Summary
Overview
Work History
Education
Skills
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Certification
Accomplishments
Languages
Timeline
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HARIHARAN BALASUBRAMANIAM

Hailsham,United Kingdom

Summary

Seasoned professional with focus on credit analysis and risk assessment. Skilled in evaluating financial statements and credit data to identify potential risks and opportunities, ensuring sound lending decisions. Known for strong analytical abilities and attention to detail, contributing to optimised credit portfolios and minimised losses.

Overview

4
4
years of professional experience
2021
2021
years of post-secondary education
1
1
Certification

Work History

Customer representative (Part-Time)

MFG Londis
Hailsham, East Sussex
02.2024 - Current
  • Delivered exceptional customer service by efficiently processing orders, resolving complaints, and providing product education. Enhanced customer satisfaction, increased brand loyalty, and facilitated continuous service improvements.

Patent Analyst

Maxval IP Services
Coimbatore, India
11.2022 - 10.2023
  • Database Management - Managing effective and on-time project delivery with a high degree of quality, onboarding new clients and confirming assets with appropriate patent and trademark offices, daily updating of renewal operations in software databases, and ensuring that renewal invoices are appropriately updated for client reference
  • Patent Renewals - Handling patent and trademark renewals for clients all over the world on a regular basis, which includes creating invoices, mailing invoices to clients, credit and debit reconciliation, and payment tracking
  • Data Validation - Conducting patent and trademark checks on docket reports received from clients, checking registration, file histories, and assignment databases that are docketed to keep up with commercial patent and trademark database updates and modifications
  • Budgeting and forecasting renewal estimates for the next quarters and months

Credit Funding Analyst

Ford Motor Company
Coimbatore, India
12.2020 - 08.2022
  • Handled vehicle retail and leasing contracts to pay or assign discrepancies to the discrepancy team and responsible for finding and resolving contract difficulties within set parameters
  • Classified documents as contracts, supporting documents, or SPII materials and compared the MSRP retail price to the invoice price and the APR % of the interest rate
  • Calculated State/Province Tax Rates-Experience in the United States and Canada with Adherence to control measures and accuracy in updating the checklist
  • Process rate concessions for customers who are eligible and privileged
  • Knowledge of internal system software such as AIMS, PINNACLE, and SMART VINCENT
  • Handled team member training data and client calls to solve the client's query and track daily account data trends on intended SLA, improve the process, and generate formal reports

Education

Master of Science - Business with International Management

Northumbria University
London
01.2024 - 01.2025

B. Com - Professional Accounting

Sri Ramakrishna College of Arts and Science
Coimbatore, Tamil Nadu

Skills

  • Credit analysis
  • Microsoft office suite and Google workspace efficiency
  • MaRS and Salesforce package
  • Account reconciliation
  • Written and verbal communication
  • Attention to detail
  • Data entry accuracy
  • Leadership
  • Quick Learner
  • Meticulous validation checks
  • Interactive listening
  • Ability to Multi-task
  • Time management
  • Patience under pressure

Certification

  • Received NPTEL Certification in Marketing Management.
  • Foundation level certification in Associate Corporate Secretary.
  • STEP Certification course certified by The Hindu.

Accomplishments

  • Promoted for grade II as a Discrepancy Specialist.
  • Received functional Excellency Award multiple times.
  • Actively participated in various cross functional training during my time at Ford.

Languages

English
Advanced
Tamil
Native
Sourashtra
Native

Timeline

Customer representative (Part-Time)

MFG Londis
02.2024 - Current

Master of Science - Business with International Management

Northumbria University
01.2024 - 01.2025

Patent Analyst

Maxval IP Services
11.2022 - 10.2023

Credit Funding Analyst

Ford Motor Company
12.2020 - 08.2022

B. Com - Professional Accounting

Sri Ramakrishna College of Arts and Science
HARIHARAN BALASUBRAMANIAM