Summary
Overview
Work history
Education
Skills
Languages
Affiliations
Certification
Timeline
Generic
Esther Richards

Esther Richards

Mold,Flintshire

Summary

Results-driven professional provides customers with tailored solutions to meet needs. Successfully establishes relationships with customers, colleagues and insurance companies while delivering quality service. Agile individual with excellent communication and customer service skills.

Overview

18
18
years of professional experience
3
3
years of post-secondary education
1
1
Certification

Work history

Insurance Account Executive

Fuw Insurance Services
Ruthin, Denbighshire
10.2013 - Current
  • Responsible for an Insurance Portfolio of over £900,000 GPI and 1000+ clients.
  • Built and strengthened relationships with new and existing accounts to drive revenue growth.
  • Delivered high level of service to clients to maintain relationships for future business opportunities..
  • Established cordial relationships with internal and external contacts to boost rapport.
  • Communicated with clients to gauge satisfaction of services and meet needs.
  • Kept up with changes in insurance markets to accurately answer client questions and give suitable recommendations.
  • Maximised sales opportunities by converting enquiries into sales.
  • Met with clients regularly to discuss insurance needs and answer any questions regarding chosen policies.
  • Worked with clients to determine correct coverage levels and options for coverage.
  • Exhibited positive brand ethos and integral values in internal and external correspondence.
  • Collaborated with insurance underwriters and other agents in creating packages suited to client needs.
  • Handled insurance queries from quotation stage to renewal.
  • Drove business growth by cross-selling and up-selling products, leading to better profit margins.
  • Reviewed new insurance products from carriers to determine suitability for client needs.
  • Generated increase in new clients by proactively contacting previous quotes and lapsed clients.

Retail Assistant Manager

Monsoon Accessorize
Chester, Cheshire
05.2005 - 10.2013
  • Coached and developed a team of 20+ sales assistants to consistently exceed sales target KPIs.
  • Consistently inspired sales team to deliver exceptional customer service through weekly service meetings and product training.
  • Toured sales floor regularly, assessing and improving daily operations.
  • Managed store inventory by directing routine stock control procedures to maximise sales opportunities.
  • Created daily financial reports to track revenue, supporting and guiding underperforming team members to drive sales.
  • Recruited and trained staff members, leading by example to consistently elevate store standards.
  • Employed exceptional visual merchandising skills to create eye-catching, inviting storefronts and interiors.
  • Developed team's product knowledge, resulting in increased store sales.
  • Resolved complex disputes and handled product returns with professionalism, offering practical solutions to maintain customer satisfaction and uphold stellar reputation.
  • Highlighted features and benefits of products, employing active selling techniques to exceed KPI targets.
  • Inspired team to represent brand with enthusiasm by maintaining high standards.
  • Analysed sales figures, identifying areas to improve and implementing remedial action.
  • Conducted staff appraisals and promoted ongoing professional development.

Education

Bachelor of Arts - Communication Studies

University of Chester
Chester
09.2002 - 05.2005

Skills

Customer Liaison

Time Management

Organisational Skills

Industry Trends

Business Administration

Leadership Skills

Languages

English
Native
Welsh
Upper intermediate

Affiliations

  • Chartered Insurance Institute - Member since 2016
  • British Gymnastics Academy (Club Women's Artistic Judge and Tumbling Judge) - Member since 2022

Certification

  • Certified - CII (Chartered Insurance Institute) since 2016
  • Studying for my Diploma in Insurance - Dip CII - Currently

Timeline

Insurance Account Executive

Fuw Insurance Services
10.2013 - Current

Retail Assistant Manager

Monsoon Accessorize
05.2005 - 10.2013

Bachelor of Arts - Communication Studies

University of Chester
09.2002 - 05.2005
Esther Richards