Summary
Overview
Work history
Education
Skills
Timeline
Generic

Frank Onaiwu

Gloucester,Gloucestershire

Summary

Dynamic professional with a strong foundation in communication and negotiation, adept at building rapport and maintaining positive customer relationships. Experienced in fast-paced, target-driven environments, demonstrating exceptional attention to detail and organisational skills. Knowledgeable in legal regulations, with a focus on achieving excellence in all tasks undertaken.

Overview

4
4
years of professional experience
6
6
years of post-secondary education

Work history

Collections & Recovery Advisor

Capita
London, west midland
2023.02 - Current
  • Experienced Collections and Recovery Advisor with over three years of experience managing customer accounts, negotiating repayment arrangements, and supporting debt recovery activities. Skilled in handling customers experiencing financial difficulties, resolving account arrears, and delivering positive customer outcomes while maintaining compliance with regulatory and company requirements. Strong communication, negotiation, and problem-solving skills with proven ability to work effectively in target-driven environments.
  • Conducted collections and recovery efforts while adhering to applicable regulations and policies.
  • Managed overdue customer accounts to optimise recovery processes.
  • Facilitated resolution of overdue account issues through inbound and outbound customer calls.
  • Evaluated customers' financial situations to create manageable payment solutions.
  • Recognised vulnerable customers and delivered tailored assistance according to company guidelines.
  • Maintained detailed records of customer interactions and payment arrangements to ensure accurate tracking.
  • Addressed customer inquiries and complaints with professionalism and promptness.
  • Worked with internal teams to enhance account management and improve recovery results.

Customer service representative

Lloyds Banking Group
Birmingham, west midland
2022.08 - 2023.02

Managed high volume of inbound calls for quick resolution of customer issues.

Improved customer satisfaction by effectively handling complaints and inquiries.

Handled returns and exchanges efficiently maintaining high levels of customer satisfaction.

  • Answer incoming calls and emails regarding policy coverage, limits, and deductibles
  • Process policy changes, including address updates, coverage modifications, and adding new drivers or assets
  • Handle premium payments, resolve billing discrepancies, and establish customer payment plans
  • Ensured smooth running of operations with timely preparation of reports.

Education

Bachelor of Business Administration - business administration

university of benin
Nigeria
2011.08 - 2015.09

Master of Business Administration - business administration

University of Abuja
Nigeria
2016.06 - 2017.11

Skills

  • Debt recovery
  • Customer relationship management
  • Knowledge of legal regulations
  • Attention to detail
  • Fast-paced environment experience
  • Strong negotiation and conflict-resolution abilities
  • Effective communication skills

Timeline

Collections & Recovery Advisor

Capita
2023.02 - Current

Customer service representative

Lloyds Banking Group
2022.08 - 2023.02

Master of Business Administration - business administration

University of Abuja
2016.06 - 2017.11

Bachelor of Business Administration - business administration

university of benin
2011.08 - 2015.09
Frank Onaiwu