviser with preparing files for meetings, submitting investment business applications investment fund analysis.
Assistant Commercial Manager
Royal Bank of Scotland Commercial Banking
Bradford
04.2010 - 11.2016
- In this role I proactively assist the Relationship Manager with the management of 70 high value clients with an annual turnover from £2,000,000 to £15,000,000.
- Key duties of the role include obtaining monthly financial information of high borrowing customers and monitor their financial performance through covenant testing.
- Effective monitoring and analysis of financial information was crucial in protecting the bank and any deterioration in financial performance needs to be identified and investigated at the earliest opportunity.
Senior Branch Business Manager
NatWest Branch Business Banking
Huddersfield and Batley
03.2007 - 04.2010
- In this role I managed 450 business clients with a turnover of £50,000 to £500,000 per year.
- In order to grow my portfolio I liaised with the local branch network and local accountants to maximise income growth and identify cross sale opportunities from start-up and switcher businesses.
- In addition, I submitted credit applications to support my clients business aspirations.
Branch Business Manager
NatWest Branch Business Banking
Halifax
12.2005 - 03.2007
- This role involved the management of 900 business clients with a turnover of up to £350,000.
- Key targets were achieved through maximising cross sale opportunities with product partners whilst operating in a strong control environment.
Business Advisor
NatWest Business Banking
Bradford
09.2002 - 12.2005
- The Role required me to support the Senior Business Manager managing 250 established business clients with an annual turnover from £500,000 to £2,000,000.
- In addition to this role, I was responsible for managing property lending transactions from issuing an agreement to lend funds to formal completion of the deal through liaising with, NatWest Underwriters, Commercial Valuers, Solicitors and the client to ensure the deal is completed and efficiently and in line with NatWest Credit policy Framework.
Know Your Customer Project Assistant
NatWest Commercial Banking
Bradford and Huddersfield
07.2001 - 10.2002
- Following new introduced by the Financial Services Authority it was a requirement that all Banks must hold identification on all existing clients.
- I worked with Relationship Managers, branches and clients to collect the documentation ahead of the October 2002 deadline.
Education
BA - Business Administration Degree
De Montford University
Leicester01.2001
Higher National Diploma -
University of Huddersfield
Huddersfield01.1998
GNVQ Advanced - Business
Huddersfield Technical College
Huddersfield01.1996
Skills
- Mortgage sourcing
- Client interviewing
- Financial analysis
- Regulatory compliance
- File preparation
- Portfolio management
Hobbies and Interests
- Football
- Gardening
- Swimming
Timeline
Mortgage Adviser & Administration Assistant
McLean’s
11.2016 - 03.2025
Assistant Commercial Manager
Royal Bank of Scotland Commercial Banking
04.2010 - 11.2016
Senior Branch Business Manager
NatWest Branch Business Banking
03.2007 - 04.2010
Branch Business Manager
NatWest Branch Business Banking
12.2005 - 03.2007
Business Advisor
NatWest Business Banking
09.2002 - 12.2005
Know Your Customer Project Assistant
NatWest Commercial Banking
07.2001 - 10.2002
BA - Business Administration Degree
De Montford University
Higher National Diploma -
University of Huddersfield
GNVQ Advanced - Business
Huddersfield Technical College
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