Jalal Choudhury
London
Summary
Highly experienced in Credit Credit Trading and Financial Reporting with a deep understanding of financial accounting, risk, compliance and AI development in operations to continually improve reporting processes.
Currently pursuing the Chartered Financial Analyst (CFA) qualification, working towards Level III, demonstrating a strong commitment to continuous professional development and excellence in finance.
Overview
1
1
year of professional experience
Work History
Structured Debt - Financial Reporting
BNY (Bank of New York)
Manchester
2025.06 - Current
- Successfully built and maintained long-lasting client relationships through proactive communication and dealing with all matters efficiently.
- Evaluated and approved high-value deals with BlackRock, Capital Four, and AXA valued at over £300m.
- Successfully created AI agents and programme methodologies to ensure accurate reconciliation using AI, which was rolled out by the Group Manager across the department for efficiency and time saving for peers.
- Successfully created AI agents and programme methodologies to ensure accurate reconciliation using AI, which was rolled out by the Group Manager across the department for efficiency and time saving for peers.
- Oversaw client service projects from inception to completion, ensuring deadlines were met.
- Prepared detailed reports summarising findings from data analyses, highlighting key recommendations for strategic planning.
- Streamlined data collection methodologies, reducing time spent on data entry and increasing data quality.
- Developed complex data models and algorithms to predict outcomes and support decision-making.
- Utilised advanced statistical techniques to conduct deep-dive analyses and report findings to stakeholders.
- Managed and trained others on the understanding of Collateralised Loan Obligations, Collateralised Debt Obligations (CLOs, CDOs), trading, and buying debt obligations.
- Utilised Solvas to create hypothetical trades for clients (BlackRock, Capital Four, and AXA) to give them the best possible scenario for the asset portfolio.
- Daily tasks include keeping up to date on cash flows for clients, finding and solving discrepancies within the portfolio, and liaising with the cash team and processing team to complete functions to keep cash flow for CLO and CDO in order.
- Complete monthly and mid-month reporting with efficiency and with 100% accuracy according to the clients' needs.
- Complete IPDs (Interest Payment Dates) to ensure investors and shareholders are informed and receiving the correct level of payment, and ensuring waterfalls are satisfied and kept up to date.
- Have successfully been allowed to take on more deals, responsibilities, and provide training for new joiners. I have provided ways to improve organisational structure for BNY to allow new clients to onboard to contribute to the growth of BNY asset management portfolio by 3%.
- Work closely with Vice Presidents and managers by assisting and taking on more of their responsibilities allowing them to focus on other projects and clients.
- Developed high-performing teams to consistently exceed goals, drive revenue and expand markets.
- Coordinated with department heads to customise onboarding processes, meeting specific role requirements.
- Provided coverage for team roles as requested and during peer absences.
- Kept training data and documentation secure for full compliance.
- Monitored and evaluated trainee progress through assessments and feedback mechanisms, adapting strategies for optimal learning outcomes.
Education
Bachelor of Arts - Politics with Economics
University of Sussex
Brighton, BNHChartered Financial Analyst
CFA Institute
Skills
- Microsoft Office (Excel Proficient) - Xlookups, Vlookups, Hlookups (Pivot Tables)
- AI systems deployment
- Financial reporting - cashfow management
- Data Reconcilation
- Data quality checks
- Bloomberg terminals
- Data accuracy findings and improvement solutions
- Financial and monthly reporting
- Stakeholder and senior management - reporting and ensuring deadlines are always met
- Relationship building between crossfunctions and different locations, (India, London, Dublin and Manchester)
- Base III - Liquididy and Capital Regulation - proficient, ensuring compliance is met
- Risk-Weighted Assets (RWA)
- Able to explain financial financial reporting to senior management and external parties
- Regulaly communicating with third parties (Goldman Sachs) for notices and backups to ensure payments and cash reconcilation is completed
- Make decisions based on the data present and use it for the next course of action and present the findings to line manager
- Able to complete 17 reports within a monthly report - while covering for team members - and all were completed within the deadline and maintin high quality and data accuracy
- Understanding of Asset Backed Securities (ABS)
- Mortgage Back Securities (MBS)
- Money Back Securities
- Governement and Corporate Bonds
- AI Agent creation for the team and wider team to benefit and improve internal and external SLA
Timeline
Structured Debt - Financial Reporting
BNY (Bank of New York)
2025.06 - Current
Bachelor of Arts - Politics with Economics
University of Sussex
Chartered Financial Analyst
CFA Institute