Honey Afzal

• Oversee compilation of reporting, including statutory bodies, shareholders, financial institutions
• Manage increase in shareholders' value through optimization of corporate finance structure and cost
• Setting up and maintaining financial policies that ensure prudent and professional management of financial and currency risks; liquidity to optimize funds, cost, earnings and cash availability; and treasury operations systems and structure
• Ensure compliance with organizational budgets and highlight non-conformance
• Ensure that organizational financial policies, procedures, processes are efficient and effective
• Provide banks and other financial institutions with information/data for funding purposes
• High level coordination of external audit process
• Collaborating in several investment evaluation and business development projects.
• Monitored financial performance, set budgets and controlled expenses to provide financial stability and long-term organizational growth.
• Provided strategic oversight of marketing and promotional campaigns to keep campaigns aligned with overall goals and objectives.

• Preparing Monthly and Regular financial reports including commentaries documents to explain possible reasons for variances
• Submitting monthly, quarterly and year end financials to internal and foreign shareholders
• Preparing year-end financial statements and notes
• Assist with year-end process and auditing procedures.

• Preparing 1 year Budget and 3 years Business Plan
• Up-dating ERP system with approved Budget
• Preparing Financial report to check actual performance against approved budget
• Preparing BSC based on set targets and control monthly achievements
• Prepare and running special business plan for Banks and Finance Institutes.
• Reviewed operating budgets periodically to analyze trends affecting budget needs.
• Designed and implemented effective budgeting policies and procedures.
• Executed financial controls, procedures, systems and forecasting techniques to evaluate budget status.
• Collaborated with C-level executives and stakeholders to develop long-term financial plans.
• Implemented and regularly reviewed financial controls to generate accurate and reliable financial data.
• Created financial dashboards to provide insights into key performance indicators.

Managing the Finance Department including:

• Provided treasury and cash management by overseeing reconciliation of banking activity and credit processing
• Prepared balance sheets, cash flow reports and income statements.
• Submitting Monthly Financial Reports to Head office in Sweden through EARS reporting tool
• Planned budgets, authorized expenditures, monitored accounting processes, established service rates and coordinated financial reporting to oversee all fiscal procedures.
• Coordination of audit process
• Managing Logistic procedures (2003 - 2005) and Controlling Supply Process (end to end)
• And Communicating with Tax Authorities, Ministry of Commerce, Social Security Organization, Customs etc.