Dexter Murahwa
London
Summary
Accomplished professional with expertise in Microsoft PowerPoint and Visio, business process modelling, and data visualisation using Power BI. Demonstrates exceptional Excel proficiency and effective communication skills, contributing to strategic planning initiatives. Committed to leveraging analytical skills to drive organisational success and enhance operational efficiency.
Overview
10
10
years of professional experience
5
5
years of post-secondary education
1
1
Certification
Work history
Corporal Medical Technician Instructor
- Led first aid training in basic and advanced trauma courses.
- Conducted on the ground medical training in Canada, Germany, Poland, Kenya.
- Prepared on the ground medical training in Kuwait, Iraq and Afghanistan.
- Delivered regular presentations, workshops and interviews for both junior and senior staff.
AML and risk Enablement Associate
Worldpay
London
09.2025 - 12.2025
- Leading the onboarding of high-risk merchants across complex sectors including marketplaces, payment facilitators, cryptocurrencies, money transmission, gaming, and gambling, onto Worldpay payment gateways.
- Overseeing the review and assessment of high-risk merchant’s AML questionnaires (AMLQs) against Wolfsberg Group standards, and ensuring regulatory compliance and risk appetite alignment prior to onboarding.
- Conducting stakeholder meetings with regional Merchant Relationship Managers and Money Laundering Reporting Officers (MLROs) to discuss AML gaps and resolve in a timely manner ahead of merchant approval.
- Contributing to the development of risk framework standard operating procedures (SOPs) to improve operational efficiency.
- Identifying complex high-risk business models and ensuring the appropriate screening and analytical tools are applied, i.e., FICO, Mastercard, Visa, Actimize, and blockchain/transaction monitoring tools such as Elliptic.
- Participating in risk management forums with Legal teams and external merchants to evaluate emerging high risk business models and ensure adherence to regulatory obligations and industry best practices prior to onboarding.
AML Associate
Saxo Bank
London
02.2025 - 07.2025
- AML/KYC consultant for Institutional clients and wealth owners. Responsibilities include:
- Conducting gap analysis on new and existing clients, including verification of directors, UBOs, Structures, and SOW/SOF.
- Drafting mitigation write-ups focused on managing inherent and residual risks associated with institutional clients.
- Serving as a subject matter expert (SME) in screening and mitigating adverse media and in conducting PEP/RCA reviews.
- Reviewing both simple and complex structures across financial institutions, multinationals, funds/hedge funds and SPVs.
- Performing Transaction monitoring against client profiles, sanctions lists and high-risk jurisdictions, along with escalating SAR/STR as needed.
- Conducting sanctions screening of individuals and entities against EU and OFAC sanctions lists to identify and prevent engagement with parties subject to financial restrictions.
Senior AML analyst
Momenta Group
London
04.2022 - 01.2025
- EDD remediation. Received recognition for achieving 100% quality checks. Responsibilities included:
- Determining whether high-risk retail clients can be downgraded to medium or low risk based on geography or product risk.
- Documenting Source of Funds (SOF) and Source of Wealth (SOW) narratives in full, starting from initial seed capital.
- Conducting PEP/RCA investigations and screening client profiles for matches against adverse media and sanctions list.
- Transactions monitoring against client profiles, sanctions list and high-risk jurisdictions, along with escalation of SAR/STR.
- Calculating crypto asset threshold breaches and conducting enhanced due diligence on crypto clients.
- Initiating customer outreach to mitigate risk prior to final review by the Onboarding and Exit team (OBE).
- Acting as interim team lead and reporting key performance indicators (KPIs) to senior managers.
Financial Crime Regional Issues Coordinator
MUFG
London
09.2021 - 03.2022
- Financial Crime Issues Coordinator responsible for stakeholder meetings and delivering accurate MI reports to the MLRO and department heads. Responsibilities included:
- Coordinating the resolution and closure of financial crime issues identified during external audit reports or self-identified.
- Maintaining engagement with regional branches and ensuring that financial crime issues are tracked and closed.
- Collaborating with financial crime issue owners to design action plans and implement effective mitigation controls.
- Compiling open and closed financial crime metrics and producing reports to department heads and to the MLRO.
- Maintaining awareness of AML regulations and updates while serving as the primary contact for financial crime issues.
Senior AML Analyst Commercial Banking
Lloyds Banking Group
London
12.2020 - 09.2021
- Senior analyst tasked with EDD remediation for institutional clients. Responsibilities and achievements included:
- Conducting remediation on trusts, foundations, funds, charities, the education sector and complex ownership structures.
- Performing client identification and verification for C-suite executives, directors, and ultimate beneficial owners (UBOs).
- Conducting PEP/RCA investigations and screening client profiles for matches against adverse media and sanctions list.
- Collaborating with Relationship Managers (RMs) to ensure timely management of financial crime risks and controls.
- Providing Know Your Business (KYB) and Know Your Customer (KYC) training to RMs when necessary.
- Overseeing AML/KYC data quality issues and working with RMs to ensure timely and accurate resolution.
Senior AML Fund Analyst
RBC Investor & Treasury Services
Luxembourg
06.2019 - 11.2020
- Remediation project for Real Estate and Fund Investors. Responsibilities and achievements included:
- Managing the onboarding and remediation of various entity types, including funds, trusts, supranational entities, government and financial institutions and other Legal entities.
- Drafting independent AML/KYB research and assigning appropriate risk profiles: high, medium, and low.
- Drafting KYB/KYC requirements and analysing fiscal transparency measures, such as FATCA to ensure consistency.
- Reviewing the veracity of fund prospectuses, ownership structures and trust deeds.
- Performing client identification and verification for C-suite executives, directors, fund managers and UBOs.
- Conducting PEP/RCA investigations and screening client profiles for matches against adverse media and sanctions list.
Financial Crime Advisory Analyst
HSBC
Hong Kong
04.2017 - 05.2019
- Remediated Asia-Pacific (APAC) risk controls as part of the Enterprise-Wide-Risk-Assessment (EWRA) to support the rescission of the deferred prosecution agreement issued by US DOJ. Key achievements include:
- Drafting and standardising CDD and enhanced due diligence (EDD) risk control policies for the Asia-Pacific region.
- Reviewing and drafting region-specific AML policies, amendments, and addenda across APAC.
- Reassessing region-specific Politically Exposed Persons (PEPs) policy controls within APAC.
- Collaborating with regional managers to ensure alignment of CDD and EDD policies and related documentation.
- Successfully contributed to the rescission of the Deferred Prosecution Agreement (DPA).
AML/KYC Analyst
Barclays
London
08.2015 - 04.2017
- Analyst tasked with on-boarding corporate structures and advising private Bankers. Responsibilities included:
- Accurately assigning risk ratings to Ltd companies, LLPs, PLCs & multinationals as high, medium or low during on-boarding.
- Performing enhanced due diligence via Lexis-Nexis, Dun & Bradstreet, Google and World-Check.
- Performing client identification and verification for C-suite executives, directors, and ultimate beneficial owners (UBOs).
- Conducting sanctions and adverse media screening, and discounting false positives.
- Supervising quality assurance of Source of Wealth and Source of Funds narrative for Private Bankers.
- Requesting enhanced due diligence reports from external vendors (Kroll) concerning PEPs and high net worth individuals.
Education
Executive Master of Business Administration - Exec-MBA
University of Greenwich
01.2020 - 01.2022
BSc (Hons) - Economics and Banking
University of Greenwich
01.2012 - 01.2015
Skills
- Microsoft PowerPoint and Visio
- Business process modeling
- Data visualization with Power BI
- Excel proficiency
- Effective communication skills
- Strategic planning
Certification
- ACAMS Certified AML Specialist. (ACAMS registered Member)
- International Compliance Association ICA Certificate in Anti Money Laundering. 2016 - 2017
- BCS, The Chartered Institute for IT Prince2(R), Project Management 2017 - 2017
Hobbies and Interests
Coaching and Mentoring, Stock trading, Chess, Artificial Intelligence (AI), Mobile App development
Career Goals
AML advisory/Subject Matter Expert (SME)
Timeline
AML and risk Enablement Associate
Worldpay
09.2025 - 12.2025
AML Associate
Saxo Bank
02.2025 - 07.2025
Senior AML analyst
Momenta Group
04.2022 - 01.2025
Financial Crime Regional Issues Coordinator
MUFG
09.2021 - 03.2022
Senior AML Analyst Commercial Banking
Lloyds Banking Group
12.2020 - 09.2021
Executive Master of Business Administration - Exec-MBA
University of Greenwich
01.2020 - 01.2022
Senior AML Fund Analyst
RBC Investor & Treasury Services
06.2019 - 11.2020
Financial Crime Advisory Analyst
HSBC
04.2017 - 05.2019
AML/KYC Analyst
Barclays
08.2015 - 04.2017
BSc (Hons) - Economics and Banking
University of Greenwich
01.2012 - 01.2015