GURJOT KAUR
Summary
Finance professional with experience in international tax operations, financial accounting, UK payroll and client services. Skilled in tax compliance, bank and balance sheet reconciliations, transaction processing and resolving discrepancies, with a strong focus on accuracy, risk awareness and meeting regulatory deadlines. Experienced in analysing financial information, investigating issues and managing competing priorities in high-volume environments.
Overview
13
13
years of professional experience
Work History
Semi Senior Accountant
GARDNER WEBB ACCOUNTING LTD.
Northampton
03.2024 - Current
- Prepare UK tax filings and Self-Assessment returns, liaising with clients to gather information, and ensure accurate submissions.
- Prepare and submit VAT and CIS returns, ensuring transactions are correctly reviewed and reported.
- Manage bookkeeping, bank reconciliations, and financial records including multi-currency, and cross-border payment reconciliations.
- Maintain sales and purchase ledgers, ensuring timely payment follow-up.
- Perform month-end and year-end processes, and financial statement preparation.
- Process end-to-end weekly and monthly UK payrolls, including PAYE, NI, pensions, statutory payments, starters, leavers, RTI submissions, and payroll reconciliations.
International Client Tax Specialist
JP MORGAN CHASE & CO.
Mumbai
11.2021 - 01.2024
- Processed international tax reclaims and managed withholding tax services for Global Custody clients, ensuring compliance with double taxation treaties.
- Verified client holdings in BANCS and Cosmic on record date and ex-date-1 to confirm dividend entitlement for tax reclaims.
- Managed Relief at Source (RAS) and WHT reclaim processes to recover overpaid tax.
- Effectively liaised with internal teams, tax authorities, and sub-custodian banks to progress reclaim filings, resolve rejections, and manage WHT documentation.
- Prepared daily and weekly MIS reports for senior management, and supported ad hoc projects.
- Demonstrated a strong independent work ethic, escalating complex issues for prompt resolution.
Tax Associate
YARDI PRABHU & ASSOCIATES LLP
Mumbai
06.2018 - 10.2021
- Managed client queries and prepared tax returns, with supporting schedules.
- Specialised in optimising capital gains tax liabilities on property and fund sales, maximising client benefits.
- Maintained up-to-date knowledge of tax legislation to advise clients accurately and minimise liabilities.
Account Executive
PRINCE METAL WORKS
Mumbai
03.2015 - 05.2018
- Prepared financial reports, reconciliations, payroll calculations, and month-end support.
- Maintained accounting records and coordinated payroll reporting activities.
Management Trainee
PUNJAB AND MAHARASHTRA CO-OP BANK LTD.
Mumbai
04.2014 - 02.2015
- Delivered front-line customer service, handled inquiries, and performed daily banking transactions, including deposits, withdrawals, and cheque processing.
- Processed wire transfers, stop payments, and tax invoices, while resolving customer queries with high accuracy and efficiency.
Education
MSc Accounting & Finance - Distinction
University of Northampton
2025
Payroll Technician -
Chartered Institute of Payroll Professionals (CIPP)
2025
Financial Modeling & Valuation Analyst (FMVA) -
Corporate Finance Institute
2024
Bachelor of Commerce in Accounting & Finance - Distinction
University of Mumbai
India2011
Skills
Technical Skills
- International Tax & Withholding Tax
- Tax Reclaims, Treaty Compliance & Documentation
- Transaction Processing & Discrepancy Resolution
- UK Tax Returns: VAT, CIS & Self-Assessment
- Month-End & Year-End Reporting
- UK Payroll: PAYE, NI, RTI & Pensions
Software Skills
- Advanced Excel (PivotTables, VLOOKUP, SUMIFS)
- Microsoft Office & Google Workspace
- TACT, BANCS, Cosmic, Finacle & Alteryx
- Pega PRPC (SWIFT) & BACS
- Xero, QuickBooks, Sage & Moneysoft Payroll Manager
Interpersonal Skills
- Problem-Solving
- Attention to Detail
- Written & Verbal Communication
- Time Management
- Teamwork & Collaboration
LANGUAGES
English, French, Punjabi, Hindi, Marathi
Projects
- Processed German tax reclaims worth USD 220 million across 45,000 items in Q1 2023, and USD 66.8 million across 11,000 items in Q1 2022.
- Streamlined Polish tax reclaim processing, reducing processing time by 20% and lowering operational risk through automation.
- Worked within a team of five at JP Morgan Chase & Co. to improve tax reclaim processes, increasing efficiency and accuracy.
- Supported tax planning for 30+ HNW clients at Yardi Prabhu & Associates LLP, ensuring compliance on property and fund transactions.
HOBBIES & INTERESTS
- Reading
- Travelling
- Cooking
Accomplishments
- Recognised by the Global Head of International Tax (2023) for improving operational efficiency and controls in a high-volume environment.
- Awarded “Skills of the Future” (2022) for contributing to process improvement and automation initiatives.
- Received a Certificate of Recognition (2022) for strong performance in a high-pressure client service environment with strict deadlines.
- Awarded “Best Employee of the Year” (2020) for outstanding performance, consistent accuracy and reliable financial processing.
Timeline
Semi Senior Accountant
GARDNER WEBB ACCOUNTING LTD.
03.2024 - Current
International Client Tax Specialist
JP MORGAN CHASE & CO.
11.2021 - 01.2024
Tax Associate
YARDI PRABHU & ASSOCIATES LLP
06.2018 - 10.2021
Account Executive
PRINCE METAL WORKS
03.2015 - 05.2018
Management Trainee
PUNJAB AND MAHARASHTRA CO-OP BANK LTD.
04.2014 - 02.2015
MSc Accounting & Finance - Distinction
University of Northampton
Payroll Technician -
Chartered Institute of Payroll Professionals (CIPP)
Financial Modeling & Valuation Analyst (FMVA) -
Corporate Finance Institute
Bachelor of Commerce in Accounting & Finance - Distinction
University of Mumbai