Disha Kaushik

AUG 2018 – TILL DATE | GOLDMAN SACHS, BAN

Funding Product Control – Associate

Equities Controller – London

· Product Controller for Synthetic Product Group Desk in Prime Services

• · In depth understanding of index financing business, Inventory management and related operational flows

· Core responsibilities include timely and accurate reporting of Daily P&L, Balance Sheet attestation , Risk verification

· Enhanced controls for monthly reporting to PSGL; Variance analysis and management commentary

· NPV valuation vs Counterparty for collateral valuation and risk mitigation

· Independent Price verification of Cash Securities , understanding of FASB reporting and L3 reporting

· Inventory management strategy: WHT Credits, Reclaims, net DPR revenue analysis,

· Management reserves summary and working with Tax, Legal and Accounting policy for reporting of reserves

· Streamlined various manual workflows and data gathering processes using inhouse self service tools such as IgnitePad, Data browser, Cofluence.

Treasury Product Controller – Bengaluru

· Daily PNL’s and allied activities for Trading Desks and Corporate Treasury for Unsecured and Inter-Company Debt

· Product Controller for Retail business setup in UK

· Preparation of Entity PNL packs of Treasury for management to analyse and review the monthly PNL

· Reviewing trading activity with the objective of highlighting anything unusual, Activity PNL and liaising with Operations / Technology to deep dive on root cause and strategic solution implementation.

· Collaborate with Corporate Treasury to understand the strategy. usage of Funds raised and analyse the PNL economics

· Headed the implementation of IFRS 9 for market products for APAC and AMER region and collaborated with Global project team on the same. Identified operational risks for timely management review and decision-making.

· Spearheaded multiple projects on new products introduction in Asia entities from accounting perspective.

· Responsible for refinancing accounting on Treasury and Market portfolios; successfully transitioned the process to Chennai.

· Reconciliation between Economic P&L and Accounting P&L as required by French Regulation for Money Market products

· Reconciliation between Accounting and Inventory for FICC products.

· Allied activities such as monthly update on projects; assistance on-going projects on Automation and Machine Learning.

· Preparation of Letter of Representation packs for independent review and end to end analysis by Senior Management - Analysis of information provided by Product Control, Operations, Financial Controls teams

· Items at Risk reporting and action points follow up as raised by Senior Management

· Analysis and Preparation of Infrastructure Revenue packs (Global).

· SOx Compliance and Operational Risk control audits at High and Medium risk units in all sectors including Corporate and Sector organization SOx reviews for Phillips.

· Assisted the Internal control Head-Office in Netherlands for 4 months for tasks such as Internal control framework maintenance, modifications required due to regulatory amendments; periodic improvisation and streamlining of processes

· Seasoned collaborator with international exposure gained through extensive business travels across North America, Europe and Asia Pacific regions.