Summary
Overview
Work history
Education
Skills
Certification
Timeline
Generic

Gobinath Nachimuthu

Glenrothes,Fife

Summary

Detail-oriented finance professional with 5+ years of experience in financial operations, client service, and compliance. Skilled in transaction processing, risk management, Excel modelling, panel data and time series analysis, and Bloomberg Terminal. Proven ability to respond to client requests accurately, identify and escalate issues, and improve processes while maintaining strict adherence to policies and controls. MSc Finance graduate with strong analytical, problem-solving, and teamwork skills, committed to operational excellence.

Overview

7
7
years of professional experience
4
4
years of post-secondary education
1
1
Certification

Work history

Manager

Karan Retail
Freuchie, Fife
05.2024 - Current
  • Successfully managed daily operations of a busy petrol station, including fuel, shop, and staff activities.
  • Supervised and trained staff, created shift schedules, and ensured high standards of customer service.
  • Monitored stock levels, handled supplier orders, and maintained accurate cash and sales reports.
  • Ensured compliance with health, safety, and environmental regulations, including safe fuel handling.
  • Improved site performance by reducing costs, preventing losses, and driving sales through promotions.

Deputy Manager

IDFC First Bank
Tiruppur, India
10.2022 - 01.2024


  • Led business development, trained branch teams, and drove client acquisition.
  • Analyzed competitor strategies and implemented effective countermeasures.
  • Strong accuracy and attention to detail in processing transactions and client requirements.
  • Good understanding of compliance, risk controls, and escalation procedures.
  • Consistently exceeded targets while ensuring regulatory compliance.
  • Ensured KYC compliance and collaborated with operations to improve onboarding.
  • Achieved 150% of monthly business development and sales targets consistently in 2023, demonstrating strong lead conversion and customer engagement skills.

Sales Officer

HDFC Bank Ltd
Tiruppur, India
08.2018 - 09.2022


  • Verified KYC, credit history, and financial documentation.
  • Generated MIS reports, renewed CAMs, and improved cross-selling through data analysis.
  • Demonstrated ability to manage client requests efficiently while maintaining compliance with company policies.
  • Skilled in identifying potential risks and escalating issues promptly to prevent errors or delays.
  • Experience working in fast-paced operations environments with focus on accuracy and deadlines.
  • Collaborated with internal stakeholders to ensure smooth customer onboarding and documentation experience relevant for working with bid teams.
  • Successfully closed over 10 Non-Performing Asset (NPA) accounts in 2020 through strategic negotiation and client follow-up, reducing branch-level credit risk.


Education

Master of Science - Finance

Northumbria University
Newcastle upon Tyne
01.2024 - 06.2025

Bachelor of Science - Computer Science

RVS College of Arts And Science
Coimbatore
06.2015 - 04.2018

Skills

  • Financial econometrics
  • Forecasting
  • Panel data analysis
  • Excel financial modelling
  • Time series analysis
  • Risk management (VaR)
  • Portfolio evaluation
  • Sustainable investing
  • CRM
  • Bloomberg Terminal

Certification

  • Bloomberg Finance Fundamentals
  • Bloomberg Market Concepts
  • Bloomberg Spreadsheet Analysis
  • Environmental, Social, and Governance (ESG)

Timeline

Manager

Karan Retail
05.2024 - Current

Master of Science - Finance

Northumbria University
01.2024 - 06.2025

Deputy Manager

IDFC First Bank
10.2022 - 01.2024

Sales Officer

HDFC Bank Ltd
08.2018 - 09.2022

Bachelor of Science - Computer Science

RVS College of Arts And Science
06.2015 - 04.2018

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Gobinath Nachimuthu