ELAINE MAE CAÑALITA

⦁Is responsible for overall review of the loan transactions and ensure records are properly booked in accordance with the Accounting policies and procedures of the bank and in compliance with the standards set by Bangko Sentral ng Pilipinas.

⦁Loans & Receivable Transaction monitoring which involves a bank wide monitoring, issuance and verification of Statement of Account as requested by Collection Department, Real and Other Properties Acquired Department and Account Officers from Commercial, Auto, Housing & Salary Loans Department.

⦁Reviews the subsidiary ledgers and ensures that the details will tally with the branch loan schedule, system generated financial report and submitted reportorial documents.

• Prepares breakdown of payment as to principal, interest, penalties & taxes
• Review entries of loan release posted by the Credit Department in webloan
• Posts payments to individual subsidiary ledgers
• Prepares statement of accounts for auto, housing and personal loan (Salary and Teacher's Loan)
• Responsible for the computation and application of payments (penalties, interests, taxes and principal); responsible for the maintenance of loan ledgers, and preparation of all loan reports required by Management and government regulatory agencies.
• Responsible in maintaining the books and records of different branches handled or assigned through monitoring the accuracy of the entries made and the correctness of accounts used.
• Check and verify expenses incurred by branch on a daily basis through reviewing comparative balance sheet and income statement of the previous operating day with the current banking day.
• Prepares monthly schedule for remittance of Documentary stamps tax and withholding taxes to BIR to effectively and efficiently comply with the regulations.
• Monthly preparation of different schedules and reports such as Shortage, Overage, Receivables, Payables and others to properly monitor and age the underlying items.
• Bank Reconciliation, monitor and check cash balances per books with bank statement to ensure the balances are adjusted correctly and is free from errors.
• Prepares daily collection reports and tickets
• Prepares daily reconciliation of balances of Masterlist against General Ledgers

• Provides journal entries to all bank transactions
• Takes over the position of the bookkeeper and loans clerk if she is on leave
• Generates daily trial balance at the end of the day
• Responsible for processing of loan release specifically in microfinance loan
• Ensures that loan documents were properly checked and approved
• Checks documentary requirements are intact and completely signed before loans are processed
• Responsible for posting/encoding of collections, savings and loan releases of clients
• Responsible for preparation of proof sheet at the end of the day
• Responsible for generating daily, weekly and monthly reports
• Implements internal control measures in all transactions
• Assigned as requisition-in-charge of the program