Hamad Umer
Calcot,WBK
Summary
Professional with expertise in managing investment portfolios and optimizing client returns. Proficient in developing customized strategies and mitigating risks through comprehensive market analysis and strategic asset allocation. Demonstrated ability to cultivate strong client relationships and achieve consistent financial growth.
Overview
10
10
years of professional experience
Work history
Prestige Portfolio Manager
HBL
09.2024 - 05.2025
- Delivered timely market updates and strategic advice, achieving consistent client satisfaction.
- Introduced automated systems for data management, streamlining operational workflows.
- Developed robust investment strategies to enhance portfolio performance.
- Maintained effective communication with stakeholders to ensure smooth operations.
Relationship Manager
HBL
05.2022 - 08.2024
- Managed complex client portfolios to sustain profitable relationships.
- Identified potential risks and established effective risk management strategies.
- Streamlined internal procedures, enhancing productivity and efficiency.
- Delivered tailored solutions to create positive client experiences.
Personal Banker
Bank Of Punjab
11.2021 - 04.2022
- Recommended appropriate insurance plans to bolster clients' financial security.
- Guided customers through loan applications to guarantee eligibility.
- Managed high net worth portfolios, fostering client loyalty and satisfaction.
- Utilised expertise in financial products to enhance customer comprehension.
Relationship Manager (Retail)
JS Bank
05.2016 - 11.2021
- Analysed customer feedback to enhance service delivery.
- Streamlined internal procedures, increasing productivity and efficiency.
- Assisted in developing marketing strategies to drive brand growth.
- Fostered a culture of open communication to promote team collaboration.
Relationship Manager (Retail)
Mustang 3rd Party (JS Bank)
05.2015 - 04.2016
- Drove sales initiatives, resulting in increased market share.
- Managed complex client portfolios to sustain profitable relationships.
- Achieved high customer satisfaction through consistent follow-ups and updates.
- Maintained comprehensive knowledge of market trends, effectively predicting future patterns.
Education
MS - Management Sciences
University of Lahore
2015 - 2017
BBA - HONS
University of Gujrat
2010 - 2014
Skills
- Critical thinking
- Computer proficiency
- MS Office suite
- Leadership skills
- Management expertise
- Time management
Languages
English
Fluent
Urdu
Native
Punjabi
Native
Timeline
Prestige Portfolio Manager
HBL
09.2024 - 05.2025
Relationship Manager
HBL
05.2022 - 08.2024
Personal Banker
Bank Of Punjab
11.2021 - 04.2022
Relationship Manager (Retail)
JS Bank
05.2016 - 11.2021
Relationship Manager (Retail)
Mustang 3rd Party (JS Bank)
05.2015 - 04.2016
MS - Management Sciences
University of Lahore
2015 - 2017
BBA - HONS
University of Gujrat
2010 - 2014
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