Hardik Jagga
Lancaster,UK
Summary
Finance professional with a Master’s in Finance and hands-on experience managing a business in India. Responsible for financial planning, budgeting, and operational management, with a proven ability to analyze data, optimize processes, and make strategic decisions. A proactive, disciplined, and collaborative team player, eager to apply strong analytical and problem-solving skills to deliver high-quality results in a corporate finance environment.
Overview
6
6
years of professional experience
Work history
Trading Assistant
Sainsbury's
Lancaster
11.2025 - 12.2025
- Supported price checks and promotional changes for 200-300 SKUs per week, helping ensure near 100% accuracy.
- Used in store systems to record inventory movements and helped reduce stock discrepancies in assigned sections by about 10%-15%.
Manager
Sky Labs
Rohtak, India
04.2020 - 09.2024
- Implemented basic cost-control measures that reduced monthly operating expenses by around 10–15% while maintaining service quality.
- Prepared monthly management reports and identified low-margin tests, helping improve overall gross margin by an estimated 3–5 percentage points.
- Introduced simple forecasting in Excel for cash and test volumes, improving accuracy of weekly cash needs by roughly 20–25%.
Intern
Loveless and Co. Chartered Accountants
Rohtak, India
10.2023 - 01.2024
- Supported statutory and tax audits by testing samples covering 70-80% of transaction value for selected candidates.
- Helped prepare and review over 30 GST and income tax returns with zero late filing penalties during the period.
Summer Intern
Ernst & Young (EY)
Gurugram, India
05.2022 - 07.2022
- Reviewed and organised 100+ financial records and working papers, improving documentation accuracy and audit trail consistency.
- Assisted in performing variance analysis on key financial statement line items, helping identify discrepancies of 5–10%for further review.
- Contributed to internal control testing covering 10+ process controls, supporting compliance with EY and regulatory standards.
Education
CFA Level I -
CFA Institute
USAMaster of Science - Finance
Lancaster University
Lancaster 01.2024 - 1 2025
Bachelors in Commerce - Commerce
Delhi University
Delhi , India 01.2020 - 1 2023
Skills
- Microsoft Office
- Budgeting & forecasting
- Valuation techniques
- Accounting principles
- Profitability & cost analysis
- Strong work ethic and discipline
- Leadership and Team collaboration
- Communication & presentation skills
Timeline
Trading Assistant
Sainsbury's
11.2025 - 12.2025
Master of Science - Finance
Lancaster University
01.2024 - 1 2025
Intern
Loveless and Co. Chartered Accountants
10.2023 - 01.2024
Summer Intern
Ernst & Young (EY)
05.2022 - 07.2022
Manager
Sky Labs
04.2020 - 09.2024
Bachelors in Commerce - Commerce
Delhi University
01.2020 - 1 2023
CFA Level I -
CFA Institute