Summary
Overview
Work History
Education
Skills
Languages
Timeline
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Dee Ahmed

Dee Ahmed

Gibraltar

Summary

Accomplished and results-oriented leader with over 10 years of experience in the Banking and Finance industry, specialising in FCA Regulatory Compliance, Consumer Duty, and Financial Crime prevention. Highly skilled in driving compliance and risk management initiatives to support organisational goals while ensuring adherence to the latest regulatory requirements. Expertise spans a wide range of areas, including AML, Fraud, CDD, EDD, KYC, KYB, CTF, Fin crime, Sanctions, and Transaction Monitoring.

Proven track record in due diligence and onboarding processes for new clients/customers, ensuring full compliance with relevant regulations. Experienced in enhancing policies, procedures, and controls, particularly in the development and implementation of robust AML processes and systems. Strong focus on enterprise-wide risk assessments, credit risk management, and regulatory risk strategy to mitigate potential vulnerabilities and safeguard the organisation’s interests.

Known for a hands-on approach to Quality Assurance monitoring and risk compliance management, with a thorough understanding of compliance regulations and documentation requirements. Adept at managing fraud prevention efforts, data protection, and aligning with industry frameworks such as the FCA, EBA, PSR, and PRA.

A strategic thinker, able to partner effectively with business leaders to assess risk appetite and drive continuous improvement across compliance and financial crime functions.

Overview

13
13
years of professional experience

Work History

Compliance Manager Regulatory & Oversight

Suits Me Limited (Fintech)
Knutsford, Cheshire East
08.2023 - 04.2025
  • Identify and prioritise key regulatory and compliance obligations, ensuring alignment with industry best practices.
  • Develop and implement compliance processes, ensuring appropriate controls to meet business and regulatory requirements.
  • Oversee client onboarding, ensuring full adherence to KYC and AML procedures, and handle escalated cases requiring further scrutiny.
  • Facilitate risk-based compliance programs focused on consumer protection, consumer credit, and financial crime regulations.
  • Report KPIs to department heads, adjust risk policies, and manage fraud prevention strategies.
  • Deep knowledge of UK financial services regulatory environment, including FCA/EBA guidelines.
  • Collaborate with internal and external stakeholders, including third-party partners, banks, regulatory authorities, and legal teams.
  • Support compliance with GDPR and UK Data Protection Act, ensuring strict adherence to data protection laws.
  • Hold first line of defence accountable for regulatory compliance matters, fostering strong stakeholder engagement.
  • Coordinated comprehensive audits, resulting in increased compliance standards.
  • Conduct risk assessments and implement effective risk mitigation strategies.
  • Develop and support strong risk culture across both 1LoD and 2LoD.
  • Provide compliance expertise and training across organisation departments.
  • Prepare and present reports to senior management and Board, escalating high-risk compliance issues as needed.
  • Develop and implement risk-based oversight frameworks.
    Contribute to EMI license application process, including policy creation, operational resilience, and internal controls.
  • Ensure compliance of financial promotions, marketing, advertising, and press materials with regulatory requirements.
  • Delivered insightful reports on current fraud trends to senior management team members.
  • Support KYC/KYB onboarding and conduct root cause analysis.
  • Monitor records and transactions for potential fraud, reporting vulnerabilities to senior leadership and board members
  • Analysed transaction data to detect trends and anomalies, reducing instances of fraud.
  • Worked with law enforcement agencies to provide data and assist criminal investigations.

Director

LIFESTYLE VIRTUAL ASSISTANTS LTD
Knutsford , CHE
04.2021 - 07.2023
  • Led multiple teams to drive company growth, aligning with overall mission and values.
  • Facilitated business operations, financial performance, investments, and ventures.
  • Supported diversification of digital payment platforms, including World pay, Stripe, PayPal, Apple Pay, and Square.
  • Built strong professional relationships with business partners, shareholders, and authorities to establish trust and reliability.
  • Developed and executed digital marketing strategies to increase brand awareness, eCommerce sales, and wholesale support across digital channels.
  • Adapted social media strategies based on market research and customer data.
  • Managed paid social media ads, optimising budgets and performance to maximise ROI.
  • Secured new clients and supported B2B business development.
  • Customised digital promotions for diverse clients, products, and services.
  • Suggested and implemented new promotions to enhance brand awareness for clients.
  • Fostered engagement across platforms, analysing analytics for trends and growth opportunities.
  • Conducted competitor analysis to identify opportunities for expansion and audience engagement.
  • Improved website performance through SEO optimization, increasing traffic by 60%.
  • Contributed to business growth through lead generation and conversion strategies.
  • Brainstormed and executed creative online campaigns and social engagement strategies.

Senior Bank Manager

HSBC
Various Locations Started May 2012-2021, MAN
06.2012 - 07.2021
  • Ensured strict compliance with Bank Secrecy Act, AML, OFAC regulations, and FCA guidelines.
  • Led and coached high-performing teams, driving culture of compliance, collaboration, and innovation.
  • Managed customer applications for personal, business, and lending services, ensuring full regulatory adherence.
  • Analysed financial data and collaborated across functions to build compliance-driven financial models maximising shareholder value.
  • Managed credit approval processes with focus on compliance, meeting 3-day SLA.
  • Maintained high standards for loan security, cash management, and regulatory compliance in line with FCA and bank policies.
  • Supported HR processes, ensuring new hires adhered to compliance standards and policies.
  • Monitored market trends to assess compliance risks and forecast service demand.
  • Enforced compliance with FCA regulations and proactively identified and mitigated compliance risks.
  • Built and maintained relationships with senior stakeholders, ensuring business decisions aligned with regulatory requirements.
  • Supervised branch operations, ensuring continuous improvement and adherence to compliance standards.
  • Drove compliance-driven innovation and change initiatives across Retail and Commercial Banking.
  • Developed and delivered tailored coaching programs focused on compliance awareness and performance improvement.
  • Established and monitored KPIs to track performance across sales, service, and operations.
  • Led compliance audits, data protection assessments, reporting, and change management efforts to ensure regulatory adherence.
  • Implemented compliance-driven growth strategies to improve long-term prospecting, strategy development, and customer engagement.

Operations Manager Commercial Banking

HSBC
Remote, Remote
04.2020 - 01.2021
  • Monitored financial controls, processes, and procedures to develop best practices.
  • Directed financial reporting on yields, transformation costs, and profitability.
  • Managed full onboarding process for customers and partners, ensuring compliance with AML, KYC, CDD and ID&VA with account setup.
  • Conducted technical risk analysis, collaborating with leadership to address financial crime risks.
  • Proactively monitored key metrics to optimise performance and efficiency of Onboarding Support team.
  • Managed accurate and timely reporting of financial transactions for detailed analysis.
  • Assessed risk reporting processes to ensure comprehensive inclusion of tactical, technical, and strategic risks.
  • Led site operations appraisals, including budgets and forecasts.
  • Analysed multi-source data to determine sales and delivery terms for products and services.
  • Supported front-line sales teams with efficient administrative operations.
  • Defined business strategies and roadmaps to drive sales, promotions, and marketing performance.
  • Achieved 1.3 billion quarterly revenue increase through Loan sales.
  • Ensured compliance with Bank of England, PRA, FCA, and other regulatory requirements.
  • Managed team of 220 staff including 15 managers to drive performance through motivational strategies to exceed targets.
  • Investigated and addressed suspicious or non-compliant activities.
  • Supported continuous improvement with stringent audit schedule.
  • Conducted audits and risk assessments to identify and mitigate non-compliance.
  • Enforced compliance with regulatory requirements, addressing deficiencies in underwriting submissions.
  • Improved operational efficiency by streamlining processes and implementing strategic plans.

Senior Service and Sales Manager

HSBC St Ann's Square
Manchester, MAN
01.2019 - 03.2020
  • Maximised team performance by setting clear expectations and conducting weekly progress reviews.
  • Developed risk management plans, driving 30% increase in annual profits.
  • Implemented sales and marketing strategies, achieving 42% year-on-year revenue growth.
  • Created incentive programs, improving employee retention by 18%.
  • Adjusted business plans based on market activity to drive branch performance.
  • Established risk management policies to minimise bank losses.
  • Interviewed and hired top talent, enhancing team’s skills and capabilities.
  • Managed branch team of 34 personal bankers and 6 managers.
  • Led with transformational, value-based leadership approach to drive improvements.
  • Approved mortgage applications up to £10 million.
  • Handled transaction monitoring queries and reporting.
  • Supervised branch operations, ensuring continuous improvement and enhanced service delivery.
  • Ensured full compliance with retail and business mortgage lending guidelines.
  • Mitigated risks by upholding stringent bank standards for loans and money/cash handling.

Education

BSc (Hons) - Media Technology

University of Salford
Salford
07.2007

Some College (No Degree) - Regulations 101

CPD
Remote

Skills

  • FCA regulatory compliance and consumer duty
  • Due Diligence onboarding for new clients/customers
  • Risk/Compliance management
  • Quality Assurance monitoring
  • AML, Fraud, CDD, EDD, KYC, KYB, CTF, Fin crime and Sanctions
  • Risk Appetite/assessment and analysis
  • Enhancement of policies, procedures and controls including AML policies, processes and systems
  • Enterprise-Wide risk assessment
  • Credit risk management
  • Regulatory risk and risk strategy
  • Transaction monitoring
  • Compliance regulations and documentation
  • Compliance and Financial crime framework
  • Working knowledge of FCA/EBA/PSR/PRA regulatory regulations
  • Fraud Management
  • Data Protection management

Languages

English
Native
Arabic
Native

Timeline

Compliance Manager Regulatory & Oversight

Suits Me Limited (Fintech)
08.2023 - 04.2025

Director

LIFESTYLE VIRTUAL ASSISTANTS LTD
04.2021 - 07.2023

Operations Manager Commercial Banking

HSBC
04.2020 - 01.2021

Senior Service and Sales Manager

HSBC St Ann's Square
01.2019 - 03.2020

Senior Bank Manager

HSBC
06.2012 - 07.2021

BSc (Hons) - Media Technology

University of Salford

Some College (No Degree) - Regulations 101

CPD

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Dee Ahmed