Dhanasekar B
Chennai
Summary
To acquire the required knowledge and strengthen myself to the dynamic environment so as to manage a work force and lead the team as a well equipped person in achieving mission of the organization.
Overview
10
10
years of professional experience
2
2
years of post-secondary education
Work history
Process Associate
TCS
Chennai
2015.01 - 2023.04
- Company Overview: Extensive occupational experience as a Subject Matter expert in TCS-TATA Consultancy services Ltd. Chennai, with 8 years of experience for the client Citibank Egypt and Ireland country.
- Sanctions Screening Operations
- Payments processing
- Corporate Banking and commercial banking.
- Working for a client Citibank Ireland in Sanctions department for 'EMEARegion' and 'Ceemea region'. Citibank is one of the major International banks, it has the consumer banking arm of Financial services and retail banking operations in more than 160 countries and Territories around the world.
- Extensive occupational experience as a Subject Matter expert in TCS-TATA Consultancy services Ltd. Chennai, with 8 years of experience for the client Citibank Egypt and Ireland country.
AML Customer Exist Process
Royal Bank of Scotland
- 2025.05
- Company Overview: Current project working in Royal Bank of Scotland in Natwest Group project in AML Customer Exist Process in UK country.
- Handling client related queries through email and Tele phone calls on a day to day.
- Ability to manage volumes with accuracy, and handle pressures in meeting the cutoff times solely.
- Co-ordinate with Manager during contingency situation and Help the team for continuous operations without any issues.
- Responsible for monitoring the queues and controlled every hourly period and preparing a productivity data daily basis.
- Current project working in Royal Bank of Scotland in Natwest Group project in AML Customer Exist Process in UK country.
Senior AML Analyst
Teleperformance
2023.06 - 2025.03
- Company Overview: Western Union is a global financial services and communications company best known for its money transfer services. Founded in 1851 in the USA, it originally started as a telegraph company but later transitioned into financial services.
- Domestic and International Money Transfers
- Bill Payments
- Money Orders
- Prepaid Cards
- Mobile Wallet Transfer
- CDD is a process used by financial institutions like Western Union to verify the identity of their customers and assess the risks of illegal activity (like money laundering, fraud, or terrorist financing).
- Types of Due Diligence: Simplified Due Diligence (SDD): For low-risk customers. Customer Due Diligence (CDD): Standard level for most customers. Enhanced Due Diligence (EDD): For high-risk customers or large transactions.
- Enhanced Due Diligence (EDD) is a more thorough level of customer background checks, often used in financial services, banking, and compliance processes. It's typically applied when dealing with high-risk clients or transactions.
- EDD is triggered when a customer or transaction is deemed high-risk, such as: Politically Exposed Persons (PEPs), Clients from high-risk countries, Unusual or complex transactions, Non-face-to-face relationships, Businesses like gambling, crypto, or offshore banking.
- PEP (Politically Exposed Person) is someone who holds or has held a prominent public position and may be at higher risk for involvement in bribery, corruption, or money laundering due to their influence.
- KYC (Know Your Customer) is a process used by financial institutions and other regulated entities to verify the identity of their clients. It's a key part of anti-money laundering (AML) and counter-terrorism financing (CTF) compliance.
- Ongoing Monitoring Purpose: Detect and report suspicious activities. Actions: Review transactions regularly, Reassess risk levels over time, Update customer records when necessary.
- Risk Classification Customers are typically categorized as: Low risk: Basic due diligence, Medium risk: Standard KYC, High risk: Enhanced Due Diligence (EDD).
- When KYC is Used: Opening a new account, Onboarding a new client, Periodic reviews or updates, Triggered by suspicious activity or significant account changes.
- Western Union is a global financial services and communications company best known for its money transfer services. Founded in 1851 in the USA, it originally started as a telegraph company but later transitioned into financial services.
Education
10th - undefined
Contonment Board higher secondary school
2009.01 - 2010.01
12th - undefined
Jaigopal Garodia National Higher Secondary School
2011.01 - 2012.01
B.Com - undefined
AM Jain College
Skills
- Strong verbal, written and interpersonal communication skills
- Advanced Analysis/decision Making/Problem Solving Ability
Personal Information
- Father's Name: G.Balu
- Date of birth: 21/07/1992
- Nationality: Indian
- Marital status: Married
Custom
I hereby declare that all the above given information are true and correct to the best of my knowledge and belief.
Timeline
Senior AML Analyst
Teleperformance
2023.06 - 2025.03
Process Associate
TCS
2015.01 - 2023.04
12th - undefined
Jaigopal Garodia National Higher Secondary School
2011.01 - 2012.01
10th - undefined
Contonment Board higher secondary school
2009.01 - 2010.01
AML Customer Exist Process
Royal Bank of Scotland
- 2025.05
B.Com - undefined
AM Jain College