Frankie Draycott
Wigan,Lancashire
Summary
As an experienced AML Investigator, I have built a strong track record in detecting, analysing, and reporting potential financial crimes, including money laundering, fraud, and suspicious transaction patterns. My background includes conducting end-to-end case investigations, leveraging data analytics and compliance tools, drafting high-quality SARs, and collaborating with compliance, legal, and law enforcement to ensure adherence to regulatory standards.
In transitioning to a Senior Investigator role, I will draw on this foundation to provide deeper analytical insights, lead complex investigations, utilize advanced data analysis, and collaborate with teams to identify patterns and risks more effectively.
Overview
8
8
years of professional experience
3
3
years of post-secondary education
Work history
AML investigator
Monzo Bank Limited
Remote
2021.08 - Current
- Proficiency in using transaction monitoring systems to analyse large volumes of data.
- Interpreting complex financial data, identifying anomalies, and drawing evidence-based conclusions.
- Recognising patterns and detecting techniques such as layering, structuring, and smurfing in financial transactions.
- Drafting clear, concise, and detailed Suspicious Activity Reports (SARs) for regulators and law enforcement.
Dispute and fraud analyst
Co-operative Bank
Skelmersdale, Lancashire
2018.01 - 2021.08
- Identified potential fraudulent activity with use of advanced analytics tools.
- Provided expert advice on dispute resolution matters; improved internal processes and procedures.
- Managed high volume caseloads efficiently whilst maintaining attention to detail.
- Achieved resolution of complex disputes by conducting thorough investigations and analysis.
Education
Bachelor of Arts - Sports Development
Edge Hill University
Ormskirk 2013.09 - 2016.06
Skills
- Fraud detection aptitude
- Advanced data analysis
- Investigation procedures
- Confidentiality management
- AML law familiarity
- Transaction monitoring systems
- Customer due diligence
- Suspicious activity recognition
- Suspicious activity reporting
- Risk identification
Timeline
AML investigator
Monzo Bank Limited
2021.08 - Current
Dispute and fraud analyst
Co-operative Bank
2018.01 - 2021.08
Bachelor of Arts - Sports Development
Edge Hill University
2013.09 - 2016.06