Summary
Overview
Work history
Education
Skills
Additional Information
Languages
Timeline
Interests
Interests
Hi, I’m

Grace-Marie Cuthbert

Mossblown,South Ayrshire

Summary

PERSONAL STATEMENT As an experienced Finance Manager across various sectors, my numerate and analytical skills are vast. I am very computer literate and was heavily involved in the integration and system maintenance within my team. I am also an extremely fast learner so any new challenge will be welcomed, this I hope, will be an invaluable asset to your company.


Well-qualified financial systems leader offering demonstrated skill and success in managing internal accounting processes, improving controls and strengthening systems for optimal performance. Proficient in all aspects of accounting, including accounts payable and receivable, budget administration and payroll. Gifted in building and leading solid teams to handle high-volume operations with consistency, accuracy and full compliance with regulatory requirements.


Precise Accounts Payable Specialist with 19 years of experience working with accounts. Skilled at fixing account and data discrepancies with professionalism. Proven history of resourcefulness, accuracy and extensive knowledge of CIS and VAT submissions.

Overview

20
years of professional experience

Work history

John Ritchie Ltd
Kilmarnock

Accounts Administrator - Publisher/Distributor
08.2013 - Current

Job overview

  • Reporting to the General Manager I am responsible for operating book keeping and accounting systems necessary to keep accurate financial records to the satisfaction of the Directors of the Company
  • I attend monthly board meetings to present and explain the management account results
  • Particular areas of responsibility are Management account reconciliations and preparation, Cash flow reports, Vat return reconciliations and submissions, Bank accounts reconciliations including foreign transactions, and aid in the preparation of the budgets for the forthcoming trading year.

Lowdermilk Contracts Ltd

Accounts Manager
05.2012 - Current

Job overview

  • Shop fitting/Building Trade (2 days, Ayr Maintaining all stock, expense and sales accounts and reconciling at nominal level across all areas
  • Maintaining the bank accounts, reconciling and submission of all VAT and CIS/PAYE payments and processing all payroll/HR duties
  • Ensuring that the cash flow is maintained and the budgets are kept tight so that the roll out/programme of works is kept on schedule
  • I also prepare management accounts on a quarterly basis and liaise with the director's regards, KPI and analytical reports as required.

Stockcove Ltd
Tradeston

Finance Manager
03.2012 - 01.2013

Job overview

  • Glasgow Maintenance of all finance functions and overseeing a small team of administrators on a daily basis
  • Close control of all bank accounts and branch cash, as well as dealing with all payroll and HR issues for a small retail organisation with 10 shops
  • I maintained the nominal ledger and took all accounts to trial balance as well as producing monthly management accounts, KPI and contribution reports for the MD
  • I also reconciled all VAT, accruals, prepayments and PAYE monthly as well as controlling the cash flows, budgets and payroll reports resulting in me liaising directly with the both the finance and operations directors providing analytical detail where required.

A&J Menswear (Retail) Ltd

Treasury Manager
02.2004 - 12.2011

Job overview

  • Dundonald Updating and reconciliation of all bank accounts on a daily basis
  • Processing and updating all electronic and manual payments and controlling the import line to ensure all documents are processed swiftly
  • Maintaining the cash flows and reports, I work closely with the FD to ensure these are always adhered too
  • I also prepare the monthly prepayment and accrual schedules for the management accounts, and have been heavily involved in the VAT returns in recent months.

Sweet Depot Ltd

Financial Controller
04.2003 - 02.2004

Job overview

  • Ayr Maintaining both purchase and sales ledgers through delegation within a small team of employees
  • I also produce the management accounts and all end of month reports for analysing as well as completing the quarterly VAT returns for the company
  • I installed and implemented Sage Line 50
  • I also set up an EDI system with one of our trading partners as well as a factoring service with the RBSCS.

Education

Workplace

NVQ Level 3 from Management
2008

Ayr College

ACCA from Financial Taxation, Reporting
2004

University of Paisley

Master's Degree from PgC Information Technology with Web Development
2002

University overview

Subjects: Business Information Technology Systems, Fundamentals of Database Systems, Software Development,Object Orientated Analysis and Design, Web Development

University of Paisley

BA Hons from Business Economics with Finance
2001

University overview

GPA: 2:2, Subjects: International Banking and Financial Markets, International Financial Management, Open Economy Macroeconomics, Growth and Industrial Policy.Major Project: What changes within the Financial Sector have had an impact on the recent economic development in the, Higher and Standard Grades Exams various subjects

Queen Margaret Academy

Certificate of Higher Education
1997

University overview

Mathematics (B), Geography (B), English (C), Chemistry (C), Physics (C),

NRA-Understanding Industry
1997

Queen Margaret Academy
South Ayrshire

SEB Short Course Health and Exercise
1996

Queen Margaret Academy
South Ayrshire

Scottish Qualifications Certificate
1995

University overview

Mathematics (1), Geography (1), Office & Information Studies (1), Physical Education (1), English (2), French (2), Physics (2), Chemistry (2)

Skills

  • I have developed various IT skills over the years within MS Word, Access, Excel, Libor, Minitab, Rational Rose, Visual Basics 6, Notepad (HTML coding), Fireworks 4, Dreamweaver, Flash, Internet, Pennine Alphameric, Dream Coda, Sage 200 & BI, Sage 50, Sage Professional, Instant Sage payroll and Sage 50 payroll
  • Invoice coding
  • Credit control
  • Account reconciliation
  • Payroll processing
  • Month-end reporting
  • AP and AR management
  • Budget management
  • Invoicing
  • Financial reporting
  • Financial investigations
  • Purchase ledger system

Additional Information

  • Strategy and policy development includes creating and implementing cash flows, forecasts, sales reports and VAT data. Analytical skills included analysis of monthly bank figures in order to focus the management on where the emphasis should be in the following months to meet the company's targets. Utilities and VAT reviews as well as flagging up incorrect ledger processes when completing the prepayments and accruals. Communication skills and Problem solving skills include implementing lateral thinking to numerate problems to achieve solutions, which in turn demonstrates flexibility to clients and suppliers while maintaining the business.
  • With Finance being the core of my working life, I feel that I can utilise these strengths in all aspects of life and society and always being ready for the next challenge and chapter.
  • Treasurer, Secretary, CWPO, PVG additional signatory and Fundraising committees for the kids clubs are a few of the roles that have interested me in helping children achieve the best experiences in an uncertain world. Sport and this togetherness brings joy and a safe haven to all, inclusiveness and understanding the various hurdles that some have to overcome just to participate has given me a broader outlook and volunteer endless hours as a result.

Languages

English
Native
French
Beginner

Timeline

Accounts Administrator - Publisher/Distributor

John Ritchie Ltd
08.2013 - Current

Accounts Manager

Lowdermilk Contracts Ltd
05.2012 - Current

Finance Manager

Stockcove Ltd
03.2012 - 01.2013

Treasury Manager

A&J Menswear (Retail) Ltd
02.2004 - 12.2011

Financial Controller

Sweet Depot Ltd
04.2003 - 02.2004

Workplace

NVQ Level 3 from Management

Ayr College

ACCA from Financial Taxation, Reporting

University of Paisley

Master's Degree from PgC Information Technology with Web Development

University of Paisley

BA Hons from Business Economics with Finance

Queen Margaret Academy

Certificate of Higher Education

NRA-Understanding Industry

Queen Margaret Academy

SEB Short Course Health and Exercise

Queen Margaret Academy

Scottish Qualifications Certificate

Interests

INTERESTS & ACHIVEMENTS, All sports (summer and winter), reading and spending time with the family. I am also a keen fundraiser and have raised over £10K through the years for various charities, ranging from sky diving to trekking the Sahara Desert the rewards are second to none. I also completed a school exchange program with Fatima Technical High School, Bwiam, Gambia as well as playing football for the International under 21 team on over 13 occasions.  I have took this interest in sports into Adult life and continue to help with the Kids clubs, Gymnastics, Cheer, Football and school clubs.

Interests

INTERESTS & ACHIVEMENTS, All sports (summer and winter), reading and spending time with the family. I am also a keen fundraiser and have raised over £10K through the years for various charities, ranging from sky diving to trekking the Sahara Desert the rewards are second to none. I also completed a school exchange program with Fatima Technical High School, Bwiam, Gambia as well as playing football for the International under 21 team on over 13 occasions.  I have took this interest in sports into Adult life and continue to help with the Kids clubs, Gymnastics, Cheer, Football and school clubs.

Grace-Marie Cuthbert